Gavop tells you how to get the best homeowners insurance in Daviess County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $160,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $268,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $253,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $711 |
| Superior Protection Discount | -$85 | $762 |
| Fire & Security Discount | -$76 | $771 |
| Hail Resistant Roof Discount | -$25 | $821 |
| Newly Constructed Home Discount | -$169 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Daviess County | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Daviess County, KY | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Lewisport, KY | $400 | $792 | $1,192 | $576 | $976 | $217 |
| Hartford, KY | $2,000 | $708 | $2,708 | $515 | $2,515 | $194 |
| Troy, IN | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Sebree, KY | $700 | $749 | $1,449 | $544 | $1,244 | $205 |
| South Carrollton, KY | $100 | $730 | $830 | $531 | $631 | $200 |
| Central City, KY | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Lane, IN | $200 | $1,114 | $1,314 | $810 | $1,010 | $305 |
| St. Meinrad, IN | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Rochester, KY | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Sturgis, KY | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Home Insurance Company Daviess County, KY | Homeowners Insurance Agency Daviess County, KY | Address | Popularity Score | Distance from Daviess County (miles) |
|---|---|---|---|---|
| Travelers | Ohio Valley Insurance Llc | 2510 B Tamarack Rd, Owensboro, KY, 42301 | 3.7 | |
| Travelers | Shane Cox Insurance Inc | 216 West 3rd St, Owensboro, KY, 42303 | 3.2 | |
| State Farm | Baker Gardner | 101 Ashley Plaza Cir Ste 1, Morgantown, KY, 42261-7236 | 42.0 | |
| State Farm | Daniel Dick | 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130 | 2.1 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 27.8 | |
| State Farm | Mitch Jackson | 141 Old Highway 60, Hardinsburg, KY, 40143-2501 | 35.1 | |
| Travelers | Neely Insurance Agency Llc | 2120 Frederica St, Owensboro, KY, 42301 | 2.1 | |
| Allstate | David F. Lindow | 1210 Burlew Blvd Ste A, Owensboro, KY, 42303 | 0.8 | |
| State Farm | Allen Wade | 2021 Frederica St, Owensboro, KY, 42301-4820 | 2.1 | |
| Allstate | Bob Manion | 107 E 18th St, Owensboro, KY, 42303 | 2.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,250 | $640 |
| Daviess County, KY | $123,200 | $847 | $570 | $1,200 | $630 |
| Daviess County, KY | $123,200 | $847 | $580 | $1,180 | $600 |
| Lewisport, KY | $104,000 | $802 | $590 | $1,140 | $550 |
| Hartford, KY | $84,100 | $717 | $490 | $980 | $490 |
| Troy, IN | $94,100 | $677 | $470 | $930 | $460 |
| Sebree, KY | $93,300 | $758 | $550 | $1,050 | $500 |
| South Carrollton, KY | $89,000 | $739 | $530 | $1,010 | $480 |
| Central City, KY | $70,500 | $606 | $440 | $850 | $410 |
| Lane, IN | $268,100 | $1,128 | $760 | $1,570 | $810 |
| St. Meinrad, IN | $103,400 | $762 | $510 | $1,070 | $560 |
| Rochester, KY | $100,800 | $789 | $540 | $1,100 | $560 |
| Sturgis, KY | $82,400 | $709 | $490 | $1,000 | $510 |