Gavop's guide to buying homeowners insurance in Contra Costa County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Contra Costa County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cypress Pt, Melton Ln, Hazelwood Ct, Apache Ct, Fish Creek Pl, Shaw Pl, Whitewood Pl, Aqua Vis, Sierra Vista Ct, Ocho Rios Dr | $561,000 | $510,000 | $600,000-$700,000 | $260,000 | $210,000 | $250,000-$300,000 |
| Las Lomas Pl, Blemer Rd, Mira Loma Dr, Paulette Way, Browntail Way, Concerto Cir, San Joaquin Ave, Dewing Ln, Diokno Ct, Yale Cir | $510,000 | $460,000 | $500,000-$600,000 | $501,000 | $450,000 | $400,000-$500,000 |
| Mission Ave, Wren Ct, Bacon St, Canterbury Dr, Collier Canyon Rd, Clear Lake Ct, Vallecito Ct, Paraiso Dr, Brookside Rd, Mariposa Dr | $402,000 | $330,000 | $300,000-$350,000 | $260,000 | $250,000 | $300,000-$350,000 |
| Canyon Trl, Lower Golden Rain, Shannon Way, Tamalpais Ct, Beverly Dr, Corte Maria, Evelyn Ct, Oak Haven Ct, Loeffler Ln, S 27th St | $205,500 | $170,000 | $150,000-$175,000 | $183,500 | $150,000 | $200,000-$250,000 |
| Nandina Way, Carol Ln, Lexington Aly, Coconut St, Deer Run Dr, Steinbeck Ct, Tremont Ct, Lupine Rd, Erlandson St, Terrace Ct | $332,500 | $270,000 | $250,000-$300,000 | $222,000 | $190,000 | $200,000-$250,000 |
| Huston Ct, Garrard Blvd, Panoramic Dr, Amesbury St, Diablo Lakes Ln, Linda Dr, Colusa St, Volpaia Ct, Oakridge Ln, Arianna Ln | $181,000 | $170,000 | $175,000-$200,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Fairlawn Pl, Empire Mine Rd, Knightsbridge Way, Lonee Ct, Ludell Ct, E Prospect Ave, Lancelot Dr, Farragut Pl, Mt Conness Way, Blue Heron Ct | $291,500 | $260,000 | $200,000-$250,000 | $300,500 | $270,000 | $250,000-$300,000 |
| Alameda Ave, Hill View Ln, Ferness, Aspinwall Ct, Carquinez Way, Krona Ct, W Lake Dr, Summerfield Dr, Reedland Cir, Las Vegas Rd | $354,500 | $320,000 | $350,000-$400,000 | $166,500 | $130,000 | $125,000-$150,000 |
| Sequoia Ln, Joplin Ct, Rolling Hills Dr, N Royal Links Cir, Pleasant Pl, Beth Dr, S 7th St, Lupine Ct, Carter Way, Winterside Ct | $397,500 | $350,000 | $400,000-$500,000 | $222,000 | $210,000 | $250,000-$300,000 |
| Christenson Ct, Harmony Ln, Zephyr, San Miguel Rd, Dowitcher Ct, Bissell Ave, Carroll Dr, Calistoga Way, S Catamaran Cir, Francisco Villa Dr | $87,000 | $70,000 | $75,000-$100,000 | $83,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$238 | $1,164 |
| Superior Protection Discount | -$126 | $1,276 |
| Fire & Security Discount | -$154 | $1,248 |
| Hail Resistant Roof Discount | -$28 | $1,374 |
| Newly Constructed Home Discount | -$337 | $1,066 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Contra Costa County | $700 | $1,385 | $2,085 | $1,007 | $1,707 | $379 |
| Contra Costa County, CA | $2,000 | $1,385 | $3,385 | $1,007 | $3,007 | $379 |
| Blackhawk, CA | $200 | $925 | $1,125 | $672 | $872 | $253 |
| Oakley, CA | $700 | $893 | $1,593 | $649 | $1,349 | $244 |
| Marin City, CA | $300 | $1,777 | $2,077 | $1,292 | $1,592 | $486 |
| Redwood City, CA | $2,000 | $1,217 | $3,217 | $884 | $2,884 | $333 |
| Vacaville, CA | $400 | $926 | $1,326 | $673 | $1,073 | $253 |
| Mountain View, CA | $2,000 | $1,214 | $3,214 | $882 | $2,882 | $332 |
| Woodside, CA | $500 | $927 | $1,427 | $674 | $1,174 | $253 |
| Boyes Hot Springs, CA | $1,000 | $995 | $1,995 | $723 | $1,723 | $272 |
| Eldridge, CA | $200 | $1,807 | $2,007 | $1,313 | $1,513 | $494 |
| Home Insurance Company Contra Costa County, CA | Homeowners Insurance Agency Contra Costa County, CA | Address | Popularity Score | Distance from Contra Costa County (miles) |
|---|---|---|---|---|
| State Farm | Richard Pagano | 2317 Buchanan Rd Ste B, Antioch, CA, 94509-4403 | 8.2 | |
| State Farm | Chelsea Brackett | 2261 Morello Ave Ste A, Pleasant Hill, CA, 94523-1812 | 7.5 | |
| State Farm | Doug Mcardle | 901 Sunvalley Blvd Ste 230, Concord, CA, 94520-5817 | 6.7 | |
| Travelers | Paul R Nadler Insurance Services | 1560 Laurel St 200, San Carlos, CA, 94070 | 33.5 | |
| Travelers | Ryan Hayes Insurance Brokerage | 1301 Ygnacio Valley Rd Ste 202, Walnut Creek, CA, 94596 | 5.4 | |
| State Farm | Cathy Pasut | 1643 First Street, Livermore, CA, 94550-4370 | 19.1 | |
| Travelers | Mcnamara Insurance Service Inc | 1010 B St Suite 317, San Rafael, CA, 94901 | 31.8 | |
| Liberty Mutual Independent | Bone Robertson & Mcbride Inc | 1401 Willow Pass Rd Ste 850, Concord, CA, 94520 | 6.4 | |
| Allstate | Mario Pashai | 3195 Danville Blvd Ste 2, Alamo, CA, 94507 | 6.5 | |
| Allstate | Clyde Smith | 7000 Sunne Ln Ste 104, Walnut Creek, CA, 94597 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Blackhawk, CA | $1,165,700 | $936 | $690 | $1,270 | $580 |
| Oakley, CA | $356,000 | $903 | $670 | $1,230 | $560 |
| Marin City, CA | $625,700 | $1,799 | $1,330 | $2,450 | $1,120 |
| Redwood City, CA | $1,016,700 | $1,232 | $910 | $1,680 | $770 |
| Vacaville, CA | $367,700 | $937 | $690 | $1,270 | $580 |
| Mountain View, CA | $1,079,900 | $1,228 | $910 | $1,670 | $760 |
| Woodside, CA | $2,000,001 | $938 | $690 | $1,280 | $590 |
| Boyes Hot Springs, CA | $495,200 | $1,007 | $750 | $1,370 | $620 |
| Eldridge, CA | $638,900 | $1,829 | $1,350 | $2,490 | $1,140 |