Gavop shows you how to buy homeowners insurance in Sheridan, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $130,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $189,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $257,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $167,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $789 |
| Superior Protection Discount | -$84 | $845 |
| Fire & Security Discount | -$84 | $845 |
| Hail Resistant Roof Discount | -$28 | $900 |
| Newly Constructed Home Discount | -$260 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Arapahoe County | $2,500 | $1,292 | $3,792 | $939 | $3,439 | $353 |
| Sheridan, CO | $2,000 | $917 | $2,917 | $666 | $2,666 | $251 |
| Dakota Ridge, CO | $100 | $993 | $1,093 | $722 | $822 | $271 |
| Edgewater, CO | $2,500 | $1,470 | $3,970 | $1,068 | $3,568 | $402 |
| Applewood, CO | $100 | $1,063 | $1,163 | $773 | $873 | $291 |
| North Aurora, CO | $1,000 | $1,121 | $2,121 | $815 | $1,815 | $306 |
| Broomfield County, CO | $500 | $1,462 | $1,962 | $1,062 | $1,562 | $399 |
| Eldorado Springs, CO | $1,000 | $562 | $1,562 | $409 | $1,409 | $154 |
| Lafayette, CO | $400 | $988 | $1,388 | $718 | $1,118 | $270 |
| Westcreek, CO | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| Palmer Lake, CO | $300 | $1,307 | $1,607 | $950 | $1,250 | $357 |
| Byers, CO | $2,500 | $1,119 | $3,619 | $813 | $3,313 | $306 |
| Home Insurance Company Sheridan, CO | Homeowners Insurance Agency Sheridan, CO | Address | Popularity Score | Distance from Sheridan (miles) |
|---|---|---|---|---|
| Farmers | Thor Borresen | 4438 W 29th Ave, Denver, CO, 80212 | 7.8 | |
| Travelers | Align Group Insurance | 3033 S Parker Rd Ste 120, Aurora, CO, 80014 | 8.6 | |
| Travelers | Depinto Insurance Advisors | 7955 E Arapahoe Ct Ste 1425, Centennial, CO, 80112 | 7.4 | |
| State Farm | Damy Mcdaniel | 12201 E Arapahoe Road, Centennial, CO, 80112-6759 | 9.8 | |
| State Farm | Steve Cronin | 1610 Wynkoop St Ste 115, Denver, CO, 80202-1177 | 7.3 | |
| Travelers | Align Group Insurance | 3033 S Parker Rd Ste 120, Aurora, CO, 80014 | 8.4 | |
| State Farm | Beth Bales | 3650 S Yosemite St Ste 408, Denver, CO, 80237-1838 | 7.1 | |
| State Farm | Austin Domsch | 400 S Colorado Blvd Ste 890, Denver, CO, 80246-1239 | 5.9 | |
| Travelers | Dodrill Insurance Inc | 7807 W Mississippi Ave, Lakewood, CO, 80226 | 4.9 | |
| Allstate | Dave Okes | 4901 E Dry Creek Rd Ste 214, Centennial, CO, 80122 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Arapahoe County, CO | $292,900 | $1,308 | $920 | $1,710 | $790 |
| Sheridan, CO | $155,500 | $928 | $650 | $1,220 | $570 |
| Dakota Ridge, CO | $312,000 | $1,005 | $700 | $1,320 | $620 |
| Edgewater, CO | $306,000 | $1,488 | $1,040 | $1,950 | $910 |
| Applewood, CO | $430,800 | $1,076 | $750 | $1,410 | $660 |
| North Aurora, CO | $165,600 | $1,135 | $790 | $1,490 | $700 |
| Broomfield County, CO | $356,500 | $1,480 | $1,040 | $1,940 | $900 |
| Eldorado Springs, CO | $822,900 | $569 | $400 | $750 | $350 |
| Lafayette, CO | $343,000 | $1,000 | $700 | $1,310 | $610 |
| Westcreek, CO | $258,000 | $1,367 | $960 | $1,790 | $830 |
| Palmer Lake, CO | $239,300 | $1,323 | $930 | $1,730 | $800 |
| Byers, CO | $165,000 | $1,133 | $790 | $1,480 | $690 |