Gavop's guide to buying homeowners insurance in Seaford, DE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $127,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $181,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $336,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $192,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $560 |
| Home and Two Car | -$97 | $511 |
| Home and Three Car | -$146 | $462 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sussex County | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Seaford, DE | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Greenwood, DE | $400 | $599 | $999 | $435 | $835 | $164 |
| Mardela Springs, MD | $1,000 | $717 | $1,717 | $521 | $1,521 | $196 |
| Harrington, DE | $300 | $633 | $933 | $460 | $760 | $173 |
| Church Hill, MD | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| West Cape May, NJ | $2,000 | $1,566 | $3,566 | $1,138 | $3,138 | $428 |
| Chester, MD | $400 | $1,012 | $1,412 | $735 | $1,135 | $276 |
| Diamond Beach, NJ | $1,000 | $1,446 | $2,446 | $1,051 | $2,051 | $395 |
| Captains Cove, VA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Home Insurance Company Seaford, DE | Homeowners Insurance Agency Seaford, DE | Address | Popularity Score | Distance from Seaford (miles) |
|---|---|---|---|---|
| State Farm | Bob Simmons | 1460 East Lebanon Road, Dover, DE, 19901-5833 | 32.8 | |
| State Farm | Eric James | 38613 Benro Dr Unit 3, Delmar, DE, 19940-3571 | 13.5 | |
| State Farm | Chuck Hall | Unit 1 29787 John J Williams Hwy, Millsboro, DE, 19966-4097 | 17.3 | |
| State Farm | Mark Penuel | 522 E Market St, Georgetown, DE, 19947-2255 | 12.5 | |
| Travelers | A1 Insurance Agency Llc | 178 N Dupont Hwy, Dover, DE, 19901 | 36.0 | |
| State Farm | Ron Krajewski | 28354 Lewes Georgetown Highway, Milton, DE, 19968-3115 | 19.8 | |
| Travelers | A To Z Insurance | 1447 S Governors Ave, Dover, DE, 19904 | 33.5 | |
| Nationwide | Michael D Frankos Agency | 375 W North St Ste A, Dover, DE, 19904 | 35.2 | |
| Nationwide | Wilgus Insurance Agency Inc | 22937 Sussex Highway, Seaford, DE, 19973-5871 | 0.7 | |
| State Farm | Eric Cline | 22366 Sussex Hwy, Seaford, DE, 19973-5833 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| Sussex County, DE | $242,900 | $720 | $570 | $960 | $390 |
| Seaford, DE | $183,000 | $608 | $480 | $810 | $330 |
| Greenwood, DE | $155,900 | $606 | $480 | $810 | $330 |
| Mardela Springs, MD | $151,600 | $726 | $570 | $910 | $340 |
| Harrington, DE | $205,600 | $641 | $510 | $850 | $340 |
| Church Hill, MD | $227,900 | $862 | $680 | $1,090 | $410 |
| West Cape May, NJ | $468,700 | $1,585 | $1,090 | $2,230 | $1,140 |
| Chester, MD | $302,700 | $1,024 | $810 | $1,290 | $480 |
| Diamond Beach, NJ | $443,900 | $1,464 | $980 | $2,030 | $1,050 |
| Captains Cove, VA | $178,100 | $825 | $590 | $1,170 | $580 |