Gavop tells you how to get the best homeowners insurance in Putnam Valley, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $319,500 | $290,000 | $300,000-$350,000 |
| 3 Bedroom | $450,000 | $360,000 | $400,000-$500,000 |
| 4 Bedroom | $496,500 | $400,000 | $350,000-$400,000 |
| 5 Bedroom | $621,000 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $771 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$95 | $857 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$200 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Putnam Valley, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Merritt Park, NY | $400 | $1,735 | $2,135 | $1,261 | $1,661 | $474 |
| Woodbury, NY | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Sherman, CT | $400 | $1,846 | $2,246 | $1,341 | $1,741 | $504 |
| Monsey, NY | $1,500 | $850 | $2,350 | $618 | $2,118 | $232 |
| Piermont, NY | $200 | $2,572 | $2,772 | $1,869 | $2,069 | $703 |
| Hyde Park, NY | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Wallkill, NY | $200 | $785 | $985 | $571 | $771 | $215 |
| New Milford, NJ | $1,000 | $901 | $1,901 | $654 | $1,654 | $246 |
| Herricks, NY | $100 | $2,739 | $2,839 | $1,990 | $2,090 | $748 |
| Home Insurance Company Putnam Valley, NY | Homeowners Insurance Agency Putnam Valley, NY | Address | Popularity Score | Distance from Putnam Valley (miles) |
|---|---|---|---|---|
| Allstate | Sarah Sibadan | 10205 101st Ave, Ozone Park, NY, 11416 | 49.1 | |
| State Farm | Andre Spantopanagos | 118 N Main St Ste 2a, Port Chester, NY, 10573-4211 | 28.8 | |
| Allstate | Dan Ratkewitch | 18 W Village Green, Hicksville, NY, 11801 | 47.8 | |
| Travelers | Suydam Agency Inc | 15-30 College Point Blvd, College Point, NY, 11356 | 42.4 | |
| Liberty Mutual Independent | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 9.8 | |
| Travelers | Woodside Agency Inc | 39-16a 63rd Street, Woodside, NY, 11377 | 45.1 | |
| State Farm | Mike Tighe | 16410 Northern Blvd Fl 2, Flushing, NY, 11358-2677 | 44.0 | |
| Liberty Mutual Independent | Mjl Insurance Agency | 1075 Route 82 Ste 6, Hopewell Junction, NY, 12533 | 13.7 | |
| Allstate | Karen Merritt | 268 Route 202, Somers, NY, 10589 | 9.2 | |
| Travelers | Best Coverage Insurance Brokerage Corp | 250 Grand St 3rd Flr, New York, NY, 10002 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Putnam County, NY | $357,700 | $1,384 | $940 | $1,970 | $1,030 |
| Putnam Valley, NY | $378,100 | $952 | $660 | $1,320 | $660 |
| Merritt Park, NY | $391,200 | $1,756 | $1,190 | $2,490 | $1,300 |
| Woodbury, NY | $305,500 | $875 | $620 | $1,250 | $630 |
| Sherman, CT | $455,800 | $1,868 | $1,270 | $2,630 | $1,360 |
| Monsey, NY | $617,400 | $861 | $620 | $1,180 | $560 |
| Piermont, NY | $575,400 | $2,603 | $1,740 | $3,620 | $1,880 |
| Hyde Park, NY | $219,800 | $703 | $510 | $970 | $460 |
| Wallkill, NY | $247,400 | $795 | $560 | $1,090 | $530 |
| New Milford, NJ | $397,000 | $911 | $670 | $1,290 | $620 |
| Herricks, NY | $620,600 | $2,772 | $1,910 | $3,960 | $2,050 |