Gavop tells you how to get the best homeowners insurance in Bay Shore, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bay Shore, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mechanicsville Rd, Aletta Pl, Missouri Ave, Lakewood St, Oscar St, Costello Ave, Les St, Potter Blvd, Joseph St, Mobile Dr | $231,000 | $220,000 | $200,000-$250,000 | $218,000 | $180,000 | $200,000-$250,000 |
| Lockwood Rd, Pinebrook Pl, Cherokee Dr, Mackay Rd, Mars Rd, Inca Dr, Oakmont Ln, Jaro Ct, Joyces Way, Oneill Ave | $195,000 | $180,000 | $200,000-$250,000 | $204,000 | $190,000 | $150,000-$175,000 |
| Cambridge Ave, Henry Pl, N 3rd Ave, Trim St, Idaho St, Diane Pl, Plesant Ln, Asharoken Blvd, Dougherty Pl, S Clinton Ave | $231,500 | $210,000 | $200,000-$250,000 | $245,000 | $220,000 | $250,000-$300,000 |
| Seminole Dr, Kentucky Ave, Oregon Ave, Mississippi Ave, Kirkup St, Sampson Pl, Wyoming St, Brewster St, N 1 Ave, Charley's Pl | $187,500 | $180,000 | $200,000-$250,000 | $249,000 | $200,000 | $200,000-$250,000 |
| Fern Ave, S Atlantic Ave, Grace St, N Windsor Ave, Tillie St, Oswego Dr, Woodlea Ln, Grove Pl, Aztec Dr, Richland Blvd | $396,000 | $320,000 | $350,000-$400,000 | $292,000 | $270,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $869 |
| Home and Two Car | -$151 | $794 |
| Home and Three Car | -$236 | $709 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,000 | $1,491 | $3,491 | $1,084 | $3,084 | $408 |
| Bay Shore, NY | $2,000 | $934 | $2,934 | $678 | $2,678 | $255 |
| North Massapequa, NY | $500 | $2,015 | $2,515 | $1,464 | $1,964 | $551 |
| Asharoken, NY | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Lake Success, NY | $300 | $1,051 | $1,351 | $764 | $1,064 | $287 |
| East Atlantic Beach, NY | $700 | $2,721 | $3,421 | $1,977 | $2,677 | $744 |
| Cos Cob, CT | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| Mount Kisco, NY | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Ridgefield Park, NJ | $500 | $1,080 | $1,580 | $785 | $1,285 | $295 |
| Rutherford, NJ | $2,000 | $1,037 | $3,037 | $753 | $2,753 | $283 |
| Paramus, NJ | $500 | $1,013 | $1,513 | $736 | $1,236 | $277 |
| Fair Lawn, NJ | $2,000 | $1,207 | $3,207 | $877 | $2,877 | $330 |
| Home Insurance Company Bay Shore, NY | Homeowners Insurance Agency Bay Shore, NY | Address | Popularity Score | Distance from Bay Shore (miles) |
|---|---|---|---|---|
| Allstate | Jacqueline Mcclafferty | 93 Main St Ste 1d, West Sayville, NY, 11796 | 8.1 | |
| Allstate | Margaret Mcnicholas | 1015 Jericho Tpke, New Hyde Park, NY, 11040 | 22.9 | |
| Travelers | First Choice Insurance Agency Inc | 646d North Wellwood Ave, Lindenhurst, NY, 11757 | 7.4 | |
| Travelers | Brewster-Allen-Wichert | 500 Montauk Hwy Ste N West , Islip, NY, 11795 | 1.8 | |
| Allstate | Merle Bissoon | 652 Pennsylvania Ave, Brooklyn, NY, 11207 | 34.1 | |
| State Farm | Gus Simeon | 1559 Ralph Ave, Brooklyn, NY, 11236-3127 | 35.8 | |
| Allstate | Christopher Butz | 3 Depot Plz, Bedford Hills, NY, 10507 | 42.2 | |
| State Farm | Jim Salveson | 2604 Route 112, Medford, NY, 11763-2581 | 14.5 | |
| Travelers | Gundermann & Gundermann | 175 W Carver St, Huntington, NY, 11743 | 13.4 | |
| State Farm | Charles Brown Iii | 40 Memorial Hwy Ste B1, New Rochelle, NY, 10801-8369 | 30.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,660 | $870 |
| Suffolk County, NY | $379,400 | $1,509 | $1,070 | $2,080 | $1,010 |
| Bay Shore, NY | $323,000 | $945 | $630 | $1,300 | $670 |
| North Massapequa, NY | $432,000 | $2,039 | $1,450 | $2,900 | $1,450 |
| Asharoken, NY | $1,155,000 | $741 | $500 | $1,050 | $550 |
| Lake Success, NY | $1,156,900 | $1,064 | $760 | $1,470 | $710 |
| East Atlantic Beach, NY | $615,700 | $2,754 | $1,900 | $3,800 | $1,900 |
| Cos Cob, CT | $1,038,100 | $919 | $670 | $1,280 | $610 |
| Mount Kisco, NY | $402,500 | $999 | $690 | $1,420 | $730 |
| Ridgefield Park, NJ | $326,700 | $1,093 | $780 | $1,500 | $720 |
| Rutherford, NJ | $446,500 | $1,049 | $770 | $1,490 | $720 |
| Paramus, NJ | $574,600 | $1,025 | $710 | $1,450 | $740 |
| Fair Lawn, NJ | $406,400 | $1,222 | $870 | $1,740 | $870 |