Gavop shows you how to buy homeowners insurance in Osage County, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $128,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $128,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $168,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $146,500 | $140,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$234 | $996 |
| Superior Protection Discount | -$123 | $1,106 |
| Fire & Security Discount | -$111 | $1,119 |
| Hail Resistant Roof Discount | -$25 | $1,205 |
| Newly Constructed Home Discount | -$270 | $959 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Osage County | $2,500 | $1,215 | $3,715 | $883 | $3,383 | $332 |
| Osage County, OK | $2,000 | $1,215 | $3,215 | $883 | $2,883 | $332 |
| Pawhuska, OK | $500 | $903 | $1,403 | $656 | $1,156 | $247 |
| Avant, OK | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Cleveland, OK | $400 | $836 | $1,236 | $607 | $1,007 | $228 |
| Vera, OK | $2,000 | $1,228 | $3,228 | $892 | $2,892 | $336 |
| McCord, OK | $400 | $1,332 | $1,732 | $968 | $1,368 | $364 |
| Little Caney, KS | $1,000 | $1,188 | $2,188 | $863 | $1,863 | $325 |
| Summit, KS | $400 | $1,270 | $1,670 | $923 | $1,323 | $347 |
| Keystone Lake, OK | $2,500 | $933 | $3,433 | $678 | $3,178 | $255 |
| Ponca City, OK | $400 | $858 | $1,258 | $623 | $1,023 | $234 |
| Talala, OK | $1,500 | $1,049 | $2,549 | $763 | $2,263 | $287 |
| Home Insurance Company Osage County, OK | Homeowners Insurance Agency Osage County, OK | Address | Popularity Score | Distance from Osage County (miles) |
|---|---|---|---|---|
| Travelers | Tolson Agency Inc | 511 Kihekah Ave, Pawhuska, OK, 74056 | 4.7 | |
| Travelers | Tolson Agency Inc | 511 Kihekah Ave, Pawhuska, OK, 74056 | 4.7 | |
| State Farm | Brian Cannon | 11320 E 32nd St, Tulsa, OK, 74146-1940 | 46.8 | |
| Farmers | Dawn Hibbs | 4325 E 51st St Ste 112, Tulsa, OK, 74135 | 45.6 | |
| Farmers | Kevin Harrison | 5215 E 71st St Ste 1400, Tulsa, OK, 74136 | 47.5 | |
| State Farm | Randy John | 6933 S Lewis Ave, Tulsa, OK, 74136-3914 | 46.2 | |
| Travelers | Main Street Insurance Agency Llc | 319 S Main St, Sapulpa, OK, 74066 | 46.5 | |
| Farmers | Gerald Lee | Po Box 456, Hominy, OK, 74035 | 14.5 | |
| Travelers | Arthur J Gallagher & Co | 1300 S Main St, Tulsa, OK, 74119 | 40.7 | |
| Allstate | John Bonnewitz | 4146 S Harvard Ave Ste F3, Tulsa, OK, 74135 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,070 | $980 |
| Osage County, OK | $110,100 | $1,229 | $870 | $1,680 | $810 |
| Osage County, OK | $110,100 | $1,229 | $900 | $1,750 | $850 |
| Pawhuska, OK | $100,100 | $914 | $650 | $1,310 | $660 |
| Avant, OK | $46,900 | $809 | $580 | $1,140 | $560 |
| Cleveland, OK | $88,800 | $846 | $580 | $1,180 | $600 |
| Vera, OK | $95,000 | $1,243 | $830 | $1,750 | $920 |
| McCord, OK | $107,800 | $1,348 | $980 | $1,870 | $890 |
| Little Caney, KS | $107,500 | $1,202 | $940 | $1,620 | $680 |
| Summit, KS | $122,900 | $1,285 | $1,000 | $1,730 | $730 |
| Keystone Lake, OK | $105,300 | $944 | $650 | $1,300 | $650 |
| Ponca City, OK | $92,400 | $868 | $580 | $1,190 | $610 |
| Talala, OK | $74,100 | $1,062 | $780 | $1,520 | $740 |