Gavop's guide to buying homeowners insurance in Lenoir County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lenoir County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Disko Path Rd, N Wooten St, Levi Dr, State Rd 1913, Rouse Chapel Rd, State Rd 1143, Sutton Loop Rd, Jenkins Dr, Beech Ave, Boston St | $103,000 | $90,000 | $75,000-$100,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Rufus Dr, State Rd 1612, State Rd 1115, State Rd 1311, Raye Lynn Dr, Dorcas Ter, State Rd 1725, Campbell St, State Rd 1114, Beaver Creek | $94,000 | $90,000 | $75,000-$100,000 | $89,000 | $80,000 | $75,000-$100,000 |
| State Rd 1324, Vaughn Town Rd, E North St, Cox Farms Rd, Evelyn Dr, State Rd 1569, Jackson Heights St, Earl Howard Rd, Rhem St, State Rd 1733 | $110,000 | $100,000 | $75,000-$100,000 | $76,500 | $70,000 | $75,000-$100,000 |
| Roy Sutton Rd, Orange St, Eastover Ave, State Rd 1598, Cricket Rd, Onyx Ln, Hap Arnold Blvd, Little Pond Ln, Lockwood Rd, Kinsey Gin Rd | $133,000 | $110,000 | $100,000-$125,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Mindy Ln, Rountree St, State Rd 1174, Keith St, State Rd 1556, State Rd 1551, N Center St, State Rd 1527, King Heights Blvd, Elwoods Ln | $131,000 | $110,000 | $100,000-$125,000 | $92,000 | $90,000 | $75,000-$100,000 |
| Green Acres, Measley Rd, Floyds Dr, Spence St, Brothers Rd, Lovick Rd, Garris Rd, State Rd 1606, Pauls Path Rd, State Rd 1320 | $123,500 | $110,000 | $100,000-$125,000 | $63,500 | $50,000 | $50,000-$75,000 |
| Brer Rabbit Pl, State Rd 1603, Kennedy Farm Cir, Ada Washington Rd, Ariel Dr, Coleman Ln, Chickenshack Rd, State Rd 1920, Pine Knoll Dr, Palmer St | $97,000 | $90,000 | $100,000-$125,000 | $131,500 | $110,000 | $125,000-$150,000 |
| E James St, Frog Leg Rd, Faith Leeann Cir, State Rd 1639, State Rd 1307, Home Front Dr, Norbert Hill Rd, State Rd 1552, Greenbriar Rd, Ash Davis Rd | $110,000 | $100,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| State Rd 1742, Westminster Ln, State Hwy 11 Bus, Larkspur Rd, Brooks Farm Rd, Howard Family Rd, State Rd 1708, Joyner Dr, Woodberry Rd, Barbara Estelle Rd | $127,000 | $120,000 | $125,000-$150,000 | $88,500 | $80,000 | $100,000-$125,000 |
| Walter Ramsey Rd, Jay St, Daly Waldrop Rd, State Rd 1186, Harold Sutton Rd, E N Dickerson Rd, Secrest St, State Rd 1704, Northfork Dr, Lane St | $116,000 | $100,000 | $100,000-$125,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $806 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$90 | $906 |
| Hail Resistant Roof Discount | -$20 | $976 |
| Newly Constructed Home Discount | -$269 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lenoir County | $1,500 | $984 | $2,484 | $715 | $2,215 | $269 |
| Lenoir County, NC | $1,500 | $984 | $2,484 | $715 | $2,215 | $269 |
| Pink Hill, NC | $100 | $444 | $544 | $322 | $422 | $121 |
| Olds, NC | $1,000 | $535 | $1,535 | $388 | $1,388 | $146 |
| Richlands, NC | $200 | $716 | $916 | $520 | $720 | $196 |
| Faison, NC | $1,000 | $479 | $1,479 | $348 | $1,348 | $131 |
| Pitt County, NC | $100 | $771 | $871 | $561 | $661 | $211 |
| Stantonsburg, NC | $700 | $506 | $1,206 | $368 | $1,068 | $138 |
| Stokes, NC | $300 | $290 | $590 | $211 | $511 | $79 |
| Union, NC | $2,000 | $635 | $2,635 | $462 | $2,462 | $174 |
| Wilson's Mills, NC | $300 | $674 | $974 | $490 | $790 | $184 |
| Lisbon, NC | $700 | $579 | $1,279 | $421 | $1,121 | $158 |
| Home Insurance Company Lenoir County, NC | Homeowners Insurance Agency Lenoir County, NC | Address | Popularity Score | Distance from Lenoir County (miles) |
|---|---|---|---|---|
| Allstate | Shane Pate | 1810 N Berkeley Blvd, Goldsboro, NC, 27534 | 19.1 | |
| Erie | Fountain Roberson Anderson | 119 E Saint James Street, Tarboro, NC, 27886 | 45.7 | |
| Travelers | Middlesex Insurance Agency Inc | 10210 S Nash Street, Middlesex, NC, 27557 | 49.5 | |
| Travelers | Jake A Parrott Insurance Agency Inc | 2508 N Herritage St, Kinston, NC, 28501 | 4.3 | |
| State Farm | Ronald Tyndall | 602 N Berkeley Blvd, Goldsboro, NC, 27534-3409 | 19.7 | |
| State Farm | Will Mitchiner | 911 S Brightleaf Blvd, Smithfield, NC, 27577-4389 | 44.3 | |
| Erie | Conway & Company Insurers | 2914 N Herritage Street, Kinston, NC, 28501 | 4.6 | |
| Allstate | Tom Medlin | 324 N Brightleaf Blvd, Smithfield, NC, 27577 | 43.8 | |
| State Farm | Judy Jones | 704-H Plaza Blvd, Kinston, NC, 28501-1567 | 4.0 | |
| Liberty Mutual Independent | W A Moore & Company | 510 Plaza Blvd, Kinston, NC, 28501 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,220 | $570 |
| Lenoir County, NC | $93,500 | $996 | $730 | $1,380 | $650 |
| Lenoir County, NC | $93,500 | $996 | $680 | $1,400 | $720 |
| Pink Hill, NC | $69,500 | $449 | $330 | $640 | $310 |
| Olds, NC | $84,900 | $541 | $370 | $750 | $380 |
| Richlands, NC | $153,000 | $725 | $490 | $1,030 | $540 |
| Faison, NC | $75,300 | $485 | $330 | $670 | $340 |
| Pitt County, NC | $138,700 | $781 | $520 | $1,110 | $590 |
| Stantonsburg, NC | $79,900 | $512 | $370 | $720 | $350 |
| Stokes, NC | $46,200 | $294 | $200 | $410 | $210 |
| Union, NC | $103,800 | $643 | $460 | $880 | $420 |
| Wilson's Mills, NC | $111,600 | $682 | $500 | $970 | $470 |
| Lisbon, NC | $92,900 | $586 | $420 | $810 | $390 |