Gavop's guide to buying homeowners insurance in Valdez-Cordova Census, AK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $122,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $266,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $299,500 | $270,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $707 |
| Home and Two Car | -$131 | $638 |
| Home and Three Car | -$184 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Valdez-Cordova Census Area | $2,000 | $759 | $2,759 | $552 | $2,552 | $208 |
| Cordova, AK | $2,000 | $759 | $2,759 | $552 | $2,552 | $208 |
| Copper Center, AK | $500 | $721 | $1,221 | $524 | $1,024 | $197 |
| Valdez, AK | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Silver Springs, AK | $100 | $817 | $917 | $594 | $694 | $223 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Valdez-Cordova Census Area, AK | $252,200 | $769 | $520 | $1,100 | $580 |
| Cordova, AK | $252,200 | $769 | $520 | $1,100 | $580 |
| Copper Center, AK | $154,200 | $730 | $500 | $1,040 | $540 |
| Valdez, AK | $201,600 | $830 | $560 | $1,190 | $630 |
| Silver Springs, AK | $200,000 | $827 | $560 | $1,180 | $620 |