How Can I Make My Flat Creek, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Flat Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Flat Creek, NC Home Insurance Coverage Levels | Back to Top

Flat Creek, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Azalea Dr, Valley Banks Dr, State Rd 1729, State Rd 1003, Wilde Hollow Dr, Maney Branch Rd, Restful Way, Hamburg Mountain Rd, Jupiter Hills Dr, Hickory Dr $301,000 $250,000 $300,000-$350,000 $131,000 $110,000 $125,000-$150,000
Partridge Ln, Pinebrook Rd, State Rd 1751, Sun Dog Dr, Stoney Knob Rd, Northview Park Rd, Ridgewood Ave, N Hill Rd, Miles Way, Orchid Hill Ln $104,000 $80,000 $100,000-$125,000 $113,000 $110,000 $125,000-$150,000
Good Neighbor Ridge, Earnhardt Cir, Kentwood Dr, Mareldo Dr, Lower Shephard Branch Rd, High Bluff Dr, Alpine Way, Worthington Ln, State Rd 1761, Ollie Weaver Rd $99,500 $90,000 $75,000-$100,000 $126,000 $110,000 $100,000-$125,000
State Rd 1756, Reeves St, Forest Knoll Dr, Ebernickel Ln, Bernice & Billy Dr, Brown Branch Rd, Crest Circle Dr, Sage Dr, State Rd 2108, Alcatnie Dr $135,500 $110,000 $125,000-$150,000 $157,000 $130,000 $125,000-$150,000
State Rd 2154, Briarwood Dr, Carter Creek Rd, State Rd 2138, Oak St, Camelfield Rd, Beech Valley Est, Winding Hill Dr, State Rd 1753, Highland St $258,500 $210,000 $250,000-$300,000 $160,500 $150,000 $125,000-$150,000

Choose the Best Flat Creek, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 No Pets, Smoker $180
Part Time Job 750-799 Credit Score <$25,000 1 Pet, Non-Smoker $370
Full Time Job 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $310

Choose the Right Deductible for your Flat Creek, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $700 $800 $590 $690 $110
Buncombe County, NC $2,500 $880 $1,380 $740 $3,240 $-1,860
Flat Creek, NC $700 $760 $1,260 $620 $1,320 $-60
Mars Hill, NC $200 $670 $870 $550 $750 $120
Asheville, NC $2,500 $870 $1,370 $750 $3,250 $-1,880
Haywood County, NC $500 $670 $1,170 $570 $1,070 $100
Greene County, TN $1,000 $530 $1,030 $430 $1,430 $-400
Johnson City, TN $400 $730 $1,130 $610 $1,010 $120
Silver Creek, NC $2,500 $500 $1,000 $430 $2,930 $-1,930
Sylva, NC $400 $850 $1,250 $710 $1,110 $140
Baneberry, TN $2,000 $1,090 $1,590 $950 $2,950 $-1,360
Landrum, SC $500 $490 $990 $410 $910 $80
Webster, NC $700 $1,180 $1,680 $990 $1,690 $-10

Identify Top Home Insurance Agents near Flat Creek, NC | Back to Top

Home Insurance Company Flat Creek, NC Homeowners Insurance Agency Flat Creek, NC Address Popularity Score Distance from Flat Creek (miles)
State Farm Jake Morse 416 Charlotte Rd, Rutherfordton, NC, 28139-2918
43.2
Liberty Mutual Independent Madison Insurance Group 26 S Main St, Mars Hill, NC, 28754
5.2
State Farm Wayne Smith 268 New Leicester Hwy, Asheville, NC, 28806-2019
11.5
State Farm Tammy Murphy 135 Charlotte Highway, Asheville, NC, 28803-9602
14.0
Erie Freeman Agency Inc. 1656 South Main Street, Waynesville, NC, 28786
32.1
Allstate Brian Davis 52 S Main St, Weaverville, NC, 28787
3.9
Nationwide Hughes Insurance Group Llc 901 Smokey Park Hwy Unit 65, Candler, NC, 28715
15.3
Travelers Math Insurance Service 344 Merrimon Avenue, Asheville, NC, 28801
9.7
State Farm Chad Toney 70 N Main St Ste 1, Marion, NC, 28752-3945
30.6
State Farm Augie Tammariello 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611
11.9

Compare Rates for Flat Creek, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $720 $530 $990 $460
Buncombe County, NC $191,500 $1,070 $730 $1,470 $740
Flat Creek, NC $161,800 $660 $470 $930 $460
Mars Hill, NC $172,000 $810 $540 $1,160 $620
Asheville, NC $195,500 $800 $550 $1,100 $550
Haywood County, NC $157,700 $840 $610 $1,190 $580
Greene County, TN $109,100 $580 $410 $790 $380
Johnson City, TN $154,300 $760 $540 $1,060 $520
Silver Creek, NC $96,700 $470 $320 $670 $350
Sylva, NC $158,000 $870 $630 $1,240 $610
Baneberry, TN $228,500 $1,190 $800 $1,680 $880
Landrum, SC $125,000 $550 $390 $760 $370
Webster, NC $236,100 $1,230 $900 $1,700 $800