Gavop's guide to buying homeowners insurance in Aroma, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$167 | $529 |
| 30 year old | +$10 | $707 |
| 40 year old | +$18 | $715 |
| 50 year old | +$26 | $723 |
| Above 50 year old | +$33 | $730 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $564 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$49 | $648 |
| Hail Resistant Roof Discount | -$14 | $683 |
| Newly Constructed Home Discount | -$188 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kankakee County | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Aroma, IL | $1,500 | $688 | $2,188 | $500 | $2,000 | $188 |
| Aroma Park, IL | $500 | $625 | $1,125 | $454 | $954 | $171 |
| Otto, IL | $2,500 | $760 | $3,260 | $552 | $3,052 | $208 |
| Bourbonnais, IL | $100 | $758 | $858 | $551 | $651 | $207 |
| Lake Dalecarlia, IN | $2,500 | $934 | $3,434 | $679 | $3,179 | $255 |
| Park Forest, IL | $500 | $818 | $1,318 | $595 | $1,095 | $224 |
| Midlothian, IL | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Burbank, IL | $100 | $829 | $929 | $602 | $702 | $227 |
| Woodridge, IL | $1,500 | $925 | $2,425 | $672 | $2,172 | $253 |
| Bedford Park, IL | $300 | $821 | $1,121 | $597 | $897 | $224 |
| Summit, IL | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Home Insurance Company Aroma, IL | Homeowners Insurance Agency Aroma, IL | Address | Popularity Score | Distance from Aroma (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mikkelsen Kelly & Kipp | 5534 Cal Sag Rd, Alsip, IL, 60803 | 40.8 | |
| Farmers | Corey Davis | 1632 W 95th St, Chicago, IL, 60643 | 45.2 | |
| State Farm | Gene Zurawski | 3440 W 111th St Ste 2, Chicago, IL, 60655-3340 | 42.9 | |
| Allstate | Iwonna Brown | 21141 Governors Hwy Ste 117, Matteson, IL, 60443 | 30.0 | |
| Farmers | Raul Hernandez | 536 W Boughton Rd Ste B, Bolingbrook, IL, 60440 | 46.6 | |
| Farmers | Llajaira Beltran | 5938 S Pulaski Rd, Chicago, IL, 60629 | 49.2 | |
| State Farm | Joanna Kierys Chlystek | 7900 S 87th Ave Frnt, Justice, IL, 60458-1496 | 46.6 | |
| State Farm | Dan Tice | 1020 104th St Ste 124, Naperville, IL, 60564-5116 | 47.3 | |
| Travelers | Columbian Agency | 1005 W Laraway Rd, New Lenox, IL, 60451 | 30.1 | |
| Travelers | Lowell Gilmore | 1147 175th St, Homewood, IL, 60430 | 35.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,160 | $580 |
| Kankakee County, IL | $140,100 | $742 | $540 | $1,050 | $510 |
| Aroma, IL | $133,500 | $697 | $490 | $970 | $480 |
| Aroma Park, IL | $95,000 | $633 | $440 | $880 | $440 |
| Otto, IL | $141,600 | $769 | $530 | $1,050 | $520 |
| Bourbonnais, IL | $151,000 | $767 | $560 | $1,080 | $520 |
| Lake Dalecarlia, IN | $168,900 | $945 | $630 | $1,300 | $670 |
| Park Forest, IL | $69,400 | $828 | $560 | $1,130 | $570 |
| Midlothian, IL | $149,100 | $661 | $440 | $910 | $470 |
| Burbank, IL | $174,200 | $839 | $610 | $1,170 | $560 |
| Woodridge, IL | $257,900 | $936 | $660 | $1,320 | $660 |
| Bedford Park, IL | $170,000 | $831 | $600 | $1,190 | $590 |
| Summit, IL | $157,700 | $677 | $480 | $930 | $450 |