Gavop tells you how to get the best homeowners insurance in North Amherst, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $252,500 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $437,500 | $360,000 | $400,000-$500,000 |
| 4 Bedroom | $312,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $462,000 | $400,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $892 |
| Home and Two Car | -$155 | $815 |
| Home and Three Car | -$233 | $737 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampshire County | $1,000 | $1,042 | $2,042 | $757 | $1,757 | $285 |
| North Amherst, MA | $2,500 | $958 | $3,458 | $696 | $3,196 | $262 |
| Amherst, MA | $300 | $1,236 | $1,536 | $898 | $1,198 | $338 |
| Wendell, MA | $1,500 | $954 | $2,454 | $694 | $2,194 | $261 |
| East Brookfield, MA | $500 | $1,050 | $1,550 | $763 | $1,263 | $287 |
| Somers, CT | $1,000 | $952 | $1,952 | $692 | $1,692 | $260 |
| Salmon Brook, CT | $200 | $1,187 | $1,387 | $862 | $1,062 | $324 |
| Coventry, CT | $1,000 | $829 | $1,829 | $602 | $1,602 | $227 |
| Coventry Lake, CT | $500 | $934 | $1,434 | $679 | $1,179 | $255 |
| Stephentown, NY | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Sheffield, MA | $100 | $1,161 | $1,261 | $844 | $944 | $317 |
| Home Insurance Company North Amherst, MA | Homeowners Insurance Agency North Amherst, MA | Address | Popularity Score | Distance from North Amherst (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Moulton Insurance Agency Inc | 143 West St, Ware, MA, 1082 | 17.5 | |
| Travelers | Mid State Insurance Agency | 93 Stafford St, Worcester, MA, 1603 | 36.9 | |
| Liberty Mutual Independent | Wiersma Insurance | 781 Main Street , Whitinsville, MA, 1588 | 47.5 | |
| Travelers | Fitzgerald & Quill Insurance | 110 High Street, Clinton, MA, 1510 | 43.1 | |
| Travelers | A & P Insurance Agency Inc | 273 Southwest Cutoff, Worcester, MA, 1604 | 41.2 | |
| Travelers | P A Pryor Insurance Agency | 595 N Main St, East Longmeadow, MA, 1028 | 22.6 | |
| Travelers | Cornerstone Insurance Agency Inc | Rais 534 Main Street, Athol, MA, 1331 | 19.9 | |
| Travelers | Obrien & Gibbons Insurance Agency Inc | 52 Highland St, Worcester, MA, 1613 | 31.5 | |
| Travelers | Siver Insurance Agency | 125 Main St, South Lancaster, MA, 1523 | 43.0 | |
| Liberty Mutual Independent | Moulton Insurance Agency Inc | 143 West Street , Ware, MA, 1082 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $2,020 | $1,080 |
| Hampshire County, MA | $272,700 | $1,055 | $730 | $1,460 | $730 |
| North Amherst, MA | $376,800 | $970 | $670 | $1,370 | $700 |
| Amherst, MA | $347,700 | $1,251 | $850 | $1,760 | $910 |
| Wendell, MA | $206,300 | $966 | $650 | $1,320 | $670 |
| East Brookfield, MA | $246,500 | $1,063 | $720 | $1,480 | $760 |
| Somers, CT | $308,500 | $963 | $650 | $1,370 | $720 |
| Salmon Brook, CT | $250,800 | $1,201 | $850 | $1,710 | $860 |
| Coventry, CT | $243,500 | $839 | $560 | $1,170 | $610 |
| Coventry Lake, CT | $168,700 | $945 | $680 | $1,290 | $610 |
| Stephentown, NY | $152,100 | $648 | $430 | $930 | $500 |
| Sheffield, MA | $286,400 | $1,175 | $790 | $1,610 | $820 |