Gavop shows you how to buy homeowners insurance in San Mateo County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| San Mateo County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shoreview Ave, East Ave, Castillo St, View Trl, Abbot Ave, View Point Ct, Chula Vista Dr, Hoods Point Way, Laning Dr, Obrien Dr | $361,000 | $340,000 | $400,000-$500,000 | $298,000 | $260,000 | $250,000-$300,000 |
| Nathorst Ave, Crosby Ct, Oak Park Ct, Burlingame Ave, Mesa Ct, E Bayshore Rd, Forrestal Ln, Atherton Oaks Ln, Monte Diablo Ave, N Carolan Ave | $546,000 | $500,000 | $500,000-$600,000 | $594,500 | $540,000 | $600,000-$700,000 |
| Magnolia Dr, Woodbridge Cir, 12th Ave, Selby Ln, Franz Ct, Encina Ave, Piedmont Ave, Brookwood Rd, Harbor Colony Ct, Jervis Ave | $497,500 | $450,000 | $400,000-$500,000 | $311,000 | $270,000 | $300,000-$350,000 |
| Rex St, Antares Ln, S Grant St, Hamilton St, Wyndham Dr, Iris St, J Hart Clinton Dr, Gaslight Ln, Piccadilly Ln, Westline Dr | $448,000 | $410,000 | $400,000-$500,000 | $320,000 | $300,000 | $250,000-$300,000 |
| Brentwood Rd, Maddux Dr, Eucalyptus Way, Sea Spray Ct, Ridge View Dr, Baines St, Miltonia Dr, Linden St, Cheryl Pl, N San Mateo Dr | $481,500 | $450,000 | $500,000-$600,000 | $291,500 | $260,000 | $250,000-$300,000 |
| Shawnee Pass, Capitol Ave, Camborne Ave, Wakefield Ct, Vis del Sol, Oviedo Ct, Grayson Ct, Francisco Dr, Darlene Ave, Thornhill Dr | $843,500 | $790,000 | $900,000-$1,000,000 | $647,000 | $570,000 | $700,000-$800,000 |
| Sharon Park Dr, Upenuf Rd, Felton Dr, Pepper Ave, Oneonta Ave, San Benito Ave, Valencia, Woodland Vis, Summit Rd, Heather Ln | $607,500 | $500,000 | $600,000-$700,000 | $625,000 | $500,000 | $500,000-$600,000 |
| San Benito Ave, Oriente St, Inyo Pl, Surfperch St, Havenridge Ct, Avelar St, Woodhill Dr, Shoreline Dr, 2nd St, Sorrel Ln | $326,000 | $310,000 | $350,000-$400,000 | $382,500 | $350,000 | $400,000-$500,000 |
| Dewey St, la Cumbre Rd, Bruce St, Toyon Way, Livingston Ave, Elmer St, Hudson St, Aster Way, Hillsborough Blvd, Summer Ave | $771,500 | $630,000 | $800,000-$900,000 | $674,500 | $590,000 | $500,000-$600,000 |
| Foresail Ct, Gazos Creek Rd, Redwood Shores Pkwy, Robin Ct, Cadiz St, Lake Merced Blvd, Hawthorne Ave, Santa Florita Ave, E Aegean Way, Palomar Rd | $750,000 | $700,000 | $700,000-$800,000 | $715,500 | $590,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $1,055 |
| Superior Protection Discount | -$110 | $1,117 |
| Fire & Security Discount | -$98 | $1,129 |
| Hail Resistant Roof Discount | -$37 | $1,190 |
| Newly Constructed Home Discount | -$282 | $945 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Mateo County | $700 | $1,212 | $1,912 | $881 | $1,581 | $331 |
| San Mateo County, CA | $700 | $1,212 | $1,912 | $881 | $1,581 | $331 |
| El Granada, CA | $400 | $2,370 | $2,770 | $1,722 | $2,122 | $648 |
| Alameda County, CA | $1,000 | $1,235 | $2,235 | $898 | $1,898 | $338 |
| Moraga, CA | $100 | $932 | $1,032 | $677 | $777 | $255 |
| Central Contra Costa, CA | $2,500 | $1,061 | $3,561 | $771 | $3,271 | $290 |
| Walnut Creek, CA | $300 | $1,316 | $1,616 | $957 | $1,257 | $360 |
| West Contra Costa, CA | $1,500 | $1,155 | $2,655 | $839 | $2,339 | $316 |
| Rio del Mar, CA | $200 | $1,133 | $1,333 | $824 | $1,024 | $310 |
| Vine Hill, CA | $700 | $976 | $1,676 | $709 | $1,409 | $267 |
| Novato, CA | $400 | $1,317 | $1,717 | $957 | $1,357 | $360 |
| San Martin, CA | $700 | $1,143 | $1,843 | $830 | $1,530 | $312 |
| Home Insurance Company San Mateo County, CA | Homeowners Insurance Agency San Mateo County, CA | Address | Popularity Score | Distance from San Mateo County (miles) |
|---|---|---|---|---|
| State Farm | Marilyn Wong | 763 Polhemus Rd Fl 2, San Mateo, CA, 94402-3965 | 7.5 | |
| Travelers | Paul R Nadler Insurance Services | 1560 Laurel St 200, San Carlos, CA, 94070 | 8.8 | |
| Allstate | Eddy Chan | 30 W 39th Ave Ste 100, San Mateo, CA, 94403 | 9.2 | |
| Farmers | Richard Jerkovich | 425 Harbor Blvd Ste E, Belmont, CA, 94002 | 9.3 | |
| Allstate | Michele Bolstad | 1485 El Camino Real Ste 101, Belmont, CA, 94002 | 8.9 | |
| State Farm | Ed Bright | 1151 Arroyo Ave, San Carlos, CA, 94070-3908 | 8.8 | |
| State Farm | Charlotte Russell | 643 Bair Island Road Suite 101, Redwood City, CA, 94063-2755 | 9.9 | |
| State Farm | Carlos Marron | 801 Woodside Rd Ste 12, Redwood City, CA, 94061-3751 | 8.9 | |
| State Farm | Kristen Young | 543 Main St, Half Moon Bay, CA, 94019-1921 | 4.6 | |
| Allstate | Ray Sullivan | 742 El Camino Real, San Carlos, CA, 94070 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| El Granada, CA | $916,500 | $2,399 | $1,780 | $3,260 | $1,480 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Moraga, CA | $1,035,000 | $944 | $700 | $1,280 | $580 |
| Central Contra Costa, CA | $703,100 | $1,074 | $790 | $1,460 | $670 |
| Walnut Creek, CA | $704,900 | $1,332 | $990 | $1,810 | $820 |
| West Contra Costa, CA | $418,100 | $1,169 | $870 | $1,590 | $720 |
| Rio del Mar, CA | $831,200 | $1,147 | $850 | $1,560 | $710 |
| Vine Hill, CA | $371,400 | $988 | $730 | $1,340 | $610 |
| Novato, CA | $705,000 | $1,333 | $990 | $1,810 | $820 |
| San Martin, CA | $840,200 | $1,156 | $860 | $1,570 | $710 |