Gavop shows you how to buy homeowners insurance in Mount Pleasant, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $160,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $128,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $798 |
| Home and Two Car | -$139 | $729 |
| Home and Three Car | -$200 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cass County | $2,500 | $1,044 | $3,544 | $759 | $3,259 | $285 |
| Mount Pleasant, MO | $2,500 | $857 | $3,357 | $623 | $3,123 | $234 |
| Lake Winnebago, MO | $100 | $1,763 | $1,863 | $1,281 | $1,381 | $482 |
| Hillsdale, KS | $1,000 | $1,369 | $2,369 | $995 | $1,995 | $374 |
| Gardner, KS | $200 | $1,045 | $1,245 | $759 | $959 | $285 |
| Oakwood, MO | $1,500 | $1,350 | $2,850 | $981 | $2,481 | $369 |
| Pawnee, MO | $400 | $838 | $1,238 | $609 | $1,009 | $229 |
| Sioux, MO | $1,000 | $1,020 | $2,020 | $741 | $1,741 | $279 |
| West Point, MO | $200 | $970 | $1,170 | $705 | $905 | $265 |
| Lee, MO | $1,000 | $1,275 | $2,275 | $926 | $1,926 | $348 |
| Ridgely, MO | $100 | $1,094 | $1,194 | $795 | $895 | $299 |
| Oskaloosa, KS | $2,000 | $1,342 | $3,342 | $975 | $2,975 | $367 |
| Home Insurance Company Mount Pleasant, MO | Homeowners Insurance Agency Mount Pleasant, MO | Address | Popularity Score | Distance from Mount Pleasant (miles) |
|---|---|---|---|---|
| Travelers | All American Agency Group | 103 E 4th St, Urich, MO, 64788 | 38.1 | |
| Allstate | Baker Hallstrom | 1587 Ne Rice Rd, Lees Summit, MO, 64086 | 14.9 | |
| State Farm | Julie Buell | 203 N Madison St, Raymore, MO, 64083-9701 | 5.7 | |
| Farmers | Justin Mcclain | 11108 N Oak Trfy Ste 207, Kansas City, MO, 64155 | 34.6 | |
| State Farm | Liam Porter | 1207 W 47th St, Kansas City, MO, 64112-1203 | 17.3 | |
| Liberty Mutual Independent | Summit Insurance Group | 300 Se Wilson St, Lees Summit, MO, 64063 | 13.1 | |
| State Farm | Brady Crawford | 8080 Ward Pkwy Ste 100, Kansas City, MO, 64114-2041 | 13.3 | |
| State Farm | Etta Mckenzie | 11818 Blue Ridge Blvd, Kansas City, MO, 64134-3719 | 8.3 | |
| Allstate | George M. Devereaux | 11902 Blue Ridge Ext Ste Q, Grandview, MO, 64030 | 8.1 | |
| State Farm | Eckhard Preuss | 8009 E 171st St, Belton, MO, 64012-2261 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,550 | $770 |
| Cass County, MO | $165,800 | $1,056 | $730 | $1,470 | $740 |
| Mount Pleasant, MO | $127,100 | $868 | $590 | $1,240 | $650 |
| Lake Winnebago, MO | $390,700 | $1,784 | $1,270 | $2,480 | $1,210 |
| Hillsdale, KS | $144,200 | $1,386 | $1,080 | $1,870 | $790 |
| Gardner, KS | $169,500 | $1,057 | $820 | $1,430 | $610 |
| Oakwood, MO | $267,900 | $1,366 | $970 | $1,930 | $960 |
| Pawnee, MO | $190,200 | $848 | $610 | $1,200 | $590 |
| Sioux, MO | $301,300 | $1,032 | $730 | $1,470 | $740 |
| West Point, MO | $110,700 | $982 | $720 | $1,350 | $630 |
| Lee, MO | $234,500 | $1,290 | $920 | $1,790 | $870 |
| Ridgely, MO | $154,200 | $1,107 | $810 | $1,570 | $760 |
| Oskaloosa, KS | $137,900 | $1,358 | $1,060 | $1,830 | $770 |