Gavop's guide to buying homeowners insurance in Carvers Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Carvers Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1700, Mobile Ln, Julliard Dr, State Rd 1707, Palmer Dr, Hedgelawn Way, Olympia Ct, Pebble St, Abercarne Way, Garnet Dr | $200,500 | $180,000 | $175,000-$200,000 | $125,000 | $110,000 | $125,000-$150,000 |
| Rustland Dr, Madonna Dr, Lufkin Cir, Dunblane Way, Little Bridge Rd, Bluff St, Marble Ct, State Rd 2680, Randolph Ave, Marie Dr | $183,500 | $150,000 | $175,000-$200,000 | $137,500 | $120,000 | $125,000-$150,000 |
| E Winds Ln, Gowan Ln, Bradley St, Gregory Ct, Daughtridge Dr, Woodclift Dr, Blythewood Ln, Patricia Dr, Rhodhiss Ct, Mintz Ave | $159,000 | $130,000 | $150,000-$175,000 | $146,000 | $120,000 | $125,000-$150,000 |
| Prince Charles Dr, Creed St, Bobby McLamb Dr, Bennett Dr, N Forest Dr, Rolls Ave, Raymond Lee Dr, Diamond Rd, Truman Dr, Ithaca Pl | $124,000 | $110,000 | $100,000-$125,000 | $118,000 | $100,000 | $125,000-$150,000 |
| Bankside Dr, Stacy Weaver Dr, Amesbury Rd, Myers Ct, Reid St, Doe Run Dr, Mountain Ash Ln, Surf Scooter Cir, Main St, Danville Dr | $129,500 | $110,000 | $150,000-$175,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Fair Oaks Dr, Smith Lake Rd, Caisson Dr, Shamus Ct, Minurva Ct, Arbor Rd, Zepher Rd, Shortbranch Dr, Kirkwall Rd, Mariposa Dr | $254,500 | $210,000 | $250,000-$300,000 | $184,000 | $160,000 | $175,000-$200,000 |
| Woodbridge Cir, Darrock Ct, Raleigh St, Colliers Chapel Church Rd, Law Rd, Swan Island Ct, Tallstone Dr, Dowfield Dr, Croydon Ave, Nandina Ct | $315,500 | $260,000 | $350,000-$400,000 | $167,000 | $150,000 | $175,000-$200,000 |
| Spear Dr, Wake Forest Rd, Wareham Ct, Skycliff Ct, State Rd 1713, Clyde St, Lakeside Dr, Coker St, Knightbridge Pl, Eau Gallie Dr | $245,000 | $230,000 | $200,000-$250,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Gardner St, River Ridge Rd, Amye St, Richard St, Ridgeway Ct, Castlebrooke Ln, Quartermaster St, Distribution Dr, Lookout Pl, Pleasant Loop | $134,500 | $130,000 | $125,000-$150,000 | $117,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $655 |
| Superior Protection Discount | -$69 | $702 |
| Fire & Security Discount | -$77 | $694 |
| Hail Resistant Roof Discount | -$15 | $756 |
| Newly Constructed Home Discount | -$185 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $700 | $741 | $1,441 | $538 | $1,238 | $202 |
| Carvers Creek, NC | $2,000 | $762 | $2,762 | $554 | $2,554 | $208 |
| Averasboro, NC | $300 | $645 | $945 | $469 | $769 | $176 |
| Spivey's Corner, NC | $2,500 | $975 | $3,475 | $709 | $3,209 | $266 |
| Honeycutt, NC | $400 | $476 | $876 | $346 | $746 | $130 |
| Elevation, NC | $700 | $641 | $1,341 | $466 | $1,166 | $175 |
| Vass, NC | $100 | $676 | $776 | $491 | $591 | $185 |
| Beaver Dam, NC | $1,000 | $661 | $1,661 | $480 | $1,480 | $181 |
| Shannon, NC | $500 | $378 | $878 | $275 | $775 | $103 |
| Micro, NC | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Hickory Mountain, NC | $100 | $1,120 | $1,220 | $814 | $914 | $306 |
| Baldwin, NC | $2,000 | $960 | $2,960 | $697 | $2,697 | $262 |
| Home Insurance Company Carvers Creek, NC | Homeowners Insurance Agency Carvers Creek, NC | Address | Popularity Score | Distance from Carvers Creek (miles) |
|---|---|---|---|---|
| State Farm | Bonnie Burns | 11446 Us Highway 70 W Ste C, Clayton, NC, 27520 | 37.3 | |
| State Farm | Amy Waldrop | 412 E Williams St Ste C, Apex, NC, 27502-2186 | 36.3 | |
| Liberty Mutual Independent | Bladen Insurance Agency Llc | 300 A S Peplar St, Elizabethtown, NC, 28337 | 41.5 | |
| Nationwide | Christopher D Edwards Agency | 6330 Falls Of Neuse Rd Ste 121, Raleigh, NC, 27615 | 47.8 | |
| Erie | Tri-Co Insurance Agency Inc | 25 E Harnett St, Lillington, NC, 27546 | 13.9 | |
| Allstate | Donald Rains | 5638 Hwy 42 W Ste 206, Garner, NC, 27529 | 31.6 | |
| Travelers | Moore & Johnson Agency | 3809 Computer Dr Ste 100, Raleigh, NC, 27609 | 45.1 | |
| Allstate | Jay Adkins | 218 Towne Village Dr, Cary, NC, 27513 | 40.2 | |
| Nationwide | Michael L. Warren | 1909 Bragg Blvd. Ste 102a, Fayetteville, NC, 28303-4350 | 10.0 | |
| State Farm | Chad Richards | 5300 Six Forks Rd Ste 109, Raleigh, NC, 27609-4465 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Cumberland County, NC | $131,200 | $750 | $500 | $1,040 | $540 |
| Carvers Creek, NC | $167,500 | $771 | $520 | $1,070 | $550 |
| Averasboro, NC | $115,600 | $653 | $480 | $930 | $450 |
| Spivey's Corner, NC | $187,500 | $987 | $710 | $1,410 | $700 |
| Honeycutt, NC | $74,900 | $482 | $350 | $690 | $340 |
| Elevation, NC | $130,900 | $648 | $450 | $930 | $480 |
| Vass, NC | $111,900 | $684 | $470 | $940 | $470 |
| Beaver Dam, NC | $109,000 | $669 | $470 | $930 | $460 |
| Shannon, NC | $59,200 | $383 | $260 | $540 | $280 |
| Micro, NC | $104,800 | $648 | $460 | $890 | $430 |
| Hickory Mountain, NC | $235,700 | $1,134 | $810 | $1,610 | $800 |
| Baldwin, NC | $315,900 | $971 | $650 | $1,370 | $720 |