Gavop shows you how to buy homeowners insurance in Webster County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $121,000 | $110,000 | $75,000-$100,000 |
| 4 Bedroom | $168,000 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $273,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $595 |
| Superior Protection Discount | -$71 | $638 |
| Fire & Security Discount | -$78 | $631 |
| Hail Resistant Roof Discount | -$21 | $687 |
| Newly Constructed Home Discount | -$177 | $531 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Webster County | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Webster County, WV | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| Sutton, WV | $300 | $574 | $874 | $417 | $717 | $157 |
| Marlinton, WV | $2,000 | $514 | $2,514 | $373 | $2,373 | $140 |
| Wilderness, WV | $100 | $737 | $837 | $536 | $636 | $201 |
| Valley Bend, WV | $700 | $562 | $1,262 | $409 | $1,109 | $154 |
| Jane Lew, WV | $200 | $616 | $816 | $447 | $647 | $168 |
| New Haven, WV | $700 | $599 | $1,299 | $435 | $1,135 | $164 |
| Grantsville, WV | $200 | $563 | $763 | $409 | $609 | $154 |
| Southern, WV | $1,500 | $674 | $2,174 | $489 | $1,989 | $184 |
| White Sulphur Springs, WV | $100 | $688 | $788 | $500 | $600 | $188 |
| Home Insurance Company Webster County, WV | Homeowners Insurance Agency Webster County, WV | Address | Popularity Score | Distance from Webster County (miles) |
|---|---|---|---|---|
| State Farm | Chris Hall | 237 Gateway Blvd, Lewisburg, WV, 24901-1175 | 47.0 | |
| State Farm | Darren Jackson | 204 8th St, Marlinton, WV, 24954-1031 | 26.1 | |
| State Farm | Dan Ritchey | 1 Cherry River Plz, Richwood, WV, 26261-1372 | 19.0 | |
| Erie | Greenbrier Valley Insurance Agency | 112 J D Park Road Suite 5, Lewisburg, WV, 24901 | 44.9 | |
| State Farm | Timothy Hopkins | 2279 Main Street, Clay, WV, 25043-7001 | 35.3 | |
| State Farm | Gary D Davis | 217 N Court St, Fayetteville, WV, 25840-1233 | 47.6 | |
| Allstate | Rodney Lerose | 26 Days Dr, Sutton, WV, 26601 | 18.6 | |
| State Farm | Jon Riffe | 755 Kanawha Ave, Rainelle, WV, 25962-1040 | 41.0 | |
| State Farm | Nick Carson | 9605 Seneca Trl South, Lewisburg, WV, 24901 | 46.9 | |
| State Farm | Jason Thomas | 20 Lilac St, Craigsville, WV, 26205 | 16.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $490 | $1,020 | $530 |
| Webster County, WV | $68,400 | $709 | $490 | $1,000 | $510 |
| Webster County, WV | $68,400 | $709 | $480 | $980 | $500 |
| Sutton, WV | $72,200 | $581 | $410 | $800 | $390 |
| Marlinton, WV | $57,800 | $520 | $370 | $720 | $350 |
| Wilderness, WV | $119,700 | $746 | $530 | $1,030 | $500 |
| Valley Bend, WV | $69,400 | $569 | $400 | $800 | $400 |
| Jane Lew, WV | $83,000 | $623 | $440 | $870 | $430 |
| New Haven, WV | $90,800 | $606 | $440 | $830 | $390 |
| Grantsville, WV | $69,600 | $570 | $410 | $810 | $400 |
| Southern, WV | $115,400 | $682 | $480 | $970 | $490 |
| White Sulphur Springs, WV | $103,600 | $696 | $470 | $1,000 | $530 |