Gavop's guide to buying homeowners insurance in Millbrook, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Millbrook, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lanes End, Davis Rd, Mill Village Ln, Breakfast Creek Rd, Co Rd 81, Rogers Ln, Simuel Ln, Aspen Way, Dove Ln, Carson Dr | $190,000 | $160,000 | $150,000-$175,000 | $194,500 | $160,000 | $200,000-$250,000 |
| Hills & Hollows Ln, Keenlaw Cmn, Red Hawk Rd, Alpine Ln, Graff Rd, Happy Trails Rd, Co Rd 87, Co Rd 75, Autauga County 104, Kingston Oaks Dr | $157,000 | $130,000 | $125,000-$150,000 | $171,500 | $150,000 | $125,000-$150,000 |
| Huckleberry Ln, Moses Rd, Karrah Rd, Blythe Ln, Co Rd 80, Parkview Dr, Alt Rte Route County Road 40 W, Kenwood Ct, Formosa Ct, Cheeks Ln | $150,500 | $130,000 | $125,000-$150,000 | $276,000 | $260,000 | $300,000-$350,000 |
| Autauga County 107, Booth Cir, Co Rd 39, Lucas Ct, Autauga County 122, River Birch Dr, Jade St, Co Rd 51, Mason Rd, Lakeview Dr | $124,500 | $110,000 | $125,000-$150,000 | $264,000 | $230,000 | $250,000-$300,000 |
| Suncrest Dr, Co Rd 10, Crimson Dr, Red Berry Ct, Keith Ln, Onyx Dr, Goose Pointe Ln, Dogwood Dr, Lakepoint Cir, Oak Hill Dr | $137,500 | $120,000 | $100,000-$125,000 | $265,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $728 |
| Superior Protection Discount | -$88 | $789 |
| Fire & Security Discount | -$61 | $815 |
| Hail Resistant Roof Discount | -$26 | $850 |
| Newly Constructed Home Discount | -$210 | $666 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
| Home Insurance Company Millbrook, AL | Homeowners Insurance Agency Millbrook, AL | Address | Popularity Score | Distance from Millbrook (miles) |
|---|---|---|---|---|
| State Farm | Ken Bishop | 2101 Eastern Blvd Ste 111, Montgomery, AL, 36117-1610 | 13.8 | |
| State Farm | Craig Dorris | 407 W College St, Columbiana, AL, 35051-9523 | 48.8 | |
| Travelers | Liveoak Agency Inc | 4791 Main St, Millbrook, AL, 36054 | 0.4 | |
| State Farm | Cedric Bradford | 420 S Lawrence St, Montgomery, AL, 36104-4220 | 9.8 | |
| Travelers | Gene Jones Insurance Agency Inc | 3347 Highway 14, Millbrook, AL, 36054 | 0.8 | |
| State Farm | Albia Steers | 1010 N Broadway Ave, Sylacauga, AL, 35150-2162 | 47.3 | |
| Allstate | Kip Lowe | 4722 Woodmere Blvd, Montgomery, AL, 36106 | 13.2 | |
| State Farm | Taft Walley | 400 6th St N, Clanton, AL, 35045-2824 | 27.8 | |
| State Farm | Mitch Devers | 470 Mcqueen Smith Road S, Prattville, AL, 36066-5631 | 3.6 | |
| Allstate | Connita Griffin Turner | 1361 10th Ave Ste C, Calera, AL, 35040 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,660 | $880 |
| Autauga County, AL | $143,000 | $1,136 | $810 | $1,600 | $790 |
| Millbrook, AL | $145,700 | $877 | $590 | $1,250 | $660 |
| Redland, AL | $234,900 | $1,557 | $1,060 | $2,160 | $1,100 |
| Titus, AL | $162,500 | $1,307 | $890 | $1,840 | $950 |
| Lowndesboro, AL | $96,500 | $967 | $660 | $1,380 | $720 |
| Tallassee, AL | $131,100 | $827 | $590 | $1,150 | $560 |
| Hissop, AL | $101,300 | $997 | $680 | $1,380 | $700 |
| Gordonville, AL | $50,000 | $631 | $450 | $890 | $440 |
| Chilton County, AL | $98,600 | $941 | $650 | $1,290 | $640 |
| Thorsby, AL | $119,300 | $1,100 | $750 | $1,510 | $760 |
| Hackneyville, AL | $121,300 | $1,111 | $810 | $1,580 | $770 |
| Forest Home, AL | $87,200 | $907 | $630 | $1,290 | $660 |