Gavop's guide to buying homeowners insurance in Alta Sierra, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alta Sierra, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Katy Ln, Mother Lode Rd, Clivus Dr, Elephant Rock Ct, Nola Ct, Shana Way, River Crest Ct, Lena Ct, Waterfall Ln, Wolf Dr | $219,500 | $210,000 | $175,000-$200,000 | $175,500 | $160,000 | $200,000-$250,000 |
| Streeter Rd, Marilyn Ct, E Lime Kiln Rd, Annie Dr, Norlene Way, Ansonia Ct, Lorie Dr, Cannon Way, Joseph Dr, Meyer Ravine Rd | $368,500 | $310,000 | $400,000-$500,000 | $330,500 | $290,000 | $250,000-$300,000 |
| Trail End Pl, Mountain View Ct, Daniels Way, Meyer Ln, Agnes Way, Kasza Way, Echo Valley Dr, Aguilar Ln, Thiel Way, Fairway Glen Pl | $301,000 | $250,000 | $300,000-$350,000 | $269,000 | $220,000 | $200,000-$250,000 |
| Thornicroft Way, Elizabeth Way, Simba Ct, Ricky Ct, Eva Way, Comerate Rd, Dana Ct, Baker Ct, Rabon Valley Rd, Duckabush Ct | $293,500 | $280,000 | $300,000-$350,000 | $185,000 | $160,000 | $200,000-$250,000 |
| Zangol Pl, Eaglestone Rd, Fay Rd, Silver Springs Pl, Avern Way, Sara Ct, Pekolee Dr, Franchi Pl, Cathy Dr, Quail Creek Rd | $255,000 | $230,000 | $200,000-$250,000 | $165,500 | $150,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $693 |
| Home and Two Car | -$122 | $639 |
| Home and Three Car | -$175 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nevada County | $700 | $965 | $1,665 | $701 | $1,401 | $264 |
| Alta Sierra, CA | $2,000 | $752 | $2,752 | $546 | $2,546 | $205 |
| Rackerby, CA | $200 | $670 | $870 | $487 | $687 | $183 |
| Marysville, CA | $1,500 | $1,052 | $2,552 | $764 | $2,264 | $287 |
| North El Dorado, CA | $2,000 | $901 | $2,901 | $655 | $2,655 | $246 |
| Fair Oaks, CA | $500 | $1,071 | $1,571 | $779 | $1,279 | $293 |
| Elverta, CA | $300 | $698 | $998 | $507 | $807 | $191 |
| Sloughhouse, CA | $700 | $919 | $1,619 | $668 | $1,368 | $251 |
| Knights Landing, CA | $300 | $646 | $946 | $470 | $770 | $177 |
| Parkway, CA | $1,500 | $582 | $2,082 | $423 | $1,923 | $159 |
| Home Insurance Company Alta Sierra, CA | Homeowners Insurance Agency Alta Sierra, CA | Address | Popularity Score | Distance from Alta Sierra (miles) |
|---|---|---|---|---|
| Farmers | Michael Carey | 3875 Taylor Rd Ste 3a, Loomis, CA, 95650 | 23.0 | |
| State Farm | Stephanie Bader | 973 Plsnt Grv Blvd Ste 130, Roseville, CA, 95678-6144 | 27.1 | |
| Farmers | Brendan Mohr | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 33.3 | |
| Allstate | Miguel Sanchez | 701 12th St, Sacramento, CA, 95814 | 44.4 | |
| Travelers | Veterinary Insurance Services Company | 1400 River Park Dr 180, Sacramento, CA, 95815 | 42.1 | |
| State Farm | Jim Hilliard | 451 1st St, Woodland, CA, 95695-4023 | 49.9 | |
| Farmers | Curtis Van Winkle | 660 Auburn Folsom Rd Ste 201a, Auburn, CA, 95603 | 17.2 | |
| Farmers | Eddie Medeiros | 5701 Lonetree Blvd Ste 109, Rocklin, CA, 95765 | 25.2 | |
| State Farm | Matt Copeland | 6049 Douglas Blvd Ste 1, Roseville, CA, 95746-6249 | 27.4 | |
| State Farm | Darryl Fong | 8489 Folsom Blvd, Sacramento, CA, 95826-3515 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Nevada County, CA | $379,800 | $976 | $720 | $1,330 | $610 |
| Alta Sierra, CA | $343,800 | $761 | $560 | $1,040 | $480 |
| Rackerby, CA | $220,800 | $678 | $500 | $920 | $420 |
| Marysville, CA | $162,500 | $1,065 | $790 | $1,450 | $660 |
| North El Dorado, CA | $346,000 | $912 | $670 | $1,240 | $570 |
| Fair Oaks, CA | $417,500 | $1,084 | $800 | $1,470 | $670 |
| Elverta, CA | $275,800 | $707 | $520 | $960 | $440 |
| Sloughhouse, CA | $446,600 | $930 | $690 | $1,260 | $570 |
| Knights Landing, CA | $202,300 | $654 | $480 | $890 | $410 |
| Parkway, CA | $186,100 | $589 | $440 | $800 | $360 |