Gavop tells you how to get the best homeowners insurance in Oceana County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Oceana County, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Fox Rd, W South St, N Sandia Dr, W 4th St, E Park Rd, White River Trl, 79th Ave, Marshville Dam Rd, E Jefferson Rd, Washington Dr | $110,500 | $100,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| W Village Rd, Lyle Pl, S 140th Ave, N 128th Ave, Chapita Hills Rd, Garfield Rd, S Rutledge St, N 56th Ave, W Jackson Rd, 3rd Ave | $222,500 | $200,000 | $200,000-$250,000 | $169,500 | $140,000 | $175,000-$200,000 |
| Elizabeth St, W Stonycroft Rd, N 112th Ave, W Stony Lake Rd, White St, N Oceana Dr, Fern Forest Dr, Buchanan Rd, Highpoint Ridge, Spitler St | $115,000 | $100,000 | $125,000-$150,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Johnson Rd, N 53rd Ave, W Pierce Rd, W Fish Rd, Cambridge, Spencer Dr, W Arthur Rd, M-20, S 118th Ave, W Creek Rd | $128,500 | $110,000 | $125,000-$150,000 | $129,000 | $120,000 | $100,000-$125,000 |
| S 90th Ave, Sandy Dr, N Dune Scooter Dr, Union St, Blackfoot Rd, S Branch Ln, Ottawa, Charles St, Mears, 12th St | $138,500 | $110,000 | $125,000-$150,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Menes St, Ohio St, Lewis St, Anne Dr, Wolf Rd, Michael, S 80th Ave, Newfield Dr, S 120th Ave, S 72nd Ave | $115,500 | $100,000 | $125,000-$150,000 | $110,500 | $90,000 | $75,000-$100,000 |
| S 56th Ave, E Woodrow Ave, W Warren Rd, Grove St, Lees Ln, 72nd Ave, E Monroe Rd, Bergensen Dr, N Joy St, N 136th Ave | $169,500 | $140,000 | $175,000-$200,000 | $124,000 | $100,000 | $100,000-$125,000 |
| 48th Ave, Fowler St, Lumberjack Dr, S State St, E Sunset Blvd, Spy Glass, N Elm St, N 14th Ave, Eagle Rd, N 112th Ave | $111,500 | $90,000 | $125,000-$150,000 | $106,000 | $90,000 | $75,000-$100,000 |
| 60th Ave, E Francis Rd, Winter Rd, N 108th Ave, Karen St, Ottawa Ln, N York Ave, Lake Dr, Iroquois Rd, W Duck Rd | $168,000 | $150,000 | $150,000-$175,000 | $128,500 | $120,000 | $100,000-$125,000 |
| W Lowell St, 104th Ave, Hunt St, Grant Rd, Thomas Pike, S 52nd Ave, E Gale Rd, E Minke Rd, 66th Ave, N 48th Ave | $121,000 | $100,000 | $100,000-$125,000 | $117,500 | $110,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $625 |
| Home and Two Car | -$116 | $564 |
| Home and Three Car | -$163 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oceana County | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Oceana County, MI | $700 | $672 | $1,372 | $488 | $1,188 | $184 |
| New Era, MI | $400 | $710 | $1,110 | $516 | $916 | $194 |
| Elbridge, MI | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Otto, MI | $200 | $691 | $891 | $502 | $702 | $189 |
| Blue Lake, MI | $2,500 | $782 | $3,282 | $569 | $3,069 | $214 |
| Custer, MI | $300 | $739 | $1,039 | $537 | $837 | $202 |
| Cedar Creek, MI | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Norton Shores, MI | $400 | $686 | $1,086 | $499 | $899 | $188 |
| Manistee, MI | $2,500 | $657 | $3,157 | $477 | $2,977 | $180 |
| Lilley, MI | $200 | $687 | $887 | $499 | $699 | $188 |
| Oostburg, WI | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| Home Insurance Company Oceana County, MI | Homeowners Insurance Agency Oceana County, MI | Address | Popularity Score | Distance from Oceana County (miles) |
|---|---|---|---|---|
| Travelers | Mckenzie-Price Agency | 455 West Norton, Muskegon, MI, 49444 | 42.0 | |
| Liberty Mutual Independent | White Lake Agency Inc | 4534 Dowling, Montague, MI, 49437 | 27.9 | |
| State Farm | Rob Willson | 173 N Causeway St, Muskegon, MI, 49445-3301 | 38.5 | |
| State Farm | Rob Willson | 173 N. Causeway St, North Muskegon, MI, 49445-3301 | 38.5 | |
| State Farm | Brenda Bouwman | 704 E Apple Avenue, Muskegon, MI, 49442-3648 | 40.8 | |
| Allstate | Mark Noffsinger | 5843 Harvey St, Norton Shores, MI, 49444 | 46.0 | |
| Allstate | Mark Noffsinger | 3105 Henry St, Muskegon, MI, 49441 | 41.5 | |
| State Farm | Tom Mallory | 623 E Colby St, Whitehall, MI, 49461-1163 | 28.7 | |
| State Farm | Mary Sturdevant | 306 W Parkdale Ave, Manistee, MI, 49660-1132 | 49.5 | |
| State Farm | Jerry Meyering | 1141 E Sherman Blvd, Norton Shores, MI, 49444-1809 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,080 | $560 |
| Oceana County, MI | $106,300 | $680 | $490 | $970 | $480 |
| Oceana County, MI | $106,300 | $680 | $460 | $940 | $480 |
| New Era, MI | $98,700 | $719 | $520 | $1,000 | $480 |
| Elbridge, MI | $89,800 | $703 | $490 | $990 | $500 |
| Otto, MI | $87,400 | $699 | $480 | $960 | $480 |
| Blue Lake, MI | $148,700 | $792 | $530 | $1,130 | $600 |
| Custer, MI | $117,500 | $748 | $550 | $1,050 | $500 |
| Cedar Creek, MI | $107,600 | $733 | $540 | $1,050 | $510 |
| Norton Shores, MI | $116,900 | $695 | $480 | $950 | $470 |
| Manistee, MI | $96,300 | $665 | $450 | $940 | $490 |
| Lilley, MI | $85,100 | $695 | $490 | $960 | $470 |
| Oostburg, WI | $152,700 | $656 | $480 | $930 | $450 |