Gavop shows you how to buy homeowners insurance in Longwood, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $180,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $325,000 | $280,000 | $350,000-$400,000 |
| 5 Bedroom | $311,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$111 | $896 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$292 | $715 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Seminole County | $1,000 | $1,407 | $2,407 | $1,022 | $2,022 | $384 |
| Longwood, FL | $2,000 | $994 | $2,994 | $723 | $2,723 | $272 |
| Casselberry-Altamonte Springs, FL | $200 | $1,558 | $1,758 | $1,132 | $1,332 | $426 |
| East Orange, FL | $400 | $1,394 | $1,794 | $1,013 | $1,413 | $381 |
| Lake Mary Jane, FL | $1,500 | $2,581 | $4,081 | $1,875 | $3,375 | $705 |
| Celebration, FL | $300 | $932 | $1,232 | $678 | $978 | $255 |
| Groveland, FL | $700 | $1,048 | $1,748 | $762 | $1,462 | $286 |
| Oak Hill, FL | $500 | $1,481 | $1,981 | $1,076 | $1,576 | $405 |
| Mascotte, FL | $2,000 | $785 | $2,785 | $571 | $2,571 | $215 |
| Holly Hill, FL | $300 | $815 | $1,115 | $592 | $892 | $223 |
| Webster, FL | $1,000 | $740 | $1,740 | $538 | $1,538 | $202 |
| Home Insurance Company Longwood, FL | Homeowners Insurance Agency Longwood, FL | Address | Popularity Score | Distance from Longwood (miles) |
|---|---|---|---|---|
| State Farm | Jeffrey B Campbell | 2840 Tuskawilla Rd, Oviedo, FL, 32765-5063 | 7.5 | |
| State Farm | Tony Lopez | 12908 S Ob Trl Unit 101, Orlando, FL, 32837-6598 | 22.4 | |
| Allstate | Tony Barcena | 21 B St, Haines City, FL, 33844 | 44.7 | |
| Travelers | Hatcher Insurance Inc | 1411 Edgewater Dr. 1411 Edgewater Dr., Orlando, FL, 32804 | 9.8 | |
| Allstate | Jeffrey A. Paglialonga | 185 S Westmonte Dr Ste 1208, Altamonte Springs, FL, 32714 | 3.9 | |
| Travelers | Insurance Market Inc | 240 W Church Ave, Longwood, FL, 32750 | 0.1 | |
| Travelers | Mike Elliott Insurance Agency Inc | 401 Lake Howell Rd, Maitland, FL, 32751 | 5.5 | |
| Allstate | D Brent Carli | 2680 W Lake Mary Blvd, Lake Mary, FL, 32746 | 4.0 | |
| Travelers | Willis Of Florida | 300 Colonial Ctr Pkwy Ste 130, Lake Mary, FL, 32746 | 6.1 | |
| Allstate | R. Lee Atkins Jr. | 7567 University Blvd, Winter Park, FL, 32792 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Seminole County, FL | $201,900 | $1,424 | $1,110 | $1,910 | $800 |
| Longwood, FL | $163,800 | $1,006 | $790 | $1,350 | $560 |
| Casselberry-Altamonte Springs, FL | $174,400 | $1,577 | $1,230 | $2,110 | $880 |
| East Orange, FL | $242,000 | $1,411 | $1,100 | $1,890 | $790 |
| Lake Mary Jane, FL | $340,400 | $2,612 | $2,040 | $3,500 | $1,460 |
| Celebration, FL | $401,600 | $944 | $740 | $1,260 | $520 |
| Groveland, FL | $161,700 | $1,061 | $830 | $1,420 | $590 |
| Oak Hill, FL | $162,700 | $1,499 | $1,170 | $2,010 | $840 |
| Mascotte, FL | $106,100 | $795 | $620 | $1,070 | $450 |
| Holly Hill, FL | $86,200 | $825 | $640 | $1,110 | $470 |
| Webster, FL | $52,000 | $749 | $580 | $1,000 | $420 |