Gavop's guide to buying homeowners insurance in Holly Hill, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $188,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $136,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $668 |
| Superior Protection Discount | -$82 | $742 |
| Fire & Security Discount | -$91 | $734 |
| Hail Resistant Roof Discount | -$25 | $800 |
| Newly Constructed Home Discount | -$214 | $610 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Holly Hill, FL | Homeowners Insurance Agency Holly Hill, FL | Address | Popularity Score | Distance from Holly Hill (miles) |
|---|---|---|---|---|
| Allstate | Nanette G. Rosevear | 1134 Pelican Bay Dr, Daytona Beach, FL, 32119 | 6.0 | |
| Travelers | Mullin & Company | 761 W Granada Blvd, Ormond Beach, FL, 32174 | 3.0 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 220 S Ridgewood Ave Daytona Beach, Daytona Beach, FL, 32114 | 3.0 | |
| State Farm | Bill Mccabe | 900 N Swlowtl Dr Ste 101, Port Orange, FL, 32129-6103 | 7.8 | |
| Allstate | Mark Norcia | 1400 Hand Ave Ste G, Ormond Beach, FL, 32174 | 2.5 | |
| State Farm | Alison Boscovich | 325 S Yonge Street (Us1), Ormond Beach, FL, 32174-8814 | 2.1 | |
| State Farm | Alison Boscovich | 325 S Yonge St Ste C, Ormond Beach, FL, 32174-8814 | 2.1 | |
| Travelers | Dunn & Associates Insurance | 324 W International Speedway Blvd Daytona Beach, Daytona Beach, FL, 32114 | 2.8 | |
| Travelers | The Ormond Agency | 555 W Granada Blvd Ste H-5 Ormond Beach, Ormond Beach, FL, 32174 | 2.8 | |
| Travelers | Bks General Agency Inc | 140 S Atlantic Av, Ormond Beach, FL, 32176 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Volusia County, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| Holly Hill, FL | $86,200 | $825 | $640 | $1,110 | $470 |
| South Daytona, FL | $119,500 | $860 | $670 | $1,150 | $480 |
| De Leon Springs, FL | $117,700 | $1,196 | $930 | $1,600 | $670 |
| Flagler County, FL | $188,400 | $1,502 | $1,170 | $2,010 | $840 |
| Astor, FL | $107,000 | $1,124 | $880 | $1,510 | $630 |
| Pine Lakes, FL | $81,300 | $949 | $740 | $1,270 | $530 |
| Crescent City, FL | $73,800 | $754 | $590 | $1,010 | $420 |
| Mims, FL | $116,300 | $844 | $660 | $1,130 | $470 |
| Mount Dora, FL | $173,900 | $985 | $770 | $1,320 | $550 |
| Wekiwa Springs, FL | $257,900 | $1,153 | $900 | $1,550 | $650 |
| Fern Park, FL | $167,300 | $1,063 | $830 | $1,430 | $600 |