Gavop's guide to buying homeowners insurance in Cheyenne County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cheyenne County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 17B (Link), Newman, King St, Rd 77, Illinois St, Sheridan St, Rd 79, Forrest St, Jack Ln, Abrams | $90,000 | $80,000 | $50,000-$75,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Fort Sidney Rd, Rd 44, US Hwy 385, Rd 115, Craig Ave, Ash St, Rd 149, Elliot St, 13th Ave, Mc Intosh St | $152,000 | $120,000 | $150,000-$175,000 | $137,500 | $110,000 | $100,000-$125,000 |
| Rd 127, California St, Newman St, 21st Ave, Grant St, Spruce St, State Hwy 19, Fawn Ct, Dawn Dr, Rd 83 | $117,000 | $110,000 | $125,000-$150,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Rd 75, Sky Rd, Toledo St, Rd 4, Rd 62, Monterey Dr, Rd 145, E Elm St, Solano Dr, Rd 36 | $168,000 | $140,000 | $150,000-$175,000 | $127,000 | $110,000 | $125,000-$150,000 |
| Link 17B, Rd 10, 23rd Ave, Clark Dr, Hickory St, Toledo St, Rose St, Dodge St, Wano St, Manor Rd | $128,000 | $110,000 | $100,000-$125,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $824 |
| Home and Two Car | -$143 | $752 |
| Home and Three Car | -$215 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cheyenne County | $2,500 | $885 | $3,385 | $643 | $3,143 | $242 |
| Cheyenne County, NE | $2,000 | $885 | $2,885 | $643 | $2,643 | $242 |
| Gurley, NE | $300 | $911 | $1,211 | $662 | $962 | $249 |
| Peetz, CO | $700 | $967 | $1,667 | $703 | $1,403 | $264 |
| Redington, NE | $200 | $1,130 | $1,330 | $821 | $1,021 | $309 |
| Logan County, CO | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| Morrill County, NE | $100 | $754 | $854 | $548 | $648 | $206 |
| Oshkosh, NE | $1,000 | $750 | $1,750 | $545 | $1,545 | $205 |
| Sterling, CO | $300 | $894 | $1,194 | $650 | $950 | $244 |
| Sedgwick County, CO | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| McGrew, NE | $400 | $673 | $1,073 | $489 | $889 | $184 |
| Home Insurance Company Cheyenne County, NE | Homeowners Insurance Agency Cheyenne County, NE | Address | Popularity Score | Distance from Cheyenne County (miles) |
|---|---|---|---|---|
| Farmers | Brooke Denovellis | 840 11th Ave, Sidney, NE, 69162 | 5.1 | |
| Travelers | Western Trails Insurance | 301 Main St, Lewellen, NE, 69147 | 45.9 | |
| Allstate | Plummer Insurance Inc | 9732 Us Highway 26 Po Box 548, Bridgeport, NE, 69336 | 31.9 | |
| State Farm | Katie Haas | 923 8th Ave, Sidney, NE, 69162-1736 | 5.2 | |
| State Farm | Annette Frerichs | 915 Main St, Bridgeport, NE, 69336-4032 | 31.5 | |
| State Farm | Annette Frerichs | 345 Main St., Bayard, NE, 69334 | 40.7 | |
| Liberty Mutual Independent | Security First Insurance | 1205 Jackson St, Sidney, NE, 69162 | 5.2 | |
| Travelers | Big Springs Agency | 306 Pine Street, Big Springs, NE, 69122 | 50.0 | |
| Travelers | Points West Insurance | 420 Glover Rd, Sidney, NE, 69162 | 7.3 | |
| Travelers | Points West Insurance | 420 Glover Rd, Sidney, NE, 69162 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $890 | $1,680 | $790 |
| Cheyenne County, NE | $114,100 | $895 | $600 | $1,280 | $680 |
| Cheyenne County, NE | $114,100 | $895 | $610 | $1,260 | $650 |
| Gurley, NE | $89,600 | $922 | $670 | $1,300 | $630 |
| Peetz, CO | $118,300 | $979 | $690 | $1,280 | $590 |
| Redington, NE | $128,100 | $1,144 | $790 | $1,610 | $820 |
| Logan County, CO | $148,700 | $911 | $640 | $1,190 | $550 |
| Morrill County, NE | $87,400 | $764 | $510 | $1,080 | $570 |
| Oshkosh, NE | $64,000 | $759 | $550 | $1,090 | $540 |
| Sterling, CO | $146,600 | $905 | $630 | $1,190 | $560 |
| Sedgwick County, CO | $91,500 | $730 | $510 | $960 | $450 |
| McGrew, NE | $52,500 | $681 | $500 | $930 | $430 |