Gavop tells you how to get the best homeowners insurance in Smith County, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Smith County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 902, Co Rd 128, Co Rd 20, Co Rd 514C, Kennedy St, Dead River Rd, Fellowship Rd, Co Rd 71, Co Rd 146, Coursey St | $121,500 | $110,000 | $125,000-$150,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Co Rd 538B, High St, Co Rd 136, Scr 35-10, Front St, Hughes Ln, Co Rd 82, Co Rd 57, Hwy 13, Dallas St | $153,500 | $130,000 | $175,000-$200,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Virgil St, Co Rd 515, Co Rd 72 E, Co Rd 37-7, Co Rd 39, Co Rd 12, Co Rd 538 E, Co Rd 15, State Hwy 37, Co Rd 76 | $133,000 | $130,000 | $125,000-$150,000 | $91,000 | $90,000 | $100,000-$125,000 |
| Goodson Ln, Pine St, State Hwy 28, Chestnut St, Sellers St, Co Rd 43, Co Rd 18-2, Sylvarena Ave, McGill Ln, Co Rd 541 | $150,000 | $120,000 | $125,000-$150,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Co Rd 48, Anderson Ln, Burrows Ln, Shee St, Corley Ave, Co Rd 91, Magnolia Dr, Co Rd 84, Co Rd 558, Haven Dr | $122,000 | $110,000 | $125,000-$150,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $661 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$65 | $742 |
| Hail Resistant Roof Discount | -$24 | $782 |
| Newly Constructed Home Discount | -$226 | $581 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smith County | $2,000 | $797 | $2,797 | $579 | $2,579 | $218 |
| Smith County, MS | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Taylorsville, MS | $100 | $1,119 | $1,219 | $813 | $913 | $306 |
| Soso, MS | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Morton, MS | $300 | $937 | $1,237 | $681 | $981 | $256 |
| Simpson County, MS | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Robinhood, MS | $200 | $682 | $882 | $495 | $695 | $186 |
| Ellisville, MS | $1,500 | $976 | $2,476 | $709 | $2,209 | $267 |
| New Hebron, MS | $100 | $1,081 | $1,181 | $785 | $885 | $295 |
| Jefferson Davis County, MS | $2,000 | $803 | $2,803 | $583 | $2,583 | $219 |
| Stonewall, MS | $100 | $776 | $876 | $564 | $664 | $212 |
| Sumrall, MS | $1,000 | $1,357 | $2,357 | $986 | $1,986 | $371 |
| Home Insurance Company Smith County, MS | Homeowners Insurance Agency Smith County, MS | Address | Popularity Score | Distance from Smith County (miles) |
|---|---|---|---|---|
| Allstate | Robert Queen | 1006 Top St Ste L, Flowood, MS, 39232 | 42.2 | |
| Travelers | Advantage One Insurance Inc | 206 W Central Ave, Petal, MS, 39465 | 48.2 | |
| State Farm | Brett Olson | 1106 Highway 51, Madison, MS, 39110-9088 | 47.4 | |
| State Farm | Jay Hassell | 1553 E County Line Rd Ste 106, Jackson, MS, 39211-1806 | 45.3 | |
| State Farm | Rodney Stokes | 7720 Old Canton Rd, Madison, MS, 39110-9000 | 47.0 | |
| State Farm | Mike Mckennon | 171 Green St, Monticello, MS, 39654 | 48.4 | |
| State Farm | Godwin Dafe | 2424 Bailey Ave Ste C, Jackson, MS, 39213-6901 | 46.1 | |
| Allstate | Steve Gosselin | 211 Woodgate Dr S Ste A, Brandon, MS, 39042 | 36.0 | |
| Travelers | Stewart Sneed Hewes | 2616 Lakeward Dr, Jackson, MS, 39216 | 44.0 | |
| State Farm | Tim Luedtke | 3093 Highway 49, Collins, MS, 39428-0817 | 27.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,630 | $810 |
| Smith County, MS | $79,700 | $806 | $560 | $1,150 | $590 |
| Smith County, MS | $79,700 | $806 | $540 | $1,120 | $580 |
| Taylorsville, MS | $105,300 | $1,133 | $820 | $1,610 | $790 |
| Soso, MS | $83,000 | $983 | $670 | $1,400 | $730 |
| Morton, MS | $77,900 | $948 | $680 | $1,350 | $670 |
| Simpson County, MS | $86,800 | $848 | $590 | $1,170 | $580 |
| Robinhood, MS | $43,900 | $690 | $500 | $960 | $460 |
| Ellisville, MS | $83,600 | $988 | $710 | $1,410 | $700 |
| New Hebron, MS | $99,400 | $1,094 | $800 | $1,510 | $710 |
| Jefferson Davis County, MS | $80,600 | $812 | $590 | $1,150 | $560 |
| Stonewall, MS | $56,000 | $785 | $540 | $1,080 | $540 |
| Sumrall, MS | $145,600 | $1,373 | $1,000 | $1,960 | $960 |