Gavop shows you how to buy homeowners insurance in Cushing, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $93,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $159,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $231,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $705 |
| Superior Protection Discount | -$85 | $764 |
| Fire & Security Discount | -$93 | $756 |
| Hail Resistant Roof Discount | -$17 | $832 |
| Newly Constructed Home Discount | -$238 | $611 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Cushing, OK | Homeowners Insurance Agency Cushing, OK | Address | Popularity Score | Distance from Cushing (miles) |
|---|---|---|---|---|
| State Farm | Bronson Schubert | 3224 Teakwood Ln Ste 120, Edmond, OK, 73013-3781 | 48.3 | |
| State Farm | Shannon Morris | 2511 E 21st St, Tulsa, OK, 74114-1705 | 46.3 | |
| Allstate | David Kolb | 415 W 15th St Ste 2, Edmond, OK, 73013 | 47.6 | |
| Farmers | Derek Stephens | 805 W 15th St, Edmond, OK, 73013 | 47.8 | |
| Farmers | Brian Dudgeon | 612 W 6th Ave, Stillwater, OK, 74074 | 18.8 | |
| Farmers | Dena Floyd | 2003 E Main St, Cushing, OK, 74023 | 1.6 | |
| Travelers | Howell-Stone Insurance | 3500 S Broadway, Edmond, OK, 73013 | 47.9 | |
| Farmers | William Yvain Bro | 408 S Main St Ste 1, Stillwater, OK, 74074 | 18.5 | |
| Farmers | Chrystal Kasch | 760 W Danforth Rd, Edmond, OK, 73003 | 46.7 | |
| Allstate | Jennifer Elliott | 304 N Main St, Stillwater, OK, 74075 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,040 | $1,040 |
| Payne County, OK | $147,400 | $1,483 | $1,010 | $2,110 | $1,100 |
| Cushing, OK | $89,200 | $849 | $590 | $1,210 | $620 |
| Oilton, OK | $53,900 | $876 | $620 | $1,240 | $620 |
| Drumright, OK | $78,000 | $1,097 | $800 | $1,500 | $700 |
| Kendrick, OK | $39,200 | $734 | $490 | $1,030 | $540 |
| Depew, OK | $62,200 | $954 | $650 | $1,330 | $680 |
| Davenport, OK | $56,600 | $902 | $660 | $1,250 | $590 |
| Kellyville, OK | $79,400 | $1,109 | $750 | $1,540 | $790 |
| Paden, OK | $90,700 | $1,207 | $810 | $1,730 | $920 |
| IXL, OK | $56,700 | $903 | $620 | $1,260 | $640 |
| Castle, OK | $32,500 | $667 | $450 | $950 | $500 |