Gavop's guide to buying homeowners insurance in Williamstown, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Williamstown, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stoney Ledge Rd, Chapin Hall Dr, Hamel Ave, Jerome Dr, Berkshire Dr, Candlewood Dr, Harwood St, Belden St, Moorland St, Fort Hoosac Pl | $235,500 | $210,000 | $200,000-$250,000 | $335,500 | $290,000 | $250,000-$300,000 |
| Cobbleview Rd, Lee Ter, Walden St, Riverview Rd, Observatory Ln, Cold Spring Rd, Elm Tree Loop, NW Hill Rd, Chapin Ct, Hoxsey St | $221,500 | $190,000 | $175,000-$200,000 | $370,500 | $310,000 | $350,000-$400,000 |
| Grace Ct, Langlois Ave, Frenier Ave, Hill Province Rd, Dennison Park Dr, Forest Rd, Riverside Dr, Pleasant Pl, Purple Mtn Pass, Pine Lodge Park Pl | $220,000 | $190,000 | $200,000-$250,000 | $298,000 | $270,000 | $200,000-$250,000 |
| Bryant St, Higgins Dr, Ide Rd, Woodlawn Dr, Bee Hill Rd, Mount Williams Dr, Berlin Rd, Hopper Rd, Gale Rd, Hancock Rd | $211,000 | $190,000 | $150,000-$175,000 | $342,000 | $280,000 | $350,000-$400,000 |
| Pine Cobble Rd, Lower Windflower Way, Sabin Dr, Stone Hill Rd, Nutmeg Ln, Blair Rd, Bank St, Thornliebank Cir, Cold Spring Rd, Sloan Rd | $316,000 | $280,000 | $300,000-$350,000 | $497,500 | $450,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $803 |
| Home and Two Car | -$148 | $725 |
| Home and Three Car | -$210 | $664 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
| Home Insurance Company Williamstown, MA | Homeowners Insurance Agency Williamstown, MA | Address | Popularity Score | Distance from Williamstown (miles) |
|---|---|---|---|---|
| Travelers | Phykitt Insurance Agency | 85 Main Street, North Adams, MA, 1247 | 5.6 | |
| Travelers | Colt Insurance Agency Inc | 101 South Street, Pittsfield, MA, 1201 | 17.4 | |
| Liberty Mutual Independent | Smith Bros - Mcandrews | 45 Park St, Adams, MA, 1220 | 7.3 | |
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West St 4th Fl, Pittsfield, MA, 1201 | 17.1 | |
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West St Fl 4, Pittsfield, MA, 1201 | 17.1 | |
| Travelers | Coakley Pierpan Dolan & Collins | 296 Main St, Williamstown, MA, 1267 | 1.9 | |
| Travelers | Encharter Insurance Llc | 25 University Drive, Amherst, MA, 1002 | 41.6 | |
| Travelers | A C Piccolo Insurance | 4 Open Square Wy Ste 213, Holyoke, MA, 1040 | 46.3 | |
| Travelers | Centennial Insurance Agcy Inc | 863 Montgomery St, Chicopee, MA, 1013 | 47.9 | |
| Travelers | Neill & Neill Insurance Agency Inc | 662 Riverdale Street, West Springfield, MA, 1089 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $2,000 | $970 |
| Berkshire County, MA | $203,300 | $921 | $630 | $1,260 | $630 |
| Williamstown, MA | $303,100 | $873 | $620 | $1,210 | $590 |
| Schodack, NY | $216,200 | $692 | $470 | $960 | $490 |
| Halfmoon, NY | $246,400 | $791 | $580 | $1,090 | $510 |
| Housatonic, MA | $200,000 | $952 | $680 | $1,310 | $630 |
| New Marlborough, MA | $360,700 | $1,444 | $980 | $2,060 | $1,080 |
| Copake Lake, NY | $260,200 | $1,003 | $720 | $1,410 | $690 |
| New Salem, MA | $239,700 | $1,046 | $700 | $1,490 | $790 |
| Chicopee, MA | $175,500 | $862 | $610 | $1,220 | $610 |
| Glens Falls North, NY | $217,400 | $828 | $550 | $1,150 | $600 |