Gavop's guide to buying homeowners insurance in Leacock, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $231,000 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $205,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $326,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $245,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $653 |
| Superior Protection Discount | -$70 | $707 |
| Fire & Security Discount | -$70 | $707 |
| Hail Resistant Roof Discount | -$16 | $761 |
| Newly Constructed Home Discount | -$218 | $559 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Leacock, PA | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| Washington Boro, PA | $500 | $750 | $1,250 | $545 | $1,045 | $205 |
| Mount Penn, PA | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Kennett Square, PA | $200 | $729 | $929 | $530 | $730 | $199 |
| Lebanon, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| East Pikeland, PA | $500 | $797 | $1,297 | $579 | $1,079 | $218 |
| Newark, DE | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Brandywine, DE | $300 | $672 | $972 | $489 | $789 | $184 |
| Enhaut, PA | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Edgewood, MD | $100 | $696 | $796 | $505 | $605 | $190 |
| West Manheim, PA | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Home Insurance Company Leacock, PA | Homeowners Insurance Agency Leacock, PA | Address | Popularity Score | Distance from Leacock (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goods Insurance Agency Inc | 352 E Main St Ste 200, Leola, PA, 17540 | 3.7 | |
| Travelers | Watlington & Cooper Inc | 6624 Germantown Ave, Philadelphia, PA, 19119 | 49.7 | |
| Travelers | The Imperial Agency Inc | 193 W City Ave, Bala Cynwyd, PA, 19004 | 47.2 | |
| Allstate | Joseph Bracken | 1918 Darby Rd, Havertown, PA, 19083 | 43.4 | |
| State Farm | Lee Kennedy | 1921 Lincoln Hwy E, Lancaster, PA, 17602-5900 | 6.7 | |
| Travelers | The Beacon Group Of Companies | 120 S Warner Rd, King Of Prussia, PA, 19406 | 38.2 | |
| Allstate | Larry Beaver | 3498 Lincoln Hwy, Thorndale, PA, 19372 | 19.9 | |
| State Farm | George Wernery | 110 W Eagle Rd, Havertown, PA, 19083-1110 | 43.0 | |
| Nationwide | Matthew Marte | 128 W. Main Street, New Holland, PA, 17557-1204 | 4.3 | |
| Travelers | Managing Partners Insurance | 300 Hummell Ave, Lemoyne, PA, 17043 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Lancaster County, PA | $193,200 | $763 | $510 | $1,060 | $550 |
| Leacock, PA | $266,100 | $777 | $540 | $1,110 | $570 |
| Washington Boro, PA | $178,100 | $759 | $550 | $1,060 | $510 |
| Mount Penn, PA | $107,800 | $614 | $440 | $850 | $410 |
| Kennett Square, PA | $242,500 | $738 | $490 | $1,050 | $560 |
| Lebanon, PA | $88,600 | $732 | $510 | $1,050 | $540 |
| East Pikeland, PA | $282,200 | $806 | $590 | $1,150 | $560 |
| Newark, DE | $252,400 | $733 | $580 | $980 | $400 |
| Brandywine, DE | $288,700 | $680 | $540 | $900 | $360 |
| Enhaut, PA | $112,900 | $626 | $430 | $860 | $430 |
| Edgewood, MD | $169,200 | $704 | $560 | $890 | $330 |
| West Manheim, PA | $224,500 | $709 | $510 | $970 | $460 |