Gavop's guide to buying homeowners insurance in Hope Mills, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hope Mills, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Claymore Ct, Wyandotte Dr, University Ave, Chinaberry Dr, Gosfield Pl, Notlob Pines Dr, Kenmont Ln, Sheila St, Braxton Rd, Valdese Ct | $80,500 | $70,000 | $50,000-$75,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Burleson Pl, Everton Dr, Alforodo St, Woodington Rd, Gaddis Dr, Kingstree Dr, Smith Rd, Blackbridge Rd, Bailey Lake Rd, State Rd 2257 | $245,000 | $200,000 | $250,000-$300,000 | $124,500 | $110,000 | $125,000-$150,000 |
| Radway Ct, Hemingway Ln, Starburst Dr, Demeter Ln, State Rd 2284, Birchcreft Dr, Cripplecreek Ct, Lawhorne Dr, Sedgefield Dr, Kumquat Dr | $243,000 | $200,000 | $250,000-$300,000 | $160,500 | $140,000 | $125,000-$150,000 |
| John Brady Rd, Borthwick Dr, Wessex Ct, State Rd 1353, Whitburn Ave, Bluejay Ct, Tarbert Ave, Cobblestone Pl, Falling View Ct, Pawtucket Pl | $115,000 | $90,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Legion Rd, Stone St, Tomcat Dr, Durant Dr, Harrisburg Dr, Rehoboth Rd, Piney Creek Pl, Goodhope Ln, Weymouth Ct, Fairhaven Trl | $144,500 | $120,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Princess Amelia Ln, Korea Cir, Gallup Dr, Grassy Creek Dr, Britt St, Fountain Ln, Porter Rd, Legare Ln, Constance Rd, Tulip Dr | $156,000 | $140,000 | $150,000-$175,000 | $76,500 | $60,000 | $75,000-$100,000 |
| Sumac Cir, Roslin Farm Rd, Dove Dr, Hutchins Pl, Mayfair Dr, Foxwood Dr, Gumberry Ct, Applebury Ln, State Rd 2256, Shalimar Ln | $225,500 | $200,000 | $200,000-$250,000 | $200,000 | $170,000 | $175,000-$200,000 |
| Welsh Lake Dr, Bolton Acres Dr, Golfview Rd, Smith Rd, Rocky Mountain Ln, Red Maple Ln, Watauga Rd, Aimsworth Ct, Van Nobbing Ct, Catalpa Rd | $133,500 | $110,000 | $100,000-$125,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Lillian Pl, State Rd 2268, Silver Fox Dr, Lawnwood Dr, Butternut Dr, Buck Creek Ct, Crystal Springs Rd, Fairbluff Dr, Coinjock Cir, Arapahoe Ct | $133,500 | $110,000 | $125,000-$150,000 | $76,000 | $60,000 | $75,000-$100,000 |
| McDonald Rd, Fame Ln, Lake Upchurch Rd, Delmar St, Waverly Ct, Omega Dr, Dunham Dr, Grouper Dr, Persimmon Rd, Lafayette St | $154,500 | $130,000 | $175,000-$200,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $548 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$59 | $593 |
| Hail Resistant Roof Discount | -$13 | $639 |
| Newly Constructed Home Discount | -$176 | $476 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,319 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Hope Mills, NC | Homeowners Insurance Agency Hope Mills, NC | Address | Popularity Score | Distance from Hope Mills (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay Varina, NC, 27526 | 44.1 | |
| Nationwide | Herb Townes | 8175 Cliffdale Rd Suite 106, Fayetteville, NC, 28314-5839 | 8.3 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 49.4 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay-Varina, NC, 27526 | 44.2 | |
| State Farm | Brian Hicks | 6791 Overhills Rd, Spring Lake, NC, 28390-8873 | 19.9 | |
| Allstate | Parm Sandhar | 201 Holly Springs Rd, Holly Springs, NC, 27540 | 47.8 | |
| Liberty Mutual Independent | Southeastern Insurance Service Llc | 214 Fairway Dr, Fayetteville, NC, 28305 | 5.6 | |
| Allstate | Charles Montjoy | 115 E Salisbury St, Robbins, NC, 27325 | 48.1 | |
| State Farm | Brett Herrmann | 2323 Bragg Blvd, Fayetteville, NC, 28303-4255 | 7.3 | |
| Allstate | Sandy Scott | 100 Westlake Rd Ste 103, Fayetteville, NC, 28314 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Cumberland County, NC | $131,200 | $750 | $540 | $1,060 | $520 |
| Hope Mills, NC | $132,000 | $652 | $440 | $930 | $490 |
| Anderson Creek, NC | $175,800 | $795 | $530 | $1,090 | $560 |
| Smiths, NC | $69,700 | $871 | $630 | $1,250 | $620 |
| East Laurinburg, NC | $33,800 | $202 | $140 | $280 | $140 |
| Thompson, NC | $64,600 | $418 | $310 | $600 | $290 |
| Hoffman, NC | $76,300 | $491 | $360 | $690 | $330 |
| Sanford, NC | $137,400 | $672 | $450 | $930 | $480 |
| Newton Grove, NC | $113,500 | $691 | $470 | $950 | $480 |
| Elevation, NC | $130,900 | $648 | $430 | $890 | $460 |
| Gulf, NC | $146,000 | $835 | $590 | $1,160 | $570 |
| Wolf Pit, NC | $71,400 | $879 | $600 | $1,250 | $650 |