Gavop tells you how to get the best homeowners insurance in Los Fresnos, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $867 |
| Superior Protection Discount | -$93 | $939 |
| Fire & Security Discount | -$113 | $918 |
| Hail Resistant Roof Discount | -$31 | $1,001 |
| Newly Constructed Home Discount | -$289 | $743 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cameron County | $700 | $1,275 | $1,975 | $927 | $1,627 | $348 |
| Los Fresnos, TX | $1,000 | $1,019 | $2,019 | $741 | $1,741 | $279 |
| Brownsville, TX | $400 | $1,282 | $1,682 | $932 | $1,332 | $350 |
| Rio Hondo, TX | $700 | $917 | $1,617 | $667 | $1,367 | $251 |
| South Point, TX | $300 | $1,425 | $1,725 | $1,035 | $1,335 | $389 |
| La Villa, TX | $300 | $1,188 | $1,488 | $863 | $1,163 | $325 |
| Elsa, TX | $2,000 | $885 | $2,885 | $643 | $2,643 | $242 |
| Faysville, TX | $500 | $1,696 | $2,196 | $1,233 | $1,733 | $464 |
| Home Insurance Company Los Fresnos, TX | Homeowners Insurance Agency Los Fresnos, TX | Address | Popularity Score | Distance from Los Fresnos (miles) |
|---|---|---|---|---|
| State Farm | Belinda Zapata | 2701 E Ruben Torres Blvd Ste B, Brownsville, TX, 78526-7440 | 8.5 | |
| Farmers | Veronica Chavez | 1393 E Alton Gloor Blvd Ste 13, Brownsville, TX, 78526 | 6.5 | |
| State Farm | David Armendariz | 224 W Ocean Blvd, Los Fresnos, TX, 78566-3623 | 0.2 | |
| Liberty Mutual Independent | Hughston Insurance Agency Inc | 46 Cove Cir, Brownsville, TX, 78521 | 9.2 | |
| State Farm | Trae Pena | 943 N Expressway Ste 14, Brownsville, TX, 78520-8669 | 9.4 | |
| Farmers | Elizabeth Gonzalez | 1100 N Expressway Ste 5, Brownsville, TX, 78521 | 9.4 | |
| Farmers | Dalia Garcia | 3322 S Bus Hwy 281, Edinburg, TX, 78539 | 46.3 | |
| Allstate | Rick Ortiz | 2025 Central Blvd Ste C, Brownsville, TX, 78520 | 9.9 | |
| Allstate | Alford Insurance | 147 E Price Po Box 4990, Brownsville, TX, 78523 | 9.9 | |
| State Farm | Daniel Reza | 1221 S 77 Snshn Strip, Harlingen, TX, 78550-8015 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Cameron County, TX | $82,500 | $1,291 | $850 | $1,990 | $1,140 |
| Los Fresnos, TX | $85,900 | $1,032 | $680 | $1,590 | $910 |
| Brownsville, TX | $84,100 | $1,298 | $860 | $2,000 | $1,140 |
| Rio Hondo, TX | $60,400 | $929 | $610 | $1,430 | $820 |
| South Point, TX | $84,100 | $1,442 | $950 | $2,220 | $1,270 |
| La Villa, TX | $44,900 | $1,202 | $790 | $1,850 | $1,060 |
| Elsa, TX | $53,300 | $896 | $590 | $1,380 | $790 |
| Faysville, TX | $154,100 | $1,717 | $1,130 | $2,640 | $1,510 |