Gavop shows you how to buy homeowners insurance in Washoe Valley, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $221,500 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $289,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $611,000 | $580,000 | $600,000-$700,000 |
| 5 Bedroom | $485,000 | $400,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $785 |
| Home and Two Car | -$137 | $717 |
| Home and Three Car | -$213 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washoe County | $1,000 | $675 | $1,675 | $490 | $1,490 | $184 |
| Washoe Valley, NV | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Virginia City, NV | $500 | $716 | $1,216 | $521 | $1,021 | $196 |
| Indian Hills, NV | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Floriston, CA | $400 | $629 | $1,029 | $457 | $857 | $172 |
| Glenbrook, NV | $2,500 | $530 | $3,030 | $385 | $2,885 | $145 |
| Johnson Lane, NV | $200 | $747 | $947 | $543 | $743 | $204 |
| Gardnerville, NV | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Tahoma, CA | $100 | $1,496 | $1,596 | $1,087 | $1,187 | $409 |
| Gardnerville Ranchos, NV | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Silver Springs, NV | $400 | $671 | $1,071 | $488 | $888 | $183 |
| Home Insurance Company Washoe Valley, NV | Homeowners Insurance Agency Washoe Valley, NV | Address | Popularity Score | Distance from Washoe Valley (miles) |
|---|---|---|---|---|
| State Farm | Clay Murray | 2300 S Carson St Ste 6, Carson City, NV, 89701-4528 | 9.8 | |
| State Farm | Marilyn Mert Lewis | 321 W Winnie Ln Ste 106, Carson City, NV, 89703-2154 | 7.5 | |
| Liberty Mutual Independent | Bibee & Associates | 411 W Third St, Carson City, NV, 89703 | 8.7 | |
| Liberty Mutual Independent | Bibee & Associates | 411 W Third St Carson City, Carson City, NV, 89703 | 8.7 | |
| State Farm | Dana Sebestyen | 1575 Delucchi Ln Ste 204, Reno, NV, 89502-8504 | 12.6 | |
| Allstate | Bruce Bergantz | 111 E Sixth St Ste 1, Carson City, NV, 89701 | 8.8 | |
| State Farm | David Queen | 59 Damonte Rch Pkwy Ste A, Reno, NV, 89521-2989 | 9.3 | |
| State Farm | John Scott | 1476 Highway 395 North, Gardnerville, NV, 89410 | 23.8 | |
| Allstate | Brock Nyborg | 6121 Lakeside Dr Ste 210, Reno, NV, 89511 | 12.8 | |
| State Farm | Jim Tatro | 9333 Double R Blvd Ste 1200, Reno, NV, 89521-4872 | 11.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $460 | $900 | $440 |
| Washoe County, NV | $268,100 | $683 | $460 | $950 | $490 |
| Washoe Valley, NV | $403,400 | $853 | $580 | $1,170 | $590 |
| Virginia City, NV | $283,100 | $725 | $490 | $1,020 | $530 |
| Indian Hills, NV | $236,600 | $618 | $450 | $850 | $400 |
| Floriston, CA | $188,900 | $637 | $470 | $870 | $400 |
| Glenbrook, NV | $2,000,001 | $536 | $390 | $770 | $380 |
| Johnson Lane, NV | $368,000 | $756 | $510 | $1,070 | $560 |
| Gardnerville, NV | $233,600 | $615 | $440 | $880 | $440 |
| Tahoma, CA | $504,000 | $1,514 | $1,120 | $2,060 | $940 |
| Gardnerville Ranchos, NV | $254,000 | $638 | $430 | $910 | $480 |
| Silver Springs, NV | $97,400 | $680 | $500 | $940 | $440 |