Gavop shows you how to buy homeowners insurance in Panola County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $112,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $135,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $221,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $740 |
| Superior Protection Discount | -$88 | $793 |
| Fire & Security Discount | -$62 | $820 |
| Hail Resistant Roof Discount | -$26 | $855 |
| Newly Constructed Home Discount | -$212 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Panola County | $1,000 | $871 | $1,871 | $633 | $1,633 | $238 |
| Panola County, MS | $1,500 | $871 | $2,371 | $633 | $2,133 | $238 |
| Crenshaw, MS | $100 | $709 | $809 | $516 | $616 | $194 |
| Lambert, MS | $700 | $649 | $1,349 | $472 | $1,172 | $177 |
| Tunica County, MS | $200 | $890 | $1,090 | $647 | $847 | $243 |
| Webb, MS | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| Southaven, MS | $400 | $1,190 | $1,590 | $865 | $1,265 | $325 |
| Holly Springs, MS | $1,000 | $785 | $1,785 | $571 | $1,571 | $215 |
| Grenada County, MS | $100 | $874 | $974 | $635 | $735 | $239 |
| Hornor, AR | $1,000 | $723 | $1,723 | $525 | $1,525 | $198 |
| Bruce, MS | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Collierville, TN | $2,500 | $1,197 | $3,697 | $870 | $3,370 | $327 |
| Home Insurance Company Panola County, MS | Homeowners Insurance Agency Panola County, MS | Address | Popularity Score | Distance from Panola County (miles) |
|---|---|---|---|---|
| Allstate | Steve Henderson | 1750 Goodman Rd W Ste 110, Horn Lake, MS, 38637 | 41.3 | |
| Allstate | Thomas Wooten | 309 W Main St, Senatobia, MS, 38668 | 17.5 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 41.2 | |
| State Farm | Nathan Burnett | 316 Sunset Dr, Grenada, MS, 38901-4434 | 42.1 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 41.4 | |
| State Farm | Ricky Price | 105 N Robinson St, Senatobia, MS, 38668-2129 | 17.6 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 43.2 | |
| State Farm | Ronnie Darby | 157 Highway 6 W, Batesville, MS, 38606-2508 | 3.8 | |
| Allstate | Charles Calhoon | 456 Highway 6 E, Batesville, MS, 38606 | 4.0 | |
| State Farm | Eric Irmscher | 5293 Getwell Rd Ste B, Southaven, MS, 38672-9608 | 39.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,600 | $820 |
| Panola County, MS | $73,800 | $881 | $600 | $1,240 | $640 |
| Panola County, MS | $73,800 | $881 | $590 | $1,210 | $620 |
| Crenshaw, MS | $47,400 | $718 | $510 | $1,020 | $510 |
| Lambert, MS | $39,800 | $657 | $470 | $940 | $470 |
| Tunica County, MS | $96,000 | $900 | $660 | $1,250 | $590 |
| Webb, MS | $56,700 | $791 | $560 | $1,130 | $570 |
| Southaven, MS | $139,400 | $1,204 | $830 | $1,670 | $840 |
| Holly Springs, MS | $77,700 | $795 | $570 | $1,140 | $570 |
| Grenada County, MS | $93,200 | $885 | $650 | $1,220 | $570 |
| Hornor, AR | $74,200 | $732 | $500 | $1,020 | $520 |
| Bruce, MS | $60,500 | $820 | $580 | $1,160 | $580 |
| Collierville, TN | $286,700 | $1,211 | $880 | $1,720 | $840 |