Gavop's guide to buying homeowners insurance in Princeton, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Princeton, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Collin Cir, Co Rd 900, Bois D Arc Ave, Erie Ave, FM 3364, Co Rd 955, Co Rd 454, Cedar Creek Dr, E College Ave, Dye Blvd | $150,000 | $130,000 | $125,000-$150,000 | $222,000 | $200,000 | $200,000-$250,000 |
| Co Rd 864, Bronner Dr, Overland Trl, Pvt Rd 5172, Co Rd 456, Co Rd 1099, Pvt Rd 5203, Co Rd 1078, E US Hwy 380, Olive Dr | $93,500 | $70,000 | $100,000-$125,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Goeson Corner, Co Rd 3286, Highridge Ln, Princeton, Woody Dr, Co Rd 1212, Co Rd 398, Pvt Rd 5096, Co Rd 443, Olive St | $201,000 | $170,000 | $200,000-$250,000 | $176,500 | $160,000 | $150,000-$175,000 |
| Biggs Rd, Co Rd 744, Co Rd 901, Pvt Rd 5215, Co Rd 470, Co Rd 448, Paint Horse Trl, Mabel Ave, Leroy Rd, Co Rd 438 | $95,000 | $80,000 | $75,000-$100,000 | $152,000 | $130,000 | $125,000-$150,000 |
| N Meadow Cir, Overland Dr, The Crossings Dr, Tarragon St, Highridge Rd, Co Rd 400, Highridge Farms Rd, Co Rd 896, Sunrise Hill, Stagecoach Dr | $112,500 | $100,000 | $75,000-$100,000 | $169,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $806 |
| Superior Protection Discount | -$98 | $884 |
| Fire & Security Discount | -$108 | $875 |
| Hail Resistant Roof Discount | -$20 | $963 |
| Newly Constructed Home Discount | -$246 | $737 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Princeton, TX | Homeowners Insurance Agency Princeton, TX | Address | Popularity Score | Distance from Princeton (miles) |
|---|---|---|---|---|
| State Farm | Christopher Walls | 3308 Preston Rd Ste 300, Plano, TX, 75093-7452 | 18.5 | |
| Allstate | Kathy Hall | 1717 W University Dr Ste 407, Mckinney, TX, 75069 | 8.7 | |
| Allstate | Darrel Wilson | 3201 S Hardin Blvd Ste 210, Mckinney, TX, 75070 | 9.3 | |
| State Farm | Ann Dunham | 2301 W Parker Road, Plano, TX, 75023-7877 | 15.6 | |
| State Farm | Jason Reed | 1201 E Main St Ste 150, Allen, TX, 75002-3992 | 8.7 | |
| State Farm | Matt Wills | 1504 N Greenville Ave Ste 130, Allen, TX, 75002-5399 | 8.8 | |
| Farmers | Keevin Dailey | 901 N Mcdonald St Ste 610, Mckinney, TX, 75069 | 7.3 | |
| State Farm | Bob Quick | 2144 N Belt Line Rd, Mesquite, TX, 75150-7806 | 25.4 | |
| Travelers | Reading Insurance Agency | 301 S Sherman #203, Richardson, TX, 75081 | 19.5 | |
| State Farm | Tien Pham | 210 S Greenville Ave Ste 100, Richardson, TX, 75081-4103 | 19.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Princeton, TX | $156,300 | $983 | $650 | $1,510 | $860 |
| Union Valley, TX | $235,300 | $1,912 | $1,260 | $2,940 | $1,680 |
| Trenton, TX | $76,300 | $1,400 | $920 | $2,160 | $1,240 |
| Forney, TX | $186,800 | $1,217 | $800 | $1,870 | $1,070 |
| Pilot Point, TX | $114,900 | $1,583 | $1,040 | $2,440 | $1,400 |
| Lone Oak, TX | $88,800 | $1,042 | $690 | $1,610 | $920 |
| Commerce, TX | $81,800 | $1,017 | $670 | $1,570 | $900 |
| Southmayd, TX | $56,500 | $1,281 | $850 | $1,970 | $1,120 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Terrell South, TX | $132,700 | $1,649 | $1,090 | $2,540 | $1,450 |
| Oak Grove, TX | $183,500 | $1,795 | $1,180 | $2,760 | $1,580 |