Gavop shows you how to buy homeowners insurance in Ector County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $110,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $152,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $245,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $276,000 | $220,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$260 | $1,185 |
| Superior Protection Discount | -$130 | $1,315 |
| Fire & Security Discount | -$130 | $1,315 |
| Hail Resistant Roof Discount | -$29 | $1,416 |
| Newly Constructed Home Discount | -$332 | $1,113 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ector County | $1,500 | $1,428 | $2,928 | $1,038 | $2,538 | $390 |
| Ector County, TX | $1,000 | $1,428 | $2,428 | $1,038 | $2,038 | $390 |
| Crane North, TX | $100 | $1,246 | $1,346 | $905 | $1,005 | $340 |
| Midland, TX | $2,000 | $1,209 | $3,209 | $879 | $2,879 | $330 |
| Kermit, TX | $100 | $906 | $1,006 | $659 | $759 | $248 |
| McKinney Acres, TX | $2,500 | $1,319 | $3,819 | $959 | $3,459 | $360 |
| Midland County, TX | $400 | $1,204 | $1,604 | $875 | $1,275 | $329 |
| Crane County, TX | $700 | $1,003 | $1,703 | $729 | $1,429 | $274 |
| Andrews County, TX | $500 | $916 | $1,416 | $665 | $1,165 | $250 |
| Wink, TX | $700 | $1,308 | $2,008 | $951 | $1,651 | $357 |
| Ward County, TX | $200 | $1,019 | $1,219 | $740 | $940 | $278 |
| Rankin, TX | $1,500 | $1,416 | $2,916 | $1,029 | $2,529 | $387 |
| Home Insurance Company Ector County, TX | Homeowners Insurance Agency Ector County, TX | Address | Popularity Score | Distance from Ector County (miles) |
|---|---|---|---|---|
| State Farm | Filiberto Gonzales | 600 E 42nd St, Odessa, TX, 79762-7722 | 9.9 | |
| Farmers | Kelin Jones | 1301 S Stockton Ave, Monahans, TX, 79756 | 28.4 | |
| State Farm | Noe Garcia | 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665 | 7.9 | |
| State Farm | Mike Podzemny | 5007 Jbs Pkwy, Odessa, TX, 79762-8123 | 12.4 | |
| State Farm | Patrick Willis | 1631 N County Rd W, Odessa, TX, 79763-2960 | 8.8 | |
| Travelers | Insource Insurance Group Llc | 5108 Wayland Dr, Odessa, TX, 79762 | 12.1 | |
| Allstate | Daniel Mcneely Bertelson | 1806 N County Rd W, Odessa, TX, 79763 | 8.8 | |
| Allstate | Dan Bertelson | 2123 E 42nd St, Odessa, TX, 79762 | 11.2 | |
| State Farm | Judy Gladden | 3908 Tanglewood Ln, Odessa, TX, 79762-7165 | 12.0 | |
| State Farm | Debra Pena | 3116 N Loop 250 W Ste 700, Midland, TX, 79707-6032 | 24.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Ector County, TX | $120,800 | $1,445 | $950 | $2,230 | $1,280 |
| Ector County, TX | $120,800 | $1,445 | $950 | $2,230 | $1,280 |
| Crane North, TX | $53,400 | $1,261 | $830 | $1,940 | $1,110 |
| Midland, TX | $191,100 | $1,224 | $810 | $1,880 | $1,070 |
| Kermit, TX | $57,800 | $917 | $610 | $1,410 | $800 |
| McKinney Acres, TX | $65,100 | $1,335 | $880 | $2,060 | $1,180 |
| Midland County, TX | $187,400 | $1,218 | $800 | $1,880 | $1,080 |
| Crane County, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |
| Andrews County, TX | $126,000 | $927 | $610 | $1,430 | $820 |
| Wink, TX | $63,300 | $1,324 | $870 | $2,040 | $1,170 |
| Ward County, TX | $85,600 | $1,031 | $680 | $1,590 | $910 |
| Rankin, TX | $82,400 | $1,433 | $950 | $2,210 | $1,260 |