Gavop's guide to buying homeowners insurance in New Boston, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New Boston, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hadaway St, S Elm St, Pecan Cir, Woodland Heights Rd, E Runnels St, Ann St, Co Rd 3114, Sharlotte Dr, Sexton Cir, Springhill Ln | $113,000 | $90,000 | $100,000-$125,000 | $78,000 | $60,000 | $75,000-$100,000 |
| Co Rd 2101, Co Rd 3113, Holly St, N Davis St, Co Rd 4108, Daniels Chapel Rd, S Center St, Coleman Ave, W Bowie St, Collum St | $113,000 | $100,000 | $75,000-$100,000 | $70,000 | $60,000 | $75,000-$100,000 |
| FM 1840, Co Rd 1002, Sunset St, Oak St, FM 3378, Co Rd 4014, Co Rd 4117, Church St, S Park Dr, Shumaker St | $142,500 | $120,000 | $125,000-$150,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Co Rd 4103, Co Rd 4129, S Ellis St, Ridgecrest St, Peggy St, N Elm St, Woodland Way, Co Rd 3108, Gilchrist Ln, N Miller St | $93,500 | $80,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Co Rd 4107, S Davis St, Wherry St, Deerfield Ln, Co Rd 3003, Co Rd 1003, Co Rd 2008, Co Rd 4010, Short Leaf Cir, S Maple St | $120,500 | $100,000 | $125,000-$150,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $847 |
| Superior Protection Discount | -$105 | $941 |
| Fire & Security Discount | -$94 | $951 |
| Hail Resistant Roof Discount | -$31 | $1,014 |
| Newly Constructed Home Discount | -$209 | $836 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bowie County | $1,500 | $1,387 | $2,887 | $1,008 | $2,508 | $379 |
| New Boston, TX | $2,000 | $1,033 | $3,033 | $750 | $2,750 | $282 |
| Redwater, TX | $200 | $1,440 | $1,640 | $1,046 | $1,246 | $393 |
| Nash, TX | $300 | $1,523 | $1,823 | $1,106 | $1,406 | $416 |
| Marietta-Douglassville, TX | $1,500 | $1,441 | $2,941 | $1,048 | $2,548 | $394 |
| Cass County, TX | $100 | $1,292 | $1,392 | $939 | $1,039 | $353 |
| Red Colony, AR | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Eagletown, OK | $300 | $1,057 | $1,357 | $768 | $1,068 | $289 |
| Broken Bow, OK | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Detroit, TX | $400 | $1,327 | $1,727 | $964 | $1,364 | $363 |
| Franklin County, TX | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Home Insurance Company New Boston, TX | Homeowners Insurance Agency New Boston, TX | Address | Popularity Score | Distance from New Boston (miles) |
|---|---|---|---|---|
| State Farm | Chris Harvey | 401 E Main St, Clarksville, TX, 75426-4001 | 35.5 | |
| Travelers | Goodman Insurance Agency Inc | 300 E Broadway, Clarksville, TX, 75426 | 35.5 | |
| Allstate | Keith Walley Agency | 4115 N Kings Hwy Ste 119, Texarkana, TX, 75503 | 18.7 | |
| Allstate | C. Bruce Moler | 400 S Madison Ave, Mount Pleasant, TX, 75455 | 37.3 | |
| Farmers | Lisa White | 101 E North Front St, New Boston, TX, 75570 | 2.3 | |
| Travelers | Clemens & Truitt Insurance | 501 Quitman St, Pittsburg, TX, 75686 | 44.7 | |
| Farmers | Jeannette Orms | 301 E Main St, Ore City, TX, 75683 | 49.3 | |
| Farmers | Jason Hawkins | 309 W Grizzley St, De Kalb, TX, 75559 | 9.8 | |
| Travelers | Offenhauser & Company | 518 Pine St, Texarkana, TX, 75501 | 23.9 | |
| State Farm | Larry Oxford | 5506 Cowhorn Creek Rd, Texarkana, TX, 75503-9101 | 21.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bowie County, TX | $109,400 | $1,404 | $930 | $2,160 | $1,230 |
| New Boston, TX | $89,700 | $1,045 | $690 | $1,610 | $920 |
| Redwater, TX | $87,000 | $1,457 | $960 | $2,240 | $1,280 |
| Nash, TX | $104,800 | $1,541 | $1,020 | $2,370 | $1,350 |
| Marietta-Douglassville, TX | $87,400 | $1,459 | $960 | $2,250 | $1,290 |
| Cass County, TX | $86,200 | $1,308 | $860 | $2,010 | $1,150 |
| Red Colony, AR | $69,600 | $847 | $580 | $1,190 | $610 |
| Eagletown, OK | $75,000 | $1,070 | $720 | $1,520 | $800 |
| Broken Bow, OK | $85,900 | $829 | $590 | $1,190 | $600 |
| Detroit, TX | $66,300 | $1,343 | $890 | $2,070 | $1,180 |
| Franklin County, TX | $130,300 | $936 | $620 | $1,440 | $820 |