Gavop tells you how to get the best homeowners insurance in Los Osos, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Los Osos, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Atascadero Rd, Claranita Ave, Butterfly Ln, W Foothill Blvd, Seascape Pl, Mary Austin Ln, Bush Dr, Toro Creek Rd, Fairchild Way, Nikki Beach Dr | $780,000 | $630,000 | $700,000-$800,000 | $386,500 | $350,000 | $300,000-$350,000 |
| Harmony Ranch Rd, Jacaranda Ln, Travis Dr, San Miguel Rd, Willow Dr, Casa del Mar Dr, Cambria Rd, Crest Ave, Madera Way, Vine St | $508,500 | $430,000 | $500,000-$600,000 | $570,500 | $520,000 | $500,000-$600,000 |
| Manzanita Dr, Sea West Dr, Rosina Dr, Redwood Ct, Solano St, San Simeon Ave, San Leandro Ct, Cll Cordoniz, Rocky Point Ln, Howard Ave | $303,500 | $280,000 | $300,000-$350,000 | $325,500 | $290,000 | $300,000-$350,000 |
| Robert Emmet Way, Jasper Ave, Butte Dr, Sycamore Canyon Rd, Frog Pond Pl, Alexander St, Sage Ave, Broderson Ave, Toleman Rd, Wallace Rd | $762,500 | $620,000 | $700,000-$800,000 | $393,000 | $330,000 | $350,000-$400,000 |
| Alexander Ave, Mountain View Dr, Canet Rd, San Jacinto Dr, Pecho Rd, Pico Ave, Fresno St, Smiley Pl, W Foothill Rd, Latigo Ln | $404,000 | $370,000 | $400,000-$500,000 | $267,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $840 |
| Superior Protection Discount | -$99 | $889 |
| Fire & Security Discount | -$69 | $919 |
| Hail Resistant Roof Discount | -$30 | $959 |
| Newly Constructed Home Discount | -$287 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Luis Obispo County | $700 | $1,460 | $2,160 | $1,061 | $1,761 | $399 |
| Los Osos, CA | $2,500 | $976 | $3,476 | $710 | $3,210 | $267 |
| San Luis Obispo, CA | $300 | $1,211 | $1,511 | $880 | $1,180 | $331 |
| Edna, CA | $700 | $1,804 | $2,504 | $1,311 | $2,011 | $493 |
| Grover Beach, CA | $300 | $920 | $1,220 | $669 | $969 | $251 |
| Oceano, CA | $700 | $744 | $1,444 | $540 | $1,240 | $203 |
| Woodlands, CA | $400 | $1,987 | $2,387 | $1,444 | $1,844 | $543 |
| Lake Nacimiento, CA | $200 | $892 | $1,092 | $648 | $848 | $244 |
| Guadalupe, CA | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Santa Maria, CA | $100 | $824 | $924 | $599 | $699 | $225 |
| Home Insurance Company Los Osos, CA | Homeowners Insurance Agency Los Osos, CA | Address | Popularity Score | Distance from Los Osos (miles) |
|---|---|---|---|---|
| Travelers | E C Loomis & Son Insurance Assoc | 220 Traffic Way, Arroyo Grande, CA, 93420 | 19.0 | |
| State Farm | Courtney Morrow | 72 S Main St Ste B, Templeton, CA, 93465-9787 | 18.4 | |
| Travelers | E C Loomis & Son Insurance Assoc | 220 Traffic Way Arroyo Grande, Arroyo Grande, CA, 93420 | 19.0 | |
| State Farm | Steve Weber | 526 Spring St, Paso Robles, CA, 93446-3170 | 22.9 | |
| Farmers | Sue Hubbard | 7730 Morro Rd Ste 206, Atascadero, CA, 93422 | 14.6 | |
| Farmers | Joy Swann | 1228 Broad St, San Luis Obispo, CA, 93401 | 9.3 | |
| State Farm | Rick Goree | 1947 Spring St, Paso Robles, CA, 93446-1619 | 23.8 | |
| Farmers | Daniel Phillips Lutcf | 8800 El Camino Real, Atascadero, CA, 93422 | 14.9 | |
| State Farm | Karen Perlette | 783 Quintana Rd Ste 2, Morro Bay, CA, 93442-1968 | 4.3 | |
| Farmers | Sergio Zepeda | 310 W Main St, Santa Maria, CA, 93458 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Luis Obispo County, CA | $499,800 | $1,478 | $1,090 | $2,010 | $920 |
| Los Osos, CA | $461,100 | $988 | $730 | $1,340 | $610 |
| San Luis Obispo, CA | $633,100 | $1,226 | $910 | $1,670 | $760 |
| Edna, CA | $637,500 | $1,826 | $1,350 | $2,480 | $1,130 |
| Grover Beach, CA | $446,800 | $931 | $690 | $1,270 | $580 |
| Oceano, CA | $340,100 | $753 | $560 | $1,020 | $460 |
| Woodlands, CA | $721,700 | $2,011 | $1,490 | $2,730 | $1,240 |
| Lake Nacimiento, CA | $342,500 | $903 | $670 | $1,230 | $560 |
| Guadalupe, CA | $220,500 | $631 | $470 | $860 | $390 |
| Santa Maria, CA | $325,800 | $834 | $620 | $1,130 | $510 |