Gavop tells you how to get the best homeowners insurance in Austin County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $128,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $174,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $174,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $311,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$87 | $880 |
| Fire & Security Discount | -$97 | $871 |
| Hail Resistant Roof Discount | -$29 | $938 |
| Newly Constructed Home Discount | -$261 | $706 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Austin County | $2,500 | $956 | $3,456 | $695 | $3,195 | $261 |
| Austin County, TX | $1,000 | $956 | $1,956 | $695 | $1,695 | $261 |
| Bellville, TX | $400 | $1,021 | $1,421 | $742 | $1,142 | $279 |
| Washington-Chappell Hill, TX | $2,000 | $1,707 | $3,707 | $1,241 | $3,241 | $467 |
| Colorado County, TX | $500 | $983 | $1,483 | $715 | $1,215 | $269 |
| Cinco Ranch, TX | $2,000 | $2,156 | $4,156 | $1,567 | $3,567 | $589 |
| Richmond, TX | $400 | $975 | $1,375 | $708 | $1,108 | $266 |
| Rosenberg-Richmond, TX | $1,000 | $1,442 | $2,442 | $1,048 | $2,048 | $394 |
| Piney Point Village, TX | $500 | $1,262 | $1,762 | $917 | $1,417 | $345 |
| Hunters Creek Village, TX | $1,000 | $1,379 | $2,379 | $1,002 | $2,002 | $377 |
| Thompsons, TX | $400 | $1,759 | $2,159 | $1,278 | $1,678 | $481 |
| Boling-Newgulf, TX | $1,500 | $1,521 | $3,021 | $1,105 | $2,605 | $416 |
| Home Insurance Company Austin County, TX | Homeowners Insurance Agency Austin County, TX | Address | Popularity Score | Distance from Austin County (miles) |
|---|---|---|---|---|
| Travelers | Wellmann Insurance Agency Inc | 103 East Academy, Brenham, TX, 77833 | 20.7 | |
| Allstate | Larry Lipton | 2611 Cypress Crk Pkwy Ste D100, Houston, TX, 77068 | 48.7 | |
| State Farm | Angel Henderson | 6370 N Eldridge Pkwy Ste D, Houston, TX, 77041-3517 | 39.8 | |
| State Farm | Jose Vasquez | 8058 Westheimer Rd, Houston, TX, 77063-2902 | 46.9 | |
| State Farm | Jay Fontenot | 9720 Jones Rd Ste 130, Houston, TX, 77065-4776 | 39.8 | |
| Travelers | Cadence Insurance | 10575 Katy Freeway Suite 150, Houston, TX, 77024 | 43.3 | |
| State Farm | Mike Harris | 17310 Fm 529 Rd Ste 112, Houston, TX, 77095-1169 | 36.0 | |
| State Farm | Nick Nazar | 7915 Fm 1960 Rd W Ste 175, Houston, TX, 77070-5728 | 43.7 | |
| State Farm | Jimmie Fucik | 661 Ellinger Road, La Grange, TX, 78945 | 35.3 | |
| State Farm | Randy Harris | 6402 Louetta Rd Ste 130, Spring, TX, 77379-7582 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Austin County, TX | $175,200 | $967 | $640 | $1,490 | $850 |
| Austin County, TX | $175,200 | $967 | $640 | $1,490 | $850 |
| Bellville, TX | $227,800 | $1,033 | $680 | $1,590 | $910 |
| Washington-Chappell Hill, TX | $157,900 | $1,728 | $1,140 | $2,660 | $1,520 |
| Colorado County, TX | $116,700 | $995 | $660 | $1,530 | $870 |
| Cinco Ranch, TX | $329,400 | $2,182 | $1,440 | $3,360 | $1,920 |
| Richmond, TX | $158,700 | $987 | $650 | $1,520 | $870 |
| Rosenberg-Richmond, TX | $196,000 | $1,460 | $960 | $2,250 | $1,290 |
| Piney Point Village, TX | $1,687,100 | $1,278 | $840 | $1,970 | $1,130 |
| Hunters Creek Village, TX | $1,525,700 | $1,395 | $920 | $2,150 | $1,230 |
| Thompsons, TX | $177,500 | $1,780 | $1,170 | $2,740 | $1,570 |
| Boling-Newgulf, TX | $104,500 | $1,539 | $1,020 | $2,370 | $1,350 |