Gavop tells you how to get the best homeowners insurance in Grants, NM by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $124,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $111,500 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $184,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $575 |
| Superior Protection Discount | -$61 | $616 |
| Fire & Security Discount | -$68 | $609 |
| Hail Resistant Roof Discount | -$20 | $657 |
| Newly Constructed Home Discount | -$156 | $521 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
| Home Insurance Company Grants, NM | Homeowners Insurance Agency Grants, NM | Address | Popularity Score | Distance from Grants (miles) |
|---|---|---|---|---|
| State Farm | Chris Winch | 700 E Santa Fe Ave, Grants, NM, 87020-2437 | 13.6 | |
| Allstate | The Walker Agency | 123 N First St, Grants, NM, 87020 | 13.6 | |
| State Farm | Tom Fitzsimmons | 800 N First St, Grants, NM, 87020-2804 | 14.1 | |
| Travelers | Safeguard Ins Group Inc | 601 N 1st St, Grants, NM, 87020 | 14.0 | |
| Farmers | Melinda Nieto | 200 W Santa Fe Ave, Grants, NM, 87020 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $640 | $1,240 | $600 |
| Cibola County, NM | $89,800 | $661 | $480 | $920 | $440 |
| Grants, NM | $96,700 | $677 | $490 | $960 | $470 |
| San Fidel, NM | $28,000 | $527 | $350 | $740 | $390 |
| Seama, NM | $102,100 | $741 | $530 | $1,020 | $490 |
| Paraje, NM | $78,800 | $682 | $460 | $960 | $500 |
| Thoreau, NM | $53,600 | $611 | $440 | $840 | $400 |
| McKinley County, NM | $62,800 | $619 | $410 | $880 | $470 |
| Highland Meadows, NM | $48,800 | $596 | $440 | $820 | $380 |
| Fence Lake, NM | $107,800 | $754 | $510 | $1,040 | $530 |