Gavop shows you how to buy homeowners insurance in Webster, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $84,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $118,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $252,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $354,000 | $320,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $751 |
| Home and Two Car | -$132 | $693 |
| Home and Three Car | -$206 | $619 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Webster, IA | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Johnston, IA | $400 | $884 | $1,284 | $642 | $1,042 | $242 |
| Jefferson, IA | $2,500 | $901 | $3,401 | $655 | $3,155 | $246 |
| Polk County, IA | $500 | $858 | $1,358 | $624 | $1,124 | $235 |
| Delaware, IA | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Dallas County, IA | $300 | $962 | $1,262 | $699 | $999 | $263 |
| Carlisle, IA | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
| Amaqua, IA | $200 | $857 | $1,057 | $623 | $823 | $234 |
| State Center, IA | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Reasnor, IA | $100 | $583 | $683 | $424 | $524 | $159 |
| Marietta, IA | $2,500 | $887 | $3,387 | $645 | $3,145 | $242 |
| Home Insurance Company Webster, IA | Homeowners Insurance Agency Webster, IA | Address | Popularity Score | Distance from Webster (miles) |
|---|---|---|---|---|
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 7.4 | |
| State Farm | Ben Buenzow | 3273 100th St, Urbandale, IA, 50322-3845 | 2.2 | |
| Travelers | Brooks-Lussem-Clem Insurance | 10546 Justin Dr, Urbandale, IA, 50322 | 2.3 | |
| State Farm | Glenn Waterhouse Iii | 5441 Nw 86th St Ste 100, Johnston, IA, 50131-1708 | 0.7 | |
| Travelers | Triplett Companies | 323 Fifth St, Ames, IA, 50010 | 26.5 | |
| Travelers | The Dana Company | 12345 University Ave Ste 300, Des Moines, IA, 50325 | 4.3 | |
| Allstate | Timothy Brehm | 2929 Merle Hay Rd, Des Moines, IA, 50310 | 3.5 | |
| State Farm | Deb Stubbs | 225 Se Oralabor Road, Ankeny, IA, 50021-9118 | 8.5 | |
| Allstate | Douglas Mechaelsen | 110 N Ankeny Blvd Ste 700, Ankeny, IA, 50023 | 9.3 | |
| Travelers | Urs Corp | 12421 Meredith Dr, Urbandale, IA, 50398 | 2.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,180 | $620 |
| Polk County, IA | $165,500 | $869 | $630 | $1,240 | $610 |
| Webster, IA | $200,800 | $825 | $590 | $1,150 | $560 |
| Johnston, IA | $248,100 | $895 | $600 | $1,270 | $670 |
| Jefferson, IA | $261,600 | $912 | $670 | $1,270 | $600 |
| Polk County, IA | $165,500 | $869 | $590 | $1,230 | $640 |
| Delaware, IA | $154,100 | $736 | $500 | $1,010 | $510 |
| Dallas County, IA | $218,000 | $973 | $670 | $1,350 | $680 |
| Carlisle, IA | $148,800 | $862 | $590 | $1,220 | $630 |
| Amaqua, IA | $150,600 | $867 | $590 | $1,210 | $620 |
| State Center, IA | $132,100 | $813 | $580 | $1,120 | $540 |
| Reasnor, IA | $75,000 | $590 | $400 | $840 | $440 |
| Marietta, IA | $162,500 | $898 | $650 | $1,230 | $580 |