Gavop's guide to buying homeowners insurance in Warren County, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Warren County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Berry Dr, Potter Rd, 4-H Rd, Riverside Station Rd, Orton Dr, Lane Dr, Surcingle Rd, Quoddy Blvd, Tall Timbers Rd, McFarlane Dr | $164,500 | $150,000 | $150,000-$175,000 | $123,000 | $100,000 | $125,000-$150,000 |
| Inglees Mountain Rd, Meadowbrook Rd, Iroquois Dr, Bentley Pl, Sunset Dr, Lawton Rd, Mohawk Mt Rd, Bay St, Longview Dr, Linden Ave | $107,500 | $100,000 | $100,000-$125,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Birch Mountain Rd, Goggins Rd, Stoddard Ave, Rose Ln, Madison St, Rogers St, W Hague Rd, Nathan St, Bolton Landing-Riverbank Rd, Peaceful Valley Rd | $150,000 | $130,000 | $125,000-$150,000 | $145,500 | $120,000 | $100,000-$125,000 |
| Co Rd 14, High St, Mountain View Rd, Elizabeth St, Hayes Rd, Morgan Ave, Lower Birchwood Dr, S Western Ave, Mountainside Dr, Moon Hill Pl | $152,000 | $130,000 | $125,000-$150,000 | $139,000 | $120,000 | $125,000-$150,000 |
| Orchard St, Loomis Ln, Porter Rd, Lausanne Ln, Easy St, Salkoff Dr, Isle Harbor Rd, Ormond St, Cardinale Ln, Constitution Dr | $159,000 | $150,000 | $125,000-$150,000 | $153,000 | $140,000 | $125,000-$150,000 |
| Vanderwalker Rd, Lakeview Dr, Delaney Dr, Lake Shore Dr, Courtney Ln, Traver Rd, Fawn Ln, Alderbrook Rd, Prospect St, Mason St | $352,500 | $310,000 | $400,000-$500,000 | $275,000 | $240,000 | $250,000-$300,000 |
| Fieldview Rd, Riverside Dr, Pinecroft Dr, Sawn Rd, Feeder Canal Ct, Kendrick Rd, Kingsley Ln Exd, Lake George Rd, Clark St, Woods Hollow | $182,500 | $170,000 | $150,000-$175,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Anchor Way, Sawmill Rd, E Shore Dr, Co Rd 39, McGowan Way, Thomas St, Co Rd 56, Beswick Dr, Churchill Rd, Wincrest Dr | $194,500 | $180,000 | $175,000-$200,000 | $153,500 | $140,000 | $125,000-$150,000 |
| Burdick Ave, Coulter Rd, Kirstin Jones Dr, W Mountain Rd, Higgins Rd, Paint Bed Rd, Chestnut St, Quarry Crossing St, Middle Rd, Leonard St | $204,500 | $170,000 | $150,000-$175,000 | $125,000 | $120,000 | $125,000-$150,000 |
| Clayton Ave, E Schroon River Rd, Town Section, Storage Building Dr, Lee Cir, Sutton Ter, Washer Hill Rd, Allen Hill Way, Atateka Mtn Rd, Paul St | $199,500 | $170,000 | $200,000-$250,000 | $197,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $601 |
| Superior Protection Discount | -$72 | $652 |
| Fire & Security Discount | -$51 | $674 |
| Hail Resistant Roof Discount | -$22 | $703 |
| Newly Constructed Home Discount | -$188 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Warren County, NY | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| Chestertown, NY | $100 | $679 | $779 | $493 | $593 | $185 |
| Kingsbury, NY | $700 | $572 | $1,272 | $416 | $1,116 | $156 |
| Ticonderoga, NY | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Putnam, NY | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| North Hudson, NY | $400 | $609 | $1,009 | $442 | $842 | $166 |
| Saratoga Springs, NY | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Ira, VT | $300 | $774 | $1,074 | $562 | $862 | $211 |
| Stillwater, NY | $2,500 | $759 | $3,259 | $552 | $3,052 | $208 |
| Arlington, VT | $400 | $826 | $1,226 | $600 | $1,000 | $226 |
| Valley Falls, NY | $700 | $628 | $1,328 | $457 | $1,157 | $172 |
| Home Insurance Company Warren County, NY | Homeowners Insurance Agency Warren County, NY | Address | Popularity Score | Distance from Warren County (miles) |
|---|---|---|---|---|
| Farmers | Frank Casler | 1451 State Highway 5s, Amsterdam, NY, 12010 | 46.9 | |
| Allstate | Cheryl Friello | 146 N Comrie Ave, Johnstown, NY, 12095 | 45.8 | |
| Erie | Lighthouse Insurance Agency Llc | 4 Main Street, Ballston Lake, NY, 12019 | 44.5 | |
| State Farm | Jenny Rulison-Fisch | 3717 State Highway 30 Ste 2, Amsterdam, NY, 12010 | 40.0 | |
| Liberty Mutual Independent | Associates Of Glens Falls | 228 Glen St Glens Falls, Glens Falls, NY, 12801 | 19.5 | |
| Travelers | De Mattos Insurance Agency Inc | 158 Ridge Street, Glens Falls, NY, 12801 | 19.2 | |
| Allstate | Willie Miranda Jr | 1480 Route 9, Clifton Park, NY, 12065 | 49.9 | |
| Allstate | Julie Baldes | 165 Freemans Bridge Rd, Scotia, NY, 12302 | 49.3 | |
| Allstate | Ken Hein | 78 Glenwood Ave, Queensbury, NY, 12804 | 17.8 | |
| Allstate | Castle Agency Inc | 1549 State Route 67, Schaghticoke, NY, 12154 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,660 | $880 |
| Warren County, NY | $192,800 | $725 | $510 | $1,020 | $510 |
| Warren County, NY | $192,800 | $725 | $490 | $1,020 | $530 |
| Chestertown, NY | $170,500 | $687 | $470 | $950 | $480 |
| Kingsbury, NY | $137,300 | $579 | $410 | $790 | $380 |
| Ticonderoga, NY | $120,700 | $960 | $700 | $1,330 | $630 |
| Putnam, NY | $153,900 | $651 | $460 | $920 | $460 |
| North Hudson, NY | $131,700 | $616 | $420 | $870 | $450 |
| Saratoga Springs, NY | $343,200 | $1,029 | $730 | $1,460 | $730 |
| Ira, VT | $220,400 | $783 | $530 | $1,100 | $570 |
| Stillwater, NY | $240,000 | $769 | $550 | $1,060 | $510 |
| Arlington, VT | $257,500 | $836 | $570 | $1,200 | $630 |
| Valley Falls, NY | $145,800 | $636 | $460 | $910 | $450 |