Gavop tells you how to get the best homeowners insurance in Central Whidbey Island, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Central Whidbey Island, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 620 W, N Hacienda Dr, Windantide Pl, 1050 N, E Mayer St, High St, S Sesame St, E Shoreview Dr, W 500 S, Keystone Hill Rd | $196,500 | $160,000 | $150,000-$175,000 | $254,500 | $220,000 | $250,000-$300,000 |
| NW Coveland St, S Sherman Rd, Parker Rd NE, N Memory Ln, 1500 W, 400 N, Coral St, Crown Ave, S Surf Paradise Dr, Pilchuck Rd | $342,500 | $290,000 | $350,000-$400,000 | $223,000 | $190,000 | $175,000-$200,000 |
| Lowell Ln, S Lowell Ln, NW Madrona Way, S Race Rd, Sherman Rd, S Fort Casey Rd, SW Bainbridge Ln, W San Juan St, Parker Woods Ln, E Poor Rd | $293,000 | $250,000 | $300,000-$350,000 | $178,500 | $150,000 | $125,000-$150,000 |
| S 1150 E, S Shore Meadow Rd, N Harrison St, 5th St NE, N Holbrook Rd, W Perry Dr, NE Center St, Perkins St NE, Seaward Ter, E Race Rd | $374,500 | $300,000 | $300,000-$350,000 | $191,500 | $170,000 | $150,000-$175,000 |
| el Prado Ave, N Quail Trail Ln, S Myrtle Ave, Lagoon Point Rd, Rhododendron Park Rd, Pullman Rd, E Classic Rd, Spyglass Dr, S Coral St, Saratoga Dr | $184,500 | $170,000 | $175,000-$200,000 | $162,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $600 |
| Superior Protection Discount | -$72 | $650 |
| Fire & Security Discount | -$65 | $657 |
| Hail Resistant Roof Discount | -$22 | $701 |
| Newly Constructed Home Discount | -$173 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Island County | $1,000 | $809 | $1,809 | $588 | $1,588 | $221 |
| Central Whidbey Island, WA | $2,500 | $714 | $3,214 | $519 | $3,019 | $195 |
| Discovery Bay-Port Townsend, WA | $100 | $823 | $923 | $598 | $698 | $225 |
| Big Lake, WA | $2,500 | $1,078 | $3,578 | $783 | $3,283 | $295 |
| Mill Creek, WA | $300 | $823 | $1,123 | $598 | $898 | $225 |
| Snohomish, WA | $2,000 | $841 | $2,841 | $611 | $2,611 | $230 |
| Friday Harbor, WA | $500 | $808 | $1,308 | $587 | $1,087 | $221 |
| Brier, WA | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Lummi Reservation, WA | $500 | $691 | $1,191 | $502 | $1,002 | $189 |
| Duvall, WA | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Seattle East, WA | $100 | $1,447 | $1,547 | $1,052 | $1,152 | $396 |
| Granite Falls, WA | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Home Insurance Company Central Whidbey Island, WA | Homeowners Insurance Agency Central Whidbey Island, WA | Address | Popularity Score | Distance from Central Whidbey Island (miles) |
|---|---|---|---|---|
| Nationwide | A&R Insurance And Financial Services Llc | 17544 Midvale Ave North Ste 306, Shoreline, WA, 98133-4921 | 31.6 | |
| State Farm | Catherine Budbill | 929 N 130th St Ste 5, Seattle, WA, 98133-7500 | 33.6 | |
| Allstate | Wally Green | 4020 E Madison St Ste 102, Seattle, WA, 98112 | 40.5 | |
| Farmers | Richard Voit | 390 Ne Midway Blvd Ste A102, Oak Harbor, WA, 98277 | 9.9 | |
| State Farm | Karrie Parr | 2622 Bellevue Way Ne, Bellevue, WA, 98004-2209 | 42.3 | |
| Farmers | Christina Abundis | 520 E Whidbey Ave Ste 103, Oak Harbor, WA, 98277 | 9.7 | |
| State Farm | Karmin Landry | 31775 State Route 20 Ste B3, Oak Harbor, WA, 98277-5105 | 9.3 | |
| Liberty Mutual Independent | Whidbey Island Insurance | 285 Ne Midway Blvd Ste 7, Oak Harbor, WA, 98277 | 9.9 | |
| Allstate | Jeremy Olson | 7 Denny Way, Seattle, WA, 98109 | 40.1 | |
| Travelers | Tradewinds Insurance Inc | 231 Se Barrington Dr Ste 200, Oak Harbor, WA, 98277 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,140 | $560 |
| Island County, WA | $311,400 | $819 | $560 | $1,140 | $580 |
| Central Whidbey Island, WA | $321,700 | $722 | $490 | $1,020 | $530 |
| Discovery Bay-Port Townsend, WA | $304,100 | $833 | $590 | $1,140 | $550 |
| Big Lake, WA | $422,600 | $1,091 | $770 | $1,490 | $720 |
| Mill Creek, WA | $445,800 | $833 | $610 | $1,160 | $550 |
| Snohomish, WA | $332,400 | $852 | $590 | $1,170 | $580 |
| Friday Harbor, WA | $293,500 | $818 | $590 | $1,120 | $530 |
| Brier, WA | $403,500 | $869 | $620 | $1,210 | $590 |
| Lummi Reservation, WA | $199,700 | $699 | $510 | $960 | $450 |
| Duvall, WA | $426,500 | $927 | $640 | $1,290 | $650 |
| Seattle East, WA | $557,000 | $1,465 | $1,070 | $2,070 | $1,000 |
| Granite Falls, WA | $288,500 | $682 | $460 | $940 | $480 |