Gavop tells you how to get the best homeowners insurance in Macon County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $189,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $193,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $257,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $209,500 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $713 |
| Superior Protection Discount | -$78 | $792 |
| Fire & Security Discount | -$70 | $800 |
| Hail Resistant Roof Discount | -$17 | $853 |
| Newly Constructed Home Discount | -$200 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
| Macon County, NC | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Mountain, NC | $500 | $1,136 | $1,636 | $826 | $1,326 | $311 |
| Hiawassee, GA | $1,500 | $1,118 | $2,618 | $813 | $2,313 | $306 |
| Cheoah, NC | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Young Harris, GA | $400 | $1,072 | $1,472 | $779 | $1,179 | $293 |
| Catheys Creek, NC | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Mossy Creek, GA | $100 | $778 | $878 | $565 | $665 | $213 |
| Slater-Marietta, SC | $1,000 | $612 | $1,612 | $444 | $1,444 | $167 |
| Mills River, NC | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Arial, SC | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| Home Insurance Company Macon County, NC | Homeowners Insurance Agency Macon County, NC | Address | Popularity Score | Distance from Macon County (miles) |
|---|---|---|---|---|
| Travelers | Brevard Insurance Agency Inc | 32 E Jordan St, Brevard, NC, 28712 | 39.4 | |
| Travelers | Wayah Insurance Group | 295 E Palmer St, Franklin, NC, 28744 | 3.1 | |
| Travelers | Brevard Insurance Agency Inc | 32 East Jordan St., Brevard, NC, 28712 | 39.3 | |
| State Farm | Jim Miller | 1504 Andrews Rd, Murphy, NC, 28906-5113 | 33.5 | |
| Allstate | Dalton Insurance Agency Of The Carolinas | 163 Main St Ste 1, Rosman, NC, 28772 | 33.9 | |
| Travelers | Smith Insurance Services Inc | 60 Woody Hampton Rd, Sylva, NC, 28779 | 19.5 | |
| State Farm | John Hamlin | 129 Commons Dr, Franklin, NC, 28734-4798 | 3.3 | |
| State Farm | Amy Manshack | 409 Georgia Rd, Franklin, NC, 28734-1921 | 2.1 | |
| State Farm | Cindy Rodgers | 1509 Highlands Rd, Franklin, NC, 28734-3502 | 4.1 | |
| Allstate | Myra Mente | 36 Marsh Lily Dr, Sylva, NC, 28779 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Macon County, NC | $162,000 | $870 | $590 | $1,240 | $650 |
| Macon County, NC | $162,000 | $870 | $590 | $1,230 | $640 |
| Mountain, NC | $241,300 | $1,150 | $790 | $1,640 | $850 |
| Hiawassee, GA | $197,300 | $1,132 | $760 | $1,560 | $800 |
| Cheoah, NC | $120,600 | $674 | $490 | $940 | $450 |
| Young Harris, GA | $180,800 | $1,085 | $740 | $1,530 | $790 |
| Catheys Creek, NC | $186,600 | $984 | $670 | $1,350 | $680 |
| Mossy Creek, GA | $139,000 | $787 | $540 | $1,130 | $590 |
| Slater-Marietta, SC | $89,900 | $619 | $410 | $880 | $470 |
| Mills River, NC | $201,000 | $865 | $610 | $1,230 | $620 |
| Arial, SC | $106,700 | $736 | $520 | $1,020 | $500 |