Gavop's guide to buying homeowners insurance in Qualla, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Qualla, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1534, Webster Rd, Carolina Dr, Heatherwood Dr, Mushroom Rd, Winesap Dr, Guy Bank Rd, Merry Cove Rd, Poker Branch, Moody Reed Rd | $111,000 | $100,000 | $75,000-$100,000 | $86,000 | $80,000 | $50,000-$75,000 |
| Wolfetown Rd, BIA Hwy 408, Sapahaw Trl, Hope Ter, Old Vfw Rd, Cody Lambert Rd, Stonewall Rd, Samuel Dr, Woodland Hills Dr, BIA Hwy 411 | $125,500 | $110,000 | $125,000-$150,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Grapevine Dr, Magic Cir, Chapel View Dr, Unity Rd, BIA Hwy 484, Day Lily Ln, Heath Hts, Fullwood Ln, Hideaway Ridge, Regal Dr | $173,500 | $150,000 | $175,000-$200,000 | $105,000 | $90,000 | $75,000-$100,000 |
| S Pines Mtn Rd, Cheyenne Trl, Sandbrook Ln, Wonder Dr, Wenonah Digh Rd, Sellers Rd, Shady Ln, John Sneed Rd, Brigadoon Branch, Buff Creek Rd | $142,000 | $130,000 | $125,000-$150,000 | $85,000 | $80,000 | $100,000-$125,000 |
| Featherstone Dr, Osceola Trl, Hazel Hollow, Meadow View Rd, Carlsview Rd, State Rd 1438, Fred Sutton Rd, State Rd 1420, Dewdrop Ln, Patchworks Ln | $232,000 | $210,000 | $200,000-$250,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $528 |
| Superior Protection Discount | -$57 | $572 |
| Fire & Security Discount | -$69 | $560 |
| Hail Resistant Roof Discount | -$13 | $616 |
| Newly Constructed Home Discount | -$176 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Qualla, NC | $1,500 | $621 | $2,121 | $451 | $1,951 | $170 |
| Maggie Valley, NC | $400 | $969 | $1,369 | $704 | $1,104 | $265 |
| Canton, NC | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Sandy Mush, NC | $300 | $860 | $1,160 | $625 | $925 | $235 |
| Cashiers, NC | $1,000 | $1,803 | $2,803 | $1,310 | $2,310 | $493 |
| Mountain City, GA | $200 | $798 | $998 | $580 | $780 | $218 |
| Parrottsville, TN | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| French Broad, NC | $500 | $869 | $1,369 | $631 | $1,131 | $237 |
| Rabun County, GA | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Henderson County, NC | $400 | $954 | $1,354 | $693 | $1,093 | $261 |
| Brasstown, NC | $2,000 | $766 | $2,766 | $556 | $2,556 | $209 |
| Home Insurance Company Qualla, NC | Homeowners Insurance Agency Qualla, NC | Address | Popularity Score | Distance from Qualla (miles) |
|---|---|---|---|---|
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 42.4 | |
| Liberty Mutual Independent | Dan Gilbert Insurance | 3741 Hendersonville Road, Fletcher, NC, 28732 | 42.6 | |
| Erie | Freeman Agency Inc. | 1656 South Main Street, Waynesville, NC, 28786 | 14.3 | |
| State Farm | Beth Dunaway | 38 S Main St, Waynesville, NC, 28786-6701 | 15.2 | |
| State Farm | Augie Tammariello | 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611 | 37.7 | |
| Travelers | Four Star Insurance Group Inc | 30 New Leicester Hwy, Asheville, NC, 28806 | 38.1 | |
| State Farm | Melanie Franklin | 1270 Hendersonville Rd Ste 2, Asheville, NC, 28803-1936 | 41.2 | |
| Travelers | Brank Insurance Agency | 9 Georgia Ave, Weaverville, NC, 28787 | 42.5 | |
| Erie | Peterson Insurance Group Inc. | 1 S Main Street Ext, Weaverville, NC, 28787 | 42.0 | |
| State Farm | Bill Russell | 494 Hendersonville Rd, Asheville, NC, 28803-2757 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Jackson County, NC | $177,200 | $914 | $620 | $1,250 | $630 |
| Qualla, NC | $110,400 | $629 | $450 | $870 | $420 |
| Maggie Valley, NC | $185,800 | $981 | $660 | $1,400 | $740 |
| Canton, NC | $150,600 | $854 | $570 | $1,170 | $600 |
| Sandy Mush, NC | $154,700 | $870 | $580 | $1,240 | $660 |
| Cashiers, NC | $427,900 | $1,825 | $1,310 | $2,520 | $1,210 |
| Mountain City, GA | $144,900 | $807 | $570 | $1,110 | $540 |
| Parrottsville, TN | $73,200 | $751 | $550 | $1,040 | $490 |
| French Broad, NC | $206,200 | $879 | $630 | $1,220 | $590 |
| Rabun County, GA | $157,800 | $848 | $580 | $1,180 | $600 |
| Henderson County, NC | $193,200 | $966 | $710 | $1,360 | $650 |
| Brasstown, NC | $131,600 | $775 | $560 | $1,090 | $530 |