Gavop's guide to buying homeowners insurance in Forrest County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Forrest County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 17th Ave, Midway Ave, North St, Schrader Rd, Arcadia St, Regency Dr, Pauline Ave, Eva St, Choice Ln, Dubose Rd | $122,000 | $110,000 | $100,000-$125,000 | $156,000 | $130,000 | $150,000-$175,000 |
| Poplar Row, Cameron St, Maple Dr, W 9th Ave, S 23rd Ave, Van Slyke Ln, Roberts Rd, Woodland Rd, App Slade Rd, 25th St | $150,500 | $120,000 | $175,000-$200,000 | $127,000 | $110,000 | $125,000-$150,000 |
| Rawls Springs Rd, Windham Cir, Railroad Ave, Northhill Dr, Country Park Dr, T Smith Rd, Collins Rd, Spring Meadow Ln, Springfield Rd, Graham Ave | $103,000 | $90,000 | $100,000-$125,000 | $68,000 | $60,000 | $50,000-$75,000 |
| Abbeywood Ln, Panther Dr, E Memorial Dr, Franklin Ave, Montague St, Sunrise Rd, Crestwood Dr, Deason Ave, Stanley St, Harley Ln | $205,000 | $190,000 | $200,000-$250,000 | $192,500 | $180,000 | $175,000-$200,000 |
| Barkley Rd, Red Creek Rd, W 10th Ave, Florence Ave, J Bailey Rd, Brady Loop, S 17th Ave, Wadetown Rd, Nottingham Dr, Stepts Ave | $115,500 | $100,000 | $75,000-$100,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Montrose Ave, Baker St, Francis St, Palmer Dr, Marigold Dr, Lula Bell Hill Rd, Louise St, Havard Rd, Fox Glove, Westside Ave | $186,500 | $150,000 | $175,000-$200,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Longleaf Dr, Aruba St, Worth Nall Rd, Ruth Ln, Elizabeth Cir, Parkway Blvd, S 11th Ave, Ony Ln, Walnut St, Kennedy Alexis Dr | $130,000 | $120,000 | $100,000-$125,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Kelly Rd, N 12th Ave, Houston St, Brentwood Ave, Gillis Rd, Plum St, S 37th Ave, Harrell St, S Hattiesburg Ave, Chevis Lee Rd | $122,000 | $110,000 | $100,000-$125,000 | $100,000 | $90,000 | $75,000-$100,000 |
| Mandalay Dr, Courtney Rd, N 28th Ave, E 6th St, Court St, Emerald Ln, Woodbine Ln, Edgeware, Fairmont Pl, Goodluck Rd | $221,500 | $180,000 | $250,000-$300,000 | $118,000 | $110,000 | $75,000-$100,000 |
| McLendon Loop, Memorial Cir, Lingle Dr, Pinehurst St, McCoy Rd, Margaret Ave, Chestnut Pt, Madison Plz, Ponderosa Dr, Gasaway Loop | $100,000 | $80,000 | $100,000-$125,000 | $77,000 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $942 |
| Superior Protection Discount | -$100 | $1,009 |
| Fire & Security Discount | -$78 | $1,031 |
| Hail Resistant Roof Discount | -$22 | $1,086 |
| Newly Constructed Home Discount | -$321 | $787 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forrest County | $2,000 | $1,095 | $3,095 | $796 | $2,796 | $299 |
| Forrest County, MS | $1,500 | $1,095 | $2,595 | $796 | $2,296 | $299 |
| Arnold Line, MS | $200 | $1,177 | $1,377 | $855 | $1,055 | $322 |
| McLain, MS | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Poplarville, MS | $300 | $1,182 | $1,482 | $859 | $1,159 | $323 |
| Covington County, MS | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Laurel, MS | $500 | $793 | $1,293 | $576 | $1,076 | $217 |
| Saucier, MS | $2,000 | $1,446 | $3,446 | $1,051 | $3,051 | $395 |
| Lucedale, MS | $300 | $988 | $1,288 | $718 | $1,018 | $270 |
| Clara, MS | $700 | $1,062 | $1,762 | $772 | $1,472 | $290 |
| Hide-A-Way Lake, MS | $400 | $1,444 | $1,844 | $1,050 | $1,450 | $395 |
| Waynesboro, MS | $2,500 | $807 | $3,307 | $586 | $3,086 | $220 |
| Home Insurance Company Forrest County, MS | Homeowners Insurance Agency Forrest County, MS | Address | Popularity Score | Distance from Forrest County (miles) |
|---|---|---|---|---|
| State Farm | Todd Schwebel | 5740 Us Highway 11, Purvis, MS, 39475-5004 | 8.9 | |
| Allstate | Jim Aust | 6374 Us Highway 98 Ste B, Hattiesburg, MS, 39402 | 12.4 | |
| State Farm | Jason Wesley | 6106 Us Hwy 98 W, Hattiesburg, MS, 39402-8530 | 11.7 | |
| Travelers | Keith & Lowrimore Insurance Agency | 5180 Old Hwy 11 Suite 1, Hattiesburg, MS, 39402 | 12.0 | |
| State Farm | Stan Causey | 102 Mulberry St, Purvis, MS, 39475-3117 | 9.6 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street, Hattiesburg, MS, 39401 | 10.1 | |
| State Farm | Clyde Bryant | 500 Broadway Dr, Hattiesburg, MS, 39401-6325 | 9.2 | |
| Nationwide | David M. Smith | 6218 U S Hwy 49, Hattiesburg, MS, 39401-4748 | 10.6 | |
| Liberty Mutual Independent | Stewart Sneed Hewes | 16 Thompson Park, Hattiesburg, MS, 39401 | 9.7 | |
| Allstate | Matt Houston | 6051 Highway 98 W Ste 3, Hattiesburg, MS, 39402 | 11.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,640 | $860 |
| Forrest County, MS | $114,700 | $1,109 | $760 | $1,530 | $770 |
| Forrest County, MS | $114,700 | $1,109 | $810 | $1,530 | $720 |
| Arnold Line, MS | $114,600 | $1,191 | $800 | $1,630 | $830 |
| McLain, MS | $38,600 | $647 | $470 | $900 | $430 |
| Poplarville, MS | $115,300 | $1,196 | $870 | $1,690 | $820 |
| Covington County, MS | $77,600 | $794 | $550 | $1,090 | $540 |
| Laurel, MS | $78,900 | $802 | $550 | $1,150 | $600 |
| Saucier, MS | $162,700 | $1,464 | $1,050 | $2,080 | $1,030 |
| Lucedale, MS | $85,400 | $1,000 | $690 | $1,380 | $690 |
| Clara, MS | $96,400 | $1,075 | $770 | $1,470 | $700 |
| Hide-A-Way Lake, MS | $162,300 | $1,462 | $1,070 | $2,000 | $930 |
| Waynesboro, MS | $81,300 | $816 | $560 | $1,120 | $560 |