Gavop shows you how to buy homeowners insurance in Old Jefferson, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
2 Bedroom | $115,500 | $100,000 | $125,000-$150,000 |
3 Bedroom | $131,500 | $110,000 | $100,000-$125,000 |
4 Bedroom | $319,500 | $260,000 | $350,000-$400,000 |
5 Bedroom | $223,000 | $190,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$150 | $850 |
Superior Protection Discount | -$90 | $910 |
Fire & Security Discount | -$70 | $930 |
Hail Resistant Roof Discount | -$30 | $970 |
Newly Constructed Home Discount | -$210 | $790 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
East Baton Rouge Parish | $2,500 | $1,539 | $4,039 | $1,118 | $3,618 | $421 |
Old Jefferson, LA | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
Prairieville, LA | $300 | $1,073 | $1,373 | $780 | $1,080 | $293 |
Westminster, LA | $700 | $2,037 | $2,737 | $1,481 | $2,181 | $557 |
Walker, LA | $100 | $961 | $1,061 | $699 | $799 | $263 |
Grand Point, LA | $2,500 | $1,834 | $4,334 | $1,333 | $3,833 | $501 |
Paulina, LA | $100 | $1,939 | $2,039 | $1,409 | $1,509 | $530 |
St. John the Baptist, LA | $700 | $1,481 | $2,181 | $1,076 | $1,776 | $405 |
Labadieville, LA | $500 | $1,523 | $2,023 | $1,107 | $1,607 | $416 |
Fordoche, LA | $700 | $1,133 | $1,833 | $824 | $1,524 | $310 |
Bayou L'Ourse, LA | $100 | $948 | $1,048 | $689 | $789 | $259 |
Paradis, LA | $700 | $1,662 | $2,362 | $1,208 | $1,908 | $454 |
Home Insurance Company Old Jefferson, LA | Homeowners Insurance Agency Old Jefferson, LA | Address | Popularity Score | Distance from Old Jefferson (miles) |
---|---|---|---|---|
State Farm | Mitch Mula | 18291 Highland Rd Ste 104, Baton Rouge, LA, 70810-3934 | 2.3 | |
State Farm | Brady Flavin | 9270 Siegen Ln Bldg 302, Baton Rouge, LA, 70810-0932 | 4.3 | |
Allstate | Mike Stewart | 6004 Perkins Rd Ste B1, Baton Rouge, LA, 70808 | 7.5 | |
Liberty Mutual Independent | Insurance Network Of Louisiana | 4606 Bluebonnet Blvd, Baton Rouge, LA, 70809 | 4.9 | |
Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 33.8 | |
Travelers | Mcinnis Insurance Services Inc | 7814 Office Park Blvd, Baton Rouge, LA, 70809 | 6.4 | |
Travelers | David Cordell Insurance | 7942 Picardy Ave Suite D, Baton Rouge, LA, 70809 | 6.1 | |
State Farm | Ken Kenelly | 13234 Perkins Rd Ste B, Baton Rouge, LA, 70810-2031 | 4.1 | |
Allstate | Integrity Insurance | 20185 Iowa St, Livingston, LA, 70754 | 17.5 | |
Liberty Mutual Independent | Fourrier Agency Inc | 4275 Government St, Baton Rouge, LA, 70806 | 9.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
East Baton Rouge Parish, LA | $177,800 | $1,557 | $1,090 | $2,240 | $1,150 |
Old Jefferson, LA | $182,700 | $1,000 | $700 | $1,440 | $740 |
Prairieville, LA | $222,000 | $1,086 | $760 | $1,560 | $800 |
Westminster, LA | $246,900 | $2,062 | $1,440 | $2,970 | $1,530 |
Walker, LA | $159,300 | $973 | $680 | $1,400 | $720 |
Grand Point, LA | $187,100 | $1,856 | $1,300 | $2,670 | $1,370 |
Paulina, LA | $213,200 | $1,963 | $1,370 | $2,830 | $1,460 |
St. John the Baptist, LA | $152,800 | $1,499 | $1,050 | $2,160 | $1,110 |
Labadieville, LA | $135,500 | $1,542 | $1,080 | $2,220 | $1,140 |
Fordoche, LA | $92,800 | $1,147 | $800 | $1,650 | $850 |
Bayou L'Ourse, LA | $76,700 | $960 | $670 | $1,380 | $710 |
Paradis, LA | $155,500 | $1,682 | $1,180 | $2,420 | $1,240 |