Gavop's guide to buying homeowners insurance in Franklin County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $144,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $143,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $233,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $298,500 | $260,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $556 |
| Superior Protection Discount | -$58 | $589 |
| Fire & Security Discount | -$52 | $595 |
| Hail Resistant Roof Discount | -$19 | $628 |
| Newly Constructed Home Discount | -$129 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Franklin County, WA | $2,500 | $639 | $3,139 | $465 | $2,965 | $175 |
| Kahlotus, WA | $200 | $653 | $853 | $475 | $675 | $178 |
| Pasco North, WA | $2,500 | $700 | $3,200 | $508 | $3,008 | $191 |
| Pasco, WA | $500 | $639 | $1,139 | $465 | $965 | $175 |
| Othello, WA | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Mattawa-Royal City, WA | $300 | $646 | $946 | $470 | $770 | $177 |
| Waitsburg, WA | $2,000 | $700 | $2,700 | $509 | $2,509 | $191 |
| Walla Walla East, WA | $400 | $760 | $1,160 | $552 | $952 | $208 |
| Dixie, WA | $1,000 | $551 | $1,551 | $401 | $1,401 | $151 |
| George, WA | $400 | $638 | $1,038 | $464 | $864 | $174 |
| Ritzville, WA | $2,500 | $567 | $3,067 | $412 | $2,912 | $155 |
| Home Insurance Company Franklin County, WA | Homeowners Insurance Agency Franklin County, WA | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| Allstate | Terry L. Johnson | 7103 W Clearwater Ave Ste E, Kennewick, WA, 99336 | 26.9 | |
| State Farm | Craig Griffiths | 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981 | 26.2 | |
| Farmers | Elizabeth Veliz | 1600 W Clark St Ste C, Pasco, WA, 99301 | 23.3 | |
| Travelers | Ed Poe Agency | 103 S Columbia Ave, Connell, WA, 99326 | 9.0 | |
| Travelers | Conover Insurance | 1804 W Lewis St, Pasco, WA, 99301 | 23.4 | |
| Allstate | Jeff Hamilton | 110 Gage Blvd Ste 202, Richland, WA, 99352 | 26.8 | |
| Travelers | Ed Poe Agency | 103 N Columbia Ave, Connell, WA, 99326 | 9.0 | |
| Travelers | Simmons Insurance Group | 1103 N 20th Ave, Pasco, WA, 99301 | 22.8 | |
| Farmers | Romaine Smith | 707 6th St Ste A, Prosser, WA, 99350 | 47.1 | |
| Farmers | Jon Fuller | 5150 W Clearwater Ave Ste 120, Kennewick, WA, 99336 | 26.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,110 | $520 |
| Franklin County, WA | $177,400 | $647 | $470 | $900 | $430 |
| Franklin County, WA | $177,400 | $647 | $460 | $920 | $460 |
| Kahlotus, WA | $173,100 | $661 | $470 | $910 | $440 |
| Pasco North, WA | $206,400 | $708 | $520 | $1,010 | $490 |
| Pasco, WA | $176,800 | $647 | $430 | $890 | $460 |
| Othello, WA | $157,400 | $591 | $410 | $840 | $430 |
| Mattawa-Royal City, WA | $168,800 | $654 | $440 | $900 | $460 |
| Waitsburg, WA | $207,000 | $709 | $520 | $1,000 | $480 |
| Walla Walla East, WA | $255,300 | $769 | $520 | $1,060 | $540 |
| Dixie, WA | $118,300 | $558 | $400 | $790 | $390 |
| George, WA | $163,600 | $646 | $440 | $920 | $480 |
| Ritzville, WA | $125,300 | $574 | $410 | $790 | $380 |