Gavop tells you how to get the best homeowners insurance in Harper Woods, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Harper Woods, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Roscommon St, Lochmoor Dr, Van Antwerp St, Littlestone Rd, Tyrone St, Roscommon St, Woodcrest St, Prestwick Ave, Newcastle Rd, Lennon St | $108,000 | $90,000 | $75,000-$100,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Ridgemont Rd, Duprey Ave, Harper Ct, Balfour St, Laing Ave, Huntington Ave, Bournemouth St, Rockcastle St, Rose Ct, Lochmoor St | $102,500 | $80,000 | $75,000-$100,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Sloan Dr, Kenmore Ave, Kingsville Ave, Eastbourne St, Lansdowne Ave, Eastland Village Dr, Huntington Ave, Hunt Club Dr, Lochmoor St, Kenosha St | $94,500 | $90,000 | $75,000-$100,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Parkcrest Dr, Eastwood Dr, Edgefield St, Huntington Blvd, Church Ct, Severn Rd, Littlestone Ct, Elkhart St, Canton Ave, Anita St | $177,000 | $160,000 | $150,000-$175,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Rolandale St, Lochmoor Blvd, Cedar Ct, Sanilac St, Van Antwerp St, Old Homestead Dr, Prestwick Rd, Hunt Club Dr, Danbury Ln, Berden St | $102,000 | $90,000 | $75,000-$100,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $560 |
| Home and Two Car | -$99 | $517 |
| Home and Three Car | -$148 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Harper Woods, MI | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| Huntington Woods, MI | $200 | $908 | $1,108 | $660 | $860 | $248 |
| Cottrellville, MI | $700 | $834 | $1,534 | $606 | $1,306 | $228 |
| Brownstown charter, MI | $300 | $675 | $975 | $490 | $790 | $184 |
| Addison, MI | $1,500 | $826 | $2,326 | $600 | $2,100 | $226 |
| Memphis, MI | $300 | $731 | $1,031 | $531 | $831 | $200 |
| Almont, MI | $2,000 | $678 | $2,678 | $493 | $2,493 | $185 |
| Salem, MI | $300 | $779 | $1,079 | $566 | $866 | $213 |
| Fenton, MI | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Grand Blanc, MI | $400 | $656 | $1,056 | $477 | $877 | $179 |
| Oceola, MI | $2,000 | $744 | $2,744 | $541 | $2,541 | $203 |
| Home Insurance Company Harper Woods, MI | Homeowners Insurance Agency Harper Woods, MI | Address | Popularity Score | Distance from Harper Woods (miles) |
|---|---|---|---|---|
| State Farm | Dawn Pullis | 89 W South Blvd Ste 300, Troy, MI, 48085-1600 | 16.4 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 5.3 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 0.8 | |
| State Farm | Pam Mowatt | 20369 Mack Ave, Grosse Pointe, MI, 48236-1610 | 1.1 | |
| Allstate | David Wagner | 5788 E 12 Mile Rd, Warren, MI, 48092 | 7.7 | |
| State Farm | Vev Tripp | 24530 Gratiot Ave, Eastpointe, MI, 48021-3309 | 2.7 | |
| Allstate | A&M Agency | 445 E Michigan Ave, Saline, MI, 48176 | 47.0 | |
| State Farm | Tom Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 29.3 | |
| Farmers | Adeeb Zayto | 28751 Ryan Rd, Warren, MI, 48092 | 8.4 | |
| State Farm | Kathi Kiehler-Przekora | 8086 E 14 Mile Rd, Warren, MI, 48093-1054 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,080 | $520 |
| Wayne County, MI | $92,400 | $687 | $500 | $970 | $470 |
| Harper Woods, MI | $67,800 | $616 | $420 | $860 | $440 |
| Huntington Woods, MI | $321,400 | $919 | $620 | $1,300 | $680 |
| Cottrellville, MI | $188,100 | $844 | $580 | $1,210 | $630 |
| Brownstown charter, MI | $164,700 | $683 | $470 | $960 | $490 |
| Addison, MI | $281,300 | $836 | $580 | $1,200 | $620 |
| Memphis, MI | $112,000 | $740 | $500 | $1,060 | $560 |
| Almont, MI | $167,500 | $686 | $500 | $940 | $440 |
| Salem, MI | $326,400 | $788 | $530 | $1,090 | $560 |
| Fenton, MI | $116,900 | $747 | $540 | $1,030 | $490 |
| Grand Blanc, MI | $148,000 | $664 | $450 | $950 | $500 |
| Oceola, MI | $226,100 | $753 | $500 | $1,040 | $540 |