Gavop shows you how to buy homeowners insurance in Aurora, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $90,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $113,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $181,500 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $675 |
| Home and Two Car | -$119 | $623 |
| Home and Three Car | -$185 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $2,500 | $891 | $3,391 | $647 | $3,147 | $243 |
| Aurora, MO | $1,500 | $733 | $2,233 | $533 | $2,033 | $200 |
| Flat Creek, MO | $500 | $823 | $1,323 | $598 | $1,098 | $225 |
| Wilson A, MO | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| North Galloway, MO | $400 | $1,097 | $1,497 | $797 | $1,197 | $300 |
| Willard, MO | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Walnut Grove, MO | $400 | $1,017 | $1,417 | $739 | $1,139 | $278 |
| Washburn, MO | $700 | $931 | $1,631 | $676 | $1,376 | $254 |
| Dadeville, MO | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Shoal Creek, MO | $400 | $787 | $1,187 | $572 | $972 | $215 |
| Anderson East, MO | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Home Insurance Company Aurora, MO | Homeowners Insurance Agency Aurora, MO | Address | Popularity Score | Distance from Aurora (miles) |
|---|---|---|---|---|
| State Farm | Kellan Foster | 3640 E 7th St, Joplin, MO, 64801-5671 | 41.5 | |
| Liberty Mutual Independent | Smart Insurance | 27 E Washington, Marionville, MO, 65705 | 4.8 | |
| Travelers | Scott Loveland Insurance | 2332 W Kingsley Ste A, Springfield, MO, 65807 | 24.2 | |
| State Farm | Shane Parker | 320 E Church, Aurora, MO, 65605-0166 | 1.5 | |
| Farmers | Nathan Dixon | 255 Us Highway 60 W, Republic, MO, 65738 | 15.7 | |
| Travelers | Bob Moffitt Agency Llc | 103 E Church St, Aurora, MO, 65605 | 1.4 | |
| Travelers | Bob Moffitt Agency Llc | 2012 S Elliott Ave Ste C, Aurora, MO, 65605 | 2.7 | |
| State Farm | Sean Crider | 103 Fourth St, Pineville, MO, 64856 | 45.8 | |
| Farmers | Michael Schatzer | 1101 S Hickory St, Mount Vernon, MO, 65712 | 8.9 | |
| State Farm | Kylee Campbell | 845 E Hwy 60 Ste F, Monett, MO, 65708-9309 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| Lawrence County, MO | $98,000 | $901 | $640 | $1,230 | $590 |
| Aurora, MO | $83,000 | $742 | $540 | $1,050 | $510 |
| Flat Creek, MO | $113,700 | $833 | $560 | $1,160 | $600 |
| Wilson A, MO | $118,400 | $1,006 | $710 | $1,380 | $670 |
| North Galloway, MO | $155,500 | $1,110 | $800 | $1,580 | $780 |
| Willard, MO | $129,500 | $874 | $600 | $1,200 | $600 |
| Walnut Grove, MO | $125,700 | $1,029 | $750 | $1,470 | $720 |
| Washburn, MO | $99,000 | $942 | $680 | $1,310 | $630 |
| Dadeville, MO | $69,600 | $829 | $570 | $1,170 | $600 |
| Shoal Creek, MO | $159,800 | $797 | $540 | $1,120 | $580 |
| Anderson East, MO | $88,800 | $906 | $650 | $1,290 | $640 |