Gavop's guide to buying homeowners insurance in Hope, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hope, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1505, Hempstead 167 Rd, Ingersoll Ln, Hempstead 263 Rd W, E Columbus St, Co Rd 9, Bingen-Corinth Rd, E Ave H, Co Rd 353, Hempstead 1070 Rd | $98,000 | $80,000 | $75,000-$100,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Southlake Rd, Hempstead 49 Rd, Hempstead 57 Rd, State Hwy 353, S Spruce St, Co Rd 345, Co Rd 27 S, State Hwy 239, Hempstead 27 Rd S, Caney Creek Rd | $145,000 | $140,000 | $150,000-$175,000 | $87,000 | $80,000 | $100,000-$125,000 |
| Co Rd 189 S, S Pine St, Bonds Dr, Nevada 229 Rd, Hammond St, Co Rd 189 N, Co Rd 167, W 6th St, Co Rd 33, 12th St | $106,000 | $90,000 | $100,000-$125,000 | $58,000 | $50,000 | $50,000-$75,000 |
| S Main St, Dodds Ave, Co Rd 1070, Hempstead 1245 Rd, Hempstead 1510 Rd, Allen St, W 21st St, Rail Road St, Co Rd 317, Airport Rd | $107,500 | $90,000 | $100,000-$125,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Hempstead 1440 Rd, E Hempstead St, Hannah St, W Patrol Rd, Mount Prairie St, Co Rd 12, S Front St, E Ave E, Agan Rd, Patmos 355 Cut Off Rd | $108,000 | $100,000 | $100,000-$125,000 | $97,500 | $80,000 | $100,000-$125,000 |
| SE Alexander, Hempstead 30 Rd, Hempstead 118 Rd E, N Bonner St, Conway St, Fricks Ln, E Ave A, Co Rd 7, S Edgewood St, Hempstead 45 Rd N | $145,000 | $120,000 | $100,000-$125,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Abby St, Hempstead 280 Rd, Sitka St, Hempstead 336 Rd, Dogwood Ln, Harrison Rd S, River Rd, Grassy Lake, Brannon St, Hempstead 24 Rd | $87,500 | $80,000 | $100,000-$125,000 | $92,500 | $80,000 | $100,000-$125,000 |
| Pritchard St, Co Rd 40 W, Co Rd 13, State Hwy 332, Belew St, Hempstead 352 Rd, Oakhaven Rd, Co Rd 45 S, Co Rd 35 S, Hempstead 339 Rd | $135,000 | $130,000 | $125,000-$150,000 | $105,500 | $80,000 | $100,000-$125,000 |
| Co Rd 58, Co Rd 203, S Brannon St, E 11th St, Hempstead 101 Rd, Hempstead 149 Rd, Co Rd 52, Hempstead 319 Rd, Co Rd 40 E, Co Rd 1100 | $96,000 | $90,000 | $75,000-$100,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Hempstead 322 Rd, E Plainview, Locust, Huckabee Rd, Hempstead 1430 Rd, Hempstead 306 Rd, Hempstead 188 Rd, Co Rd 1060, Hempstead 248 Rd, Ina St | $121,000 | $110,000 | $100,000-$125,000 | $129,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $608 |
| Superior Protection Discount | -$67 | $675 |
| Fire & Security Discount | -$82 | $660 |
| Hail Resistant Roof Discount | -$15 | $727 |
| Newly Constructed Home Discount | -$148 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hempstead County | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
| Hope, AR | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Perrytown, AR | $100 | $952 | $1,052 | $692 | $792 | $260 |
| Ozan, AR | $1,500 | $880 | $2,380 | $640 | $2,140 | $241 |
| Patmos, AR | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| Hooks, TX | $2,500 | $995 | $3,495 | $723 | $3,223 | $272 |
| Lafayette, AR | $500 | $691 | $1,191 | $502 | $1,002 | $189 |
| Maud-Redwater, TX | $1,000 | $1,477 | $2,477 | $1,073 | $2,073 | $404 |
| Caddo Valley, AR | $100 | $1,016 | $1,116 | $738 | $838 | $278 |
| Montgomery, AR | $400 | $1,087 | $1,487 | $790 | $1,190 | $297 |
| Home Insurance Company Hope, AR | Homeowners Insurance Agency Hope, AR | Address | Popularity Score | Distance from Hope (miles) |
|---|---|---|---|---|
| Allstate | Landmark Insurance | 691 Highway 27 Byp, Nashville, AR, 71852 | 23.2 | |
| State Farm | Heather H Doucet | 500 W Avenue D St, Hope, AR, 71801-3329 | 0.5 | |
| Farmers | Maria Delgado | 222 N Hervey St Ste C, Hope, AR, 71801 | 0.4 | |
| State Farm | David Bost | 2503 Pine St Ste 1, Arkadelphia, AR, 71923-4368 | 43.0 | |
| State Farm | Kenny Spence | 107 Hwy 79 North, Magnolia, AR, 71753-3271 | 34.3 | |
| Allstate | Richard Sexton | 1103 Arkansas Blvd # 1, Texarkana, AR, 71854 | 29.1 | |
| Farmers | Douglas Edwards | 612 E Main St Ste G, Magnolia, AR, 71753 | 34.5 | |
| State Farm | David Parker | 807 E 3rd St, Hope, AR, 71801-5504 | 0.6 | |
| Farmers | James East | 4002 Jefferson Ave # C, Texarkana, AR, 71854 | 29.0 | |
| Travelers | Alliance Insurance Group | 117 East Main Street, Prescott, AR, 71857 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,510 | $730 |
| Hempstead County, AR | $76,200 | $740 | $530 | $1,020 | $490 |
| Hope, AR | $76,400 | $742 | $500 | $1,020 | $520 |
| Perrytown, AR | $92,500 | $964 | $670 | $1,320 | $650 |
| Ozan, AR | $78,100 | $891 | $640 | $1,270 | $630 |
| Patmos, AR | $68,300 | $840 | $600 | $1,180 | $580 |
| Hooks, TX | $79,300 | $1,007 | $660 | $1,550 | $890 |
| Lafayette, AR | $67,000 | $700 | $480 | $990 | $510 |
| Maud-Redwater, TX | $94,800 | $1,495 | $990 | $2,300 | $1,310 |
| Caddo Valley, AR | $105,700 | $1,028 | $730 | $1,410 | $680 |
| Montgomery, AR | $121,100 | $1,100 | $800 | $1,570 | $770 |