Gavop's guide to buying homeowners insurance in Chatsworth, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $114,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $170,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $147,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $563 |
| Superior Protection Discount | -$60 | $610 |
| Fire & Security Discount | -$60 | $610 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$194 | $476 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Murray County | $1,000 | $668 | $1,668 | $485 | $1,485 | $183 |
| Chatsworth, GA | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Ooltewah, TN | $400 | $999 | $1,399 | $726 | $1,126 | $273 |
| East Cleveland, TN | $1,000 | $680 | $1,680 | $494 | $1,494 | $186 |
| Nelson, GA | $100 | $1,030 | $1,130 | $749 | $849 | $282 |
| Walker County, GA | $2,500 | $773 | $3,273 | $562 | $3,062 | $211 |
| East Ridge, TN | $400 | $782 | $1,182 | $568 | $968 | $214 |
| Rossville, GA | $700 | $565 | $1,265 | $411 | $1,111 | $154 |
| Cherokee County, GA | $300 | $1,093 | $1,393 | $794 | $1,094 | $299 |
| Suches, GA | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Lakesite, TN | $100 | $1,160 | $1,260 | $843 | $943 | $317 |
| Red Bank, TN | $1,500 | $817 | $2,317 | $593 | $2,093 | $223 |
| Home Insurance Company Chatsworth, GA | Homeowners Insurance Agency Chatsworth, GA | Address | Popularity Score | Distance from Chatsworth (miles) |
|---|---|---|---|---|
| State Farm | Kirk Buchholz | 166 Towne Lake Pkwy, Woodstock, GA, 30188-4843 | 44.5 | |
| State Farm | Nick Wood | 2950 Busbee Pkwy Nw Ste 104, Kennesaw, GA, 30144-4818 | 49.2 | |
| State Farm | Janet Martin | 700 Douthit Ferry Road, Cartersville, GA, 30120-8466 | 40.7 | |
| Travelers | Modern Family Insurance Agency Inc | 1001 Weatherstone Pkwy Ste 440, Woodstock, GA, 30188 | 46.3 | |
| Allstate | Sharon Love | 607 Sheridan Ave, Dalton, GA, 30721 | 12.1 | |
| State Farm | Derek Huggins | 960 Woodstock Pkwy Ste 201, Woodstock, GA, 30188-4866 | 43.6 | |
| Travelers | Modern Family Insurance Agency Inc | 1001 Weatherstone Parkway Suite 440, Woodstock, GA, 30188 | 46.4 | |
| State Farm | Doug Marrinson | 12030 Etris Rd, Roswell, GA, 30075 | 49.8 | |
| State Farm | Tonia Kiser | 3750 Palladian Vlg Dr Ste 510, Marietta, GA, 30066-8206 | 49.4 | |
| Travelers | Innovative Risk Services Llc | 405 N Hamilton St, Dalton, GA, 30720 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,390 | $670 |
| Murray County, GA | $91,700 | $676 | $490 | $950 | $460 |
| Chatsworth, GA | $109,500 | $670 | $460 | $960 | $500 |
| Ooltewah, TN | $140,200 | $1,011 | $690 | $1,410 | $720 |
| East Cleveland, TN | $60,900 | $688 | $490 | $960 | $470 |
| Nelson, GA | $167,400 | $1,043 | $720 | $1,490 | $770 |
| Walker County, GA | $111,100 | $783 | $540 | $1,080 | $540 |
| East Ridge, TN | $119,000 | $791 | $540 | $1,120 | $580 |
| Rossville, GA | $72,500 | $572 | $390 | $790 | $400 |
| Cherokee County, GA | $220,200 | $1,106 | $800 | $1,530 | $730 |
| Suches, GA | $119,300 | $848 | $610 | $1,200 | $590 |
| Lakesite, TN | $206,500 | $1,174 | $810 | $1,610 | $800 |
| Red Bank, TN | $131,700 | $827 | $590 | $1,150 | $560 |