Gavop shows you how to buy homeowners insurance in Flat Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Flat Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Azalea Dr, Valley Banks Dr, State Rd 1729, State Rd 1003, Wilde Hollow Dr, Maney Branch Rd, Restful Way, Hamburg Mountain Rd, Jupiter Hills Dr, Hickory Dr | $301,000 | $250,000 | $300,000-$350,000 | $131,000 | $110,000 | $125,000-$150,000 |
| Partridge Ln, Pinebrook Rd, State Rd 1751, Sun Dog Dr, Stoney Knob Rd, Northview Park Rd, Ridgewood Ave, N Hill Rd, Miles Way, Orchid Hill Ln | $104,000 | $80,000 | $100,000-$125,000 | $113,000 | $110,000 | $125,000-$150,000 |
| Good Neighbor Ridge, Earnhardt Cir, Kentwood Dr, Mareldo Dr, Lower Shephard Branch Rd, High Bluff Dr, Alpine Way, Worthington Ln, State Rd 1761, Ollie Weaver Rd | $99,500 | $90,000 | $75,000-$100,000 | $126,000 | $110,000 | $100,000-$125,000 |
| State Rd 1756, Reeves St, Forest Knoll Dr, Ebernickel Ln, Bernice & Billy Dr, Brown Branch Rd, Crest Circle Dr, Sage Dr, State Rd 2108, Alcatnie Dr | $135,500 | $110,000 | $125,000-$150,000 | $157,000 | $130,000 | $125,000-$150,000 |
| State Rd 2154, Briarwood Dr, Carter Creek Rd, State Rd 2138, Oak St, Camelfield Rd, Beech Valley Est, Winding Hill Dr, State Rd 1753, Highland St | $258,500 | $210,000 | $250,000-$300,000 | $160,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $762 |
| Superior Protection Discount | -$81 | $816 |
| Fire & Security Discount | -$99 | $798 |
| Hail Resistant Roof Discount | -$18 | $878 |
| Newly Constructed Home Discount | -$215 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $2,500 | $972 | $3,472 | $706 | $3,206 | $266 |
| Flat Creek, NC | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Mars Hill, NC | $200 | $983 | $1,183 | $714 | $914 | $269 |
| Asheville, NC | $2,500 | $1,021 | $3,521 | $742 | $3,242 | $279 |
| Haywood County, NC | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Greene County, TN | $1,000 | $878 | $1,878 | $638 | $1,638 | $240 |
| Johnson City, TN | $400 | $980 | $1,380 | $712 | $1,112 | $268 |
| Silver Creek, NC | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Sylva, NC | $400 | $832 | $1,232 | $604 | $1,004 | $227 |
| Baneberry, TN | $2,000 | $1,206 | $3,206 | $877 | $2,877 | $330 |
| Landrum, SC | $500 | $788 | $1,288 | $572 | $1,072 | $215 |
| Webster, NC | $700 | $1,050 | $1,750 | $763 | $1,463 | $287 |
| Home Insurance Company Flat Creek, NC | Homeowners Insurance Agency Flat Creek, NC | Address | Popularity Score | Distance from Flat Creek (miles) |
|---|---|---|---|---|
| State Farm | Jake Morse | 416 Charlotte Rd, Rutherfordton, NC, 28139-2918 | 43.2 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 5.2 | |
| State Farm | Wayne Smith | 268 New Leicester Hwy, Asheville, NC, 28806-2019 | 11.5 | |
| State Farm | Tammy Murphy | 135 Charlotte Highway, Asheville, NC, 28803-9602 | 14.0 | |
| Erie | Freeman Agency Inc. | 1656 South Main Street, Waynesville, NC, 28786 | 32.1 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 3.9 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 15.3 | |
| Travelers | Math Insurance Service | 344 Merrimon Avenue, Asheville, NC, 28801 | 9.7 | |
| State Farm | Chad Toney | 70 N Main St Ste 1, Marion, NC, 28752-3945 | 30.6 | |
| State Farm | Augie Tammariello | 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611 | 11.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Buncombe County, NC | $209,800 | $984 | $670 | $1,370 | $700 |
| Flat Creek, NC | $212,700 | $896 | $610 | $1,250 | $640 |
| Mars Hill, NC | $190,000 | $995 | $730 | $1,410 | $680 |
| Asheville, NC | $227,500 | $1,033 | $710 | $1,420 | $710 |
| Haywood County, NC | $175,900 | $909 | $610 | $1,290 | $680 |
| Greene County, TN | $114,600 | $889 | $630 | $1,230 | $600 |
| Johnson City, TN | $160,500 | $992 | $680 | $1,380 | $700 |
| Silver Creek, NC | $92,000 | $864 | $620 | $1,190 | $570 |
| Sylva, NC | $192,200 | $842 | $610 | $1,190 | $580 |
| Baneberry, TN | $229,100 | $1,221 | $880 | $1,750 | $870 |
| Landrum, SC | $141,300 | $797 | $570 | $1,130 | $560 |
| Webster, NC | $211,600 | $1,063 | $710 | $1,480 | $770 |