Gavop tells you how to get the best homeowners insurance in Citrus County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Citrus County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Harding Ter, S Havens Ter, N Hunter Way, W Gallagher St, E Buffalo Ln, S Dayton Ter, N Spence Ave, S Cedar Ter, W Castlewood Ln, S Running Brook Dr | $137,500 | $110,000 | $125,000-$150,000 | $102,500 | $90,000 | $75,000-$100,000 |
| N Bauer Rd, E Pine Lake Ln, N Pueblo Ter, Sassy Ln, N Saxon Way, S Irma Pt, S Elinor Ter, W Alexander Dr, W Dampier St, W Burke Way | $223,000 | $180,000 | $175,000-$200,000 | $163,500 | $150,000 | $125,000-$150,000 |
| S Cameo Ter, S Junket Dr, S Legette Pt, Fairdale Ct, W Last Chance Ln, W Stuart Ln, S Hollington Ter, N Jade Ter, W Fusco Ln, W Kevin Ln | $121,500 | $110,000 | $100,000-$125,000 | $61,000 | $60,000 | $50,000-$75,000 |
| N Evanston Ter, Dahlia Ct N, E Beacon Ct, E Orange Dr, W Trinity Pl, E Johnson Pl, S Owl Ter, NE 2nd Ave, N Croft Ave, N Kendrick Path | $190,000 | $180,000 | $150,000-$175,000 | $92,000 | $70,000 | $75,000-$100,000 |
| Fiddlewood Ct, E Skyline Ln, W Cindy Ln, E Withlacoochee Trl, W Trotter Ln, E Earth St, E Trl 16, W Village Dr, E Ridgecrest Ct, E Wyoming Ln | $75,000 | $70,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| N Gallahad Pt, N Sandy Path, W Rusty Pl, N Oregon Ter, E Timber Ln, W Deodar St, Andrew St, S Joy Ter, E Berry Ln, N Nashua Ter | $92,500 | $80,000 | $75,000-$100,000 | $71,000 | $60,000 | $75,000-$100,000 |
| E Gwendolyn Path, S Verne Ct, N Alpinia Dr, W Tara Rd, E McCarney Loop, W Elkhorn Dr, W Mango Ln, W Kindlewood Ln, W Sandy Hill St, W Postal Ln | $107,500 | $90,000 | $75,000-$100,000 | $55,000 | $50,000 | $25,000-$50,000 |
| W Blade Ln, Mangrove Ct W, W Byrsonima Loop, W Bougainvillea Ct, E Liberty St, W Chablis Ln, W Colbert Ct, N Wheaton Pt, S Olbek Pt, NE 6th Ter | $163,000 | $140,000 | $125,000-$150,000 | $166,000 | $160,000 | $175,000-$200,000 |
| E Quail Run Ln, W Alhambra Dr, S Rose Ave, N Lajolla Pt, W Macopin Ln, S Beagle Dr, Stotler Ave, W Lincolnshire Dr, S Four Oaks Dr, S Catwalk Pt | $163,000 | $140,000 | $150,000-$175,000 | $66,500 | $60,000 | $50,000-$75,000 |
| E Calendula Ct, W Waterwood Dr, N Seaholly Way, Linder Cir, W Fairway Loop, E Bow N Arrow Loop, E Dartmouth Ln, N Par Ter, E Whitecloud Ln, W Ascot Pl | $112,000 | $100,000 | $100,000-$125,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $922 |
| Superior Protection Discount | -$100 | $1,010 |
| Fire & Security Discount | -$89 | $1,022 |
| Hail Resistant Roof Discount | -$33 | $1,077 |
| Newly Constructed Home Discount | -$300 | $811 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Citrus County | $700 | $1,097 | $1,797 | $797 | $1,497 | $300 |
| Citrus County, FL | $700 | $1,097 | $1,797 | $797 | $1,497 | $300 |
| Brookridge, FL | $300 | $842 | $1,142 | $612 | $912 | $230 |
| Brooksville, FL | $2,500 | $1,034 | $3,534 | $751 | $3,251 | $282 |
| Spring Hill, FL | $2,000 | $846 | $2,846 | $615 | $2,615 | $231 |
| Cedar Key-Yankeetown, FL | $300 | $808 | $1,108 | $587 | $887 | $221 |
| Levy County, FL | $200 | $948 | $1,148 | $689 | $889 | $259 |
| Lady Lake, FL | $700 | $910 | $1,610 | $662 | $1,362 | $249 |
| Cedar Key, FL | $200 | $1,662 | $1,862 | $1,208 | $1,408 | $454 |
| New Port Richey East, FL | $2,500 | $945 | $3,445 | $686 | $3,186 | $258 |
| Home Insurance Company Citrus County, FL | Homeowners Insurance Agency Citrus County, FL | Address | Popularity Score | Distance from Citrus County (miles) |
|---|---|---|---|---|
| Allstate | Lisette M. Fernandez | 4935 Van Dyke Rd, Lutz, FL, 33558 | 49.3 | |
| Travelers | Insurance Den Inc | 5547 S Oakridge Dr, Homosassa, FL, 34446 | 4.8 | |
| Travelers | Brightway Insurance | 10710 State Road 54 C102, Trinity, FL, 34655 | 45.3 | |
| State Farm | Mike Peters | 11315 Little Rd, New Port Richey, FL, 34654-1218 | 37.0 | |
| Allstate | Roy Jackson | 433 S Croft Ave, Inverness, FL, 34453 | 8.4 | |
| Travelers | Frederick Insurance | 17874 N Us Hwy 41, Lutz, FL, 33549 | 49.2 | |
| Liberty Mutual Independent | Paragon Risk Management Inc | 203 Crystal Grove Blvd Ste 100, Lutz, FL, 33549 | 48.4 | |
| Travelers | Morrow Insurance Group | 18936 N Dale Mabry Hwy, Lutz, FL, 33548 | 47.7 | |
| State Farm | Chuck Everidge | 2309 Highway 44 W, Inverness, FL, 34453-3809 | 10.0 | |
| Travelers | Morrow Insurance Group | 18936 N Dale Mabry Hwy , Lutz, FL, 33548 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Brookridge, FL | $67,000 | $852 | $660 | $1,140 | $480 |
| Brooksville, FL | $107,200 | $1,046 | $820 | $1,400 | $580 |
| Spring Hill, FL | $119,000 | $857 | $670 | $1,150 | $480 |
| Cedar Key-Yankeetown, FL | $110,900 | $818 | $640 | $1,100 | $460 |
| Levy County, FL | $88,700 | $959 | $750 | $1,290 | $540 |
| Lady Lake, FL | $132,400 | $921 | $720 | $1,230 | $510 |
| Cedar Key, FL | $190,300 | $1,682 | $1,310 | $2,250 | $940 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |