Gavop's guide to buying homeowners insurance in Gaines charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Gaines charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Empire Dr, Glencreek Ct SE, Cobbler Ct SE, Mistywood St SE, Crystal Springs Blvd SE, Centerbrook St SE, Sienna Dr SE, Minosa Dr SE, Sorrento Dr SE, Turtle Dove Dr SE | $177,000 | $150,000 | $175,000-$200,000 | $170,500 | $140,000 | $150,000-$175,000 |
| Mariedale Ave SE, Woodsview Hills Ct, Berrybrook Ct, Old Lantern Dr, Wheatfield Dr SE, Woodsview Hills Dr SE, Skylark Dr SE, Deeprose SE, Old Lantern Dr SE, Southbrook St SE | $249,500 | $230,000 | $250,000-$300,000 | $183,500 | $150,000 | $200,000-$250,000 |
| Sundale Dr SE, Brady Corn Ct, Spica Dr, Bentree Ct, Hammond Ave SE, Coleman St SE, Pease Ave SE, Keeler Dr SE, Spotted Owl Dr SE, Summerbreeze Dr | $233,500 | $210,000 | $200,000-$250,000 | $155,000 | $140,000 | $150,000-$175,000 |
| Stanwick Ct SE, Summerbreeze Dr SE, Brownell St SE, Mill Run SE, Nearpoint Dr SE, Sunrise Rdg SE, Sun Valley Ct SE, Meadowgrass Ct SE, Sundew Dr SE, 72nd St SE | $102,000 | $90,000 | $100,000-$125,000 | $108,500 | $90,000 | $125,000-$150,000 |
| Spring Meadow Ct SE, Fairway Vista Dr SE, Lodge Pole Dr, Indigo Run SE, Caravan Lane Ave SE, Fendale St SE, Vantage Ct SE, Trail Blazer Dr SE, Union Ct SE, Bridgetown Ct SE | $185,500 | $170,000 | $150,000-$175,000 | $82,500 | $80,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $574 |
| Superior Protection Discount | -$69 | $622 |
| Fire & Security Discount | -$69 | $622 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$166 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $2,500 | $765 | $3,265 | $556 | $3,056 | $209 |
| Gaines charter, MI | $2,500 | $683 | $3,183 | $496 | $2,996 | $187 |
| Cutlerville, MI | $200 | $634 | $834 | $461 | $661 | $173 |
| Ada, MI | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Courtland, MI | $500 | $772 | $1,272 | $561 | $1,061 | $211 |
| Ionia County, MI | $1,000 | $716 | $1,716 | $520 | $1,520 | $196 |
| Sunfield, MI | $500 | $742 | $1,242 | $539 | $1,039 | $203 |
| Portland, MI | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| Brooks, MI | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| Climax, MI | $1,500 | $772 | $2,272 | $561 | $2,061 | $211 |
| Douglass, MI | $300 | $739 | $1,039 | $537 | $837 | $202 |
| Delta charter, MI | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Home Insurance Company Gaines charter, MI | Homeowners Insurance Agency Gaines charter, MI | Address | Popularity Score | Distance from Gaines charter (miles) |
|---|---|---|---|---|
| Allstate | The Lange Agency Llc | 2055 28th St Se Ste 16, Grand Rapids, MI, 49508 | 7.5 | |
| State Farm | Paul Peterson | 1215 N Broadway St, Hastings, MI, 49058-1236 | 18.9 | |
| State Farm | John Koch | 8108 Shaver Rd, Portage, MI, 49024-5429 | 41.8 | |
| State Farm | Ken Visser | 9505 Cherry Vly Ave Se, Caledonia, MI, 49316-9524 | 5.1 | |
| State Farm | Greg Youtzy | 4447 Eastern Ave Se Ste E, Kentwood, MI, 49508-7535 | 5.8 | |
| State Farm | Doug Helder | 4396 Airwest Dr Se, Kentwood, MI, 49512-3921 | 5.7 | |
| Allstate | Corey Gouin | 4240 29th St Se, Grand Rapids, MI, 49512 | 7.6 | |
| State Farm | Jerry Meyering | 1141 E Sherman Blvd, Norton Shores, MI, 49444-1809 | 41.5 | |
| State Farm | Lisa Sands | 103 Greenfield Blvd, Marshall, MI, 49068-1067 | 48.8 | |
| State Farm | Scott Dunning | 6491 San Ru Ave Ste A, Jenison, MI, 49428-8185 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,090 | $520 |
| Kent County, MI | $153,500 | $774 | $520 | $1,090 | $570 |
| Gaines charter, MI | $172,000 | $691 | $500 | $980 | $480 |
| Cutlerville, MI | $128,100 | $642 | $430 | $910 | $480 |
| Ada, MI | $321,700 | $920 | $670 | $1,300 | $630 |
| Courtland, MI | $247,100 | $781 | $550 | $1,100 | $550 |
| Ionia County, MI | $117,000 | $725 | $490 | $1,040 | $550 |
| Sunfield, MI | $119,700 | $751 | $530 | $1,030 | $500 |
| Portland, MI | $116,200 | $746 | $540 | $1,070 | $530 |
| Brooks, MI | $114,800 | $744 | $500 | $1,050 | $550 |
| Climax, MI | $140,900 | $781 | $530 | $1,080 | $550 |
| Douglass, MI | $117,100 | $748 | $550 | $1,040 | $490 |
| Delta charter, MI | $157,400 | $675 | $490 | $940 | $450 |